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What is your biggest shopping day this month?
Black Friday
Small Business Saturday
Cyber Monday

Last Month's Survey Results
Looks like it's an expensive time of the year!
Last month the majority of our readers said winter is the most expensive time of the year.  Be sure to visit our Financial Education section to see tips on how to save this holiday season!


October 2019
September 2019
August 2019

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The Polar Express Holiday Loan is Back
Polar Express Holiday Loan
The Polar Express Holiday Loan is back for a limited-time only.  This popular 12 month installment loan is a great way to pay for all your holiday purchases!


It's Time For You to Get Rewarded!
Education First Gold Visa Credit Card
The Education First Gold Visa Credit Card is the card that has it all!  Get rewarded with uChoose Rewards points for every dollar you spend on every purchase every day of the year!  Plus, a special offer for the holidays new cardholders!


Santa is Coming to Education First!
Photos with Santa at Education First
Santa will soon be making his annual visit to take pictures will all the good little girls and boys!  Don't wait - spaces are limited!



Is it Safe to Save Your Credit Card Info Online?

If you are a frequent online shopper, having your favorite retailers store your credit card information seems like it might make sense. Having your information at the ready helps you avoid having to input your data every time you start the checkout process, but is it trustworthy?



Six Ways to Keep Your Holiday Finances Intact
Financial Education - holiday finances
Stay on track this holiday season by using these helpful resources.



Start Your Year Off Right With These 4 Small Business Podcasts

Running a business is no small feat no matter the size of your enterprise. Sometimes you need guidance, a pep talk or a fresh perspective from an expert you can trust to help get you out of a rut, tackle a new project or grow your business.



Don't Get Caught Off Guard With Unexpected Expenses During the Holidays!

During this time of year we do a lot of swiping with our debit cards. Don't get caught off guard and risk getting declined for your purchases. Sign up for Courtesy Pay today and you'll be covered for purchases up to $500.



Gift Giving Made Easy

A Visa gift card makes gift giving a breeze when you don't know what to buy.  Choose from a variety of new holiday designs in any amount from $10-$1000!  Available in all Education First branches beginning November 29th!

Imelda Educators' Relief Fund Update
Education First delivers school supplies schools
Collectively we raised over $8,200 for the Imelda Educators' Relief Fund, which allowed us to purchase classroom supplies for teachers whose classrooms were flooded as a result of Tropical Storm Imelda.  We began delivering those supplies last week - check out some of the happy faces that greeted us!



Earn Cash Back on Your Holiday Shopping

One of our employees has earned almost $800 using these free and easy cash-back apps. Don't you think it's time you signed up too?


Published by Education First Federal Credit Union
Includes copyrighted material of IMakeNews, Inc. and its suppliers.
www.EducationFirstFCU.org
409.898.3770
 

Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

NCUA - Federally insured by NCUA. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency. Equal Housing Lender – We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.
 



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