Education First Federal Credit Union

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What are you most looking forward to in the Fall?
Cold Weather
Holiday Season

Last Month's Survey Results
The Results Are In!
57% of respondents stated their children would be attending school strictly online for the Fall.

October 2020
August 2020
July 2020


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Get Up to $400 Cash Back When You Borrow with Education First*
When you book a new loan at Education First FCU, you'll get up to $400 CASH BACK, plus no payments for 90 days.*

With rates on secured loans as low as 1.94 APR**, now is a great time to shop for a new auto or save money and refinance your existing loan.

Got something else in mind?  With Personal Loan rates as low as 6.14% APR** the options are endless!

With low rates and up to $400 cash back, you'll be rewarded over the life of your loan!

COVID-19 Update
The lobbies of the Lamar, Laurel, Jasper and Rosedale branches, as well as the Administration Building remain closed.

Please note that all branch services are available at the drive-thru, including account opening, card replacement, cashiers checks, etc.  Additionally, we offer a full suite of online services, including loan applications, online banking, remote check deposit via mobile device and bill payment services. Learn more about these convenience services.

D.I.P. is Hip!

Get those pencils sharpened!

During the month of September, C.A.F.E. members who make a deposit of $5.00 or more will receive a color changing mood pencil! Be sure to stop by your nearest branch to deposit in-store or in the drive-thru!

Should I Take Zero Percent Financing When Buying A Car

Q: I’m in the market for a new set of wheels, and I’ve seen some dealers advertising zero-percent financing. Should I take this offer?

A: An auto loan without any interest sounds like a dream; however, there are many considerations before deciding to take out a zero-percent financing loan. Let’s take a closer look at zero-percent financing so you can make an informed, responsible decision about your auto loan.

The Finances of Paying Your Own Salary

As an entrepreneur, you’ve probably considered and calculated a myriad of expenses, including the cost of inventory, rent, utilities, shipping and equipment. But have you considered how much you’ll be paid for your time and effort?

We Walk It Like We Talk It.

Okay, so we admit it. We think we do a pretty good job taking care of our members. But that's easy for us to say, right? So don't take our word for it -- find out what our members have to say about us.

Elijah and Aimee Murphy recently completed a land loan with our mortgage loan officer, Ms. Alex Rhodes. Here is what they had to say about their experience!

Hurricane Laura Relief Efforts
Education First FCU is committed to our community year round, but with the impact of Hurricane Laura in Orange and Lake Charles we wanted to step up to help out!

EFFCU had the pleasure of feeding a group of Entergy engineers located in Orange.

Published by Education First Federal Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

NCUA - Federally insured by NCUA. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency. Equal Housing Lender – We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.

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