DCH Credit Union’s Monthly e-Newsletter
November 2012
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Recipe of the Month
Overnight French Toast
by allrecipes.com

Great recipe to make ahead for easy breakfast or brunch Christmas morning.

[See Details]

Monday, December 24th (Christmas Eve) - 8am - 1pm
Tuesday, December 25th (Christmas Day) - Closed

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Great Turnout for the Help for the Holidays Promotion
DCH Credit Union members showed up in huge numbers on Wednesday, November 21st to take advantage of the Help for the Holidays Loan Promotion. The loan allowed members to donate canned goods to the West Alabama Food Bank and in return receive special rates and get an additional $250 above the already popular Fast $500 Loan .
Over 230 members participated in the loan special and filled two barrels FULL of canned goods for the food bank.

Going Hi-Tech for the Holidays?
Let DCH Credit Union Help

DCH Credit Union can help make your dreams come true this holiday season with great rates* on loans for all your high-tech needs.
Whether it’s a laptop, tablet, computer, e-reader or the newest (and biggest) television, we can help you with a loan to get all the items on your list**.
*All loans subject to approval—well qualified buyers only
**Proof of purchase and item identification  required

Benefits of Combining Loans
How consolidating your debt can be helpful
Photo: Benefits of Combining Loans
Many Americans today are dealing with debt from various sources. If you’re struggling to pay off multiple loans—personal loans, auto loans, student loans—you may want to consider consolidating. Doing this can save you time, money and stress. Here are some specific ways you can benefit from combining your loans.
Top Five Reasons for a Home Equity Loan
Tips on whether a home equity loan might work for you
Photo: Top Five Reasons for a Home Equity Loan
If you are considering taking out a loan, you may be wondering if a home equity loan (HEL) is right for you. Home equity loans are a type of second mortgage that allow you to borrow money using the value of your home as collateral. This is a safe bet for lenders, because they know that they can count on the value of the home, even if you cannot make payments.
12-12-12 Loan on 12-12-12
One Day Only Offer!
Come by DCH Credit Union on December 12, 2012 and take advantage of our
12-12-12 Loan.
All members that are approved* for the 12-12-12 Loan that day will be entered into a drawing for a $120 Visa Gift Card!
Take this opportunity to get a great loan and have a chance to win a $120 Gift Card for your holiday shopping.
*all loans subject to approval
**for entry into drawing, the member must receive the 12-12-12 Loan Special

Fuel-Efficient Car Options
Many 2013 model cars can save you money at the pump

When gas prices rise, many of us take a closer look at the fuel efficiency – or lack thereof – of our vehicles. “Just how much gas money would I save,” we ask ourselves, “if I bought a newer, more fuel-efficient car, truck, minivan or utility vehicle? Moreover, how can I find the most fuel efficient vehicle in my price range?”
Seven Tech Gifts This Holiday Season
What are the hottest new products this holiday?

When it comes to buying gifts during the holiday season, there is always one category that is interesting in terms of innovation. That category is tech gifts, as the latest gadget can be a fun and productive solution for that special someone. With that in mind, here are seven tech gifts for this holiday season.
Avoiding Holiday Weight Gain
Try these eight simple tips to keep your waistline in check without depriving yourself

Every holiday season, we’re surrounded with tempting treats from Halloween through the New Year: overflowing candy pails, lavish holiday feasts, decadent desserts, calorie-laden (and delicious) drinks. And after months of indulging, our waistlines often show it. So how can you enjoy the tastes of the season without packing on the pounds?
Published by DCH Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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