ACIPCO Federal Credit Union Monthly Newsletter
July 2016
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ACIPCO FCU Credit Card Conversion
Important Dates to Remember

As we get closer to our credit card conversion to the new EMV chip enabled credit cards, we have some important dates for you to remember. If you are currently a credit card holder you will be receiving your credit card around mid-August. August 28th is our conversion date, so you will be able to activate your new credit card on that day. Please remember that your old credit card will not work after this date. The new cards will have a new card number, so be sure to change any automatic payments you may have set up.

If you have any questions or concerns regarding the conversion please don�t hesitate to call us at 205-328-4371.

Energy- and Money-Saving Home Improvement Projects
Eco-friendly and financially responsible upgrades for your house

Energy costs are a huge expense for home dwellers these days, so people are always looking for various ways to be more energy-efficient within the home while also not draining their bank accounts.

First Steps to Take to Save for College
Make paying for education manageable by planning ahead

According to Trends in College Pricing 2015 by the College Board, a not-for-profit organization consisting of over 6,000 of the world�s leading educational institutions, the average cost of tuition and fees for the 2015-16 school year rose to $32,405 for those attending private …

Fighting Against Data Breaches
What you can do to keep your financial data safe

Shopping online is convenient, fun and growing in popularity, but many online shoppers worry about the impact of data breaches.

Tracking and Cutting Down on Your Grocery Bill
Simple tips can help you save big

There are many bills you can�t easily control, but your food bill isn�t one of them. Here are a few ways to help track and cut costs.

Upcoming Closings

September 5th - Labor Day

Natural Remedies to Relieve Sunburn
Soothe a sunburn with these holistic remedies

Summer is a time of fun in the sun, but sometimes this fun can have negative consequences.

Get Rid of Your Dark Circles With These Surprising Natural Remedies
Ways to banish dark circles without resorting to chemicals

For many Americans, dark circles are an unfortunate way of life. Many suffer from them because of genetics and find that very little has any effect on those huge bags under their eyes.

5 Books to Enjoy on Your Beach Vacation
Dive into these books this summer while you�re having fun in the sun

Beach vacations are a time to relax and enjoy life, while taking in the sun and the sea. It�s because of the beach�s relaxing atmosphere that makes it the perfect place to enjoy a good book this summer.

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

June 2016
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