ACIPCO Federal Credit Union Monthly Newsletter
June 2016
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Important Information Regarding Your ACIPCO VISA Credit Card
Same Great VISA Credit Card with Impressive New Benefits and Rewards
The Credit Union is excited to announce our migration to a new VISA credit card with EMV chip technology!

EMV cards have a microchip embedded within the card. The chip is encrypted and provides stronger security and protection against fraud.

We hope that this change will result in better service for the Credit Union and for you, our members, including tools for easier access to your online account.

We will also be offering a rewards program with the new VISA credit cards....


Big Goal For Big Loss
by Jo Alvis, Manager/CEO
A healthy heart has great power. But an unhealthy heart has even greater power � the power to affect the lives of many.  When AFCU CEO Mike Harrell suffered a sudden, fatal heart attack in August 2015, many other hearts were broken; family, friends, employees � and mine. Struggling with his loss, I felt compelled to find a way to memorialize Mike�s life and legacy for future generations. I decided on planting a tree next to the credit union in his honor.  Silly as it sounds, I actually refer to that tree as �Mike�, and it makes me feel better seeing it each morning as I enter the credit union. But as far as impacting future generations, I may have missed the mark.  Fortunately, another long time AFCU employee, Valerie Garner, had a better idea.

Birmingham Heart Walk 2016
Healthy Hearts for Harrell Campaign

Why Are Auto Loans Getting Longer?
The average new car loan recently reached a record high

If you�re in the market to buy a new car, you might have recently heard that the norm for auto loans is becoming longer than what used to be a typical five years.

The Financial Accounts Everyone Should Have
Essential accounts no one should be without

It�s hard to speak for everyone in the world, but when it comes to banking, financial accounts are pretty universal � and beneficial. And while everyone�s different, there are a few main accounts you�ll likely want to have.

Roth IRA Investing Tips
Maximize your retirement savings with these Roth IRA strategies

When it comes to retirement savings, starting early and investing smartly can add up big time. So if you already have a Roth IRA, you can feel great about meeting that first goal. Now you can get technical with your investment strategies to maximize your return.

Upcoming Closings
July 4th - Independence Day

Member Security Center
A New Benefit for Credit Union Members

Using an identity theft protection service is the best way to minimize risk and protect your personal information from being misused. Doing this not only gives you added convenience and peace of mind, but also provides more advanced identity protection and management than you can achieve on your own.

Click here to get started today!

Get Creative with Leftover Fruits and Vegetables
A few ways to use those lingering fruits and vegetables

It�s a tale as old as vegetable crispers: you are in the midst of your weekly refrigerator clean out and you realize that you have some produce you forgot to use.

Natural Remedies to Help Prevent Migraines
Avoid the headache with these natural tips

Migraine headaches are capable of derailing a day altogether, debilitating its sufferers with symptoms that include severe photosensitivity, nausea and vomiting.

Published by ACIPCO Federal Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

April 2016
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