American United eNewsletter
January 2019

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Holiday Closings
Monday, January 21st
Martin Luther King, Jr. Day

Monday, February 18th
George Washington's Birthday
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Smart Cents
Introducing Smart Cents
Introducing Smart Cents! For every charge you make to your debit card, you can have the ‘spare change’ from that transaction automatically transferred to your savings account, allowing you to build up small savings over time. Sign up today and start building your small savings!
Special VA Financing
Special VA Financing Available
We take care of our Veterans with special financing options, and mortgage rates on VA loans are quite low right now. Visit our website or contact Juan Andrade today at 801-838-8753 to learn more about your options.
Salt Lake City
What's Happening in Salt Lake?
"Fun" means something different to everyone. For some, it's exploring mountain trails. For others, it's taking the kids to a hands-on science exhibit. And for others, it's live music and beer. Salt Lake's event calendar is bursting at the seams with fun stuff for every inclination, every day and night of the week.
Toole County History
Tooele County Historical Guide
Tuilla, as it was originally spelled, was one of six original counties the legislature created in January 1850. The legislature changed its boundaries several times. Today it is the state's second largest county. Visit this site for a guide to Tooele's historical attractions!

What Purchases Are Okay to Make with Loans?
After taking out a loan, it is possible to end up with more money than you needed. This can be unintentional and is a common occurrence in some cases, such as with student loans. So what purchases are okay to make with loans?

Should You Get a Construction Loan or a Home Equity Line of Credit?
It’s always been your dream not to simply buy a home for retirement, but to build one from the ground up that is perfectly suited to your vision for how you want to spend your twilight years. To achieve this dream, two of the major financial options to consider are borrowing against the value of your current home with a home equity line of credit or taking out a construction loan.

Know the Differences between Simple and Compound Interest
It pays to know the differences between simple and compound interest and how these can be advantageous or disadvantageous for you in various situations.

Decreasing Costs for Your Company
With a bit of thought and creativity, you can decrease costs for your business in ways that won’t disrupt your goals or productivity. In fact, careful cost-cutting could even help your company operate more efficiently and serve customers more effectively.

Prepare for the Worst: Cyber Attacks
With nearly all businesses now operating in virtual space in some capacity, the threat of cybercrime has unfortunately become a common reality that small business owners must face.

Top Accounting Challenges for Small Businesses
No matter what sector your small business is in, proper accounting is crucial to your success.

How to Set Attainable Goals for the New Year
Making resolutions is a tradition for many people who want to start the New Year off fresh and focused. Whether you’re determined to revamp your eating habits, get in shape, start a new business or pursue a new passion, the best way to achieve your …

How to Maintain the Charm of an Older Home When Remodeling
One of the biggest mistakes people make when trying to renovate an older home is to implement trendy improvements rather than timeless ones.

New Semester Prep: How to Save Money on Campus
No matter if your parents are paying your tuition, you took out loans or you have at a part-time job, you want to make sure that your funds are working as hard as possible in your favor.

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