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Last month, we asked readers what would be their biggest shopping day in November. The majority of voters said Cyber Monday. We hope you were able to snag some awesome deals!


November 2019
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We're Dreaming of a White Christmas!
Okay, maybe we're being a little too ambitious, but we can dream right?!

Regardless of this month's weather, we hope you have a fantastic end to 2019. Please note the following important dates:
  • Wednesday, December 25th - All offices and branches will be closed for Christmas.
  • Wednesday, January 1st - All offices and branches will be closed for New Years.
  • Monday, January 6th - The Rosedale lobby will re-open to the public and the drive-thru will close for approximately 4 weeks. We can't wait to show you the new and improved branch! Click here to follow along on important updates on Rosedale.

The Train is About to Leave the Station!

Don't miss your chance to apply for our Polar Express Holiday Loan! Cover your holiday expenses and enjoy 7% APR* and NO payments for 90 days.


Have You Rewarded Yourself Yet?

The Education First Visa® Gold Card rewards you big time for your holiday spending! Enjoy 2X points on holiday purchases, plus 5,000 bonus points for new card holders. Easily apply today!


The Rosedale Lobby is Re-opening on January 6th!

These past few months, we've been working hard to remodel our Rosedale branch in Beaumont. We are so excited to announce that the lobby will be re-opening on Monday, January 6th! We can't wait to see you!



Yes, Young Growing Families Can Save & Invest

If you have a young, growing family, no doubt your to-do list is pretty long on any given day. Beyond today, you are probably working on another kind of to-do list for the long term. Where does “saving and investing” rank on that list?


6 Ways to Give Money as a Holiday Gift

From gift cards to new savings accounts, here are some options for gifting money this season.



Methods to Decrease Costs Within Your Business

For as much as you focus on increasing revenue to maximize your profits, you should put an equal amount of attention on reducing your operating costs.




Looking for the Perfect Gift?

Look no further! Education First offers Visa® Gift Cards to make the perfect gifts for family and friends! Plus, enjoy a flat fee that's lower than retailers!



Need Some Helpful Resources?

Our Online Tech Tutorials are great resources to show you how to use Mobile Deposit, Online Bill Pay, and more!


Survive the Holiday Hustle with Great Offers from uChoose Rewards.

When you shop with your Education First Visa Credit Card, you're earning rewards! Here's a sneak peek at December's participating retailers that are rewarding you.



Get Up to $200 CASH When You Switch to Sprint!®

Plus, a $100 loyalty reward every year. That's cold hard cash for you to use this holiday season! Sign up for Love My CU Rewards to take advantage of this great deal!


Did You Know You Can Estimate Your Tax Return?

The IRS released this tax withholding estimator to help you use your best estimates for the year ahead to determine how to complete Form W-4 so you don't have too much or too little federal income tax withheld.


Published by Education First Federal Credit Union
Includes copyrighted material of IMakeNews, Inc. and its suppliers.
www.EducationFirstFCU.org
409.898.3770
 

Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

NCUA - Federally insured by NCUA. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency. Equal Housing Lender – We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.
 



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