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December 2020
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Say Goodbye to High Interest in 2021
A Debt Consolidation Loan at Education First FCU offers many benefits and with rates as low as 6% APR, it might be time to consider consolidating all of your debt into one, low interest payment a month.

As part of our commitment to helping you get out of debt, we are offering a one-year subscription to You Need a Budget  (YNAB) personal finance software absolutely free! 

Learn more about how to secure a debt-free life by reading our Debt Consolidation eBook and utilizing our Financial Calculators.

EFFCU Announces Selection of Chief Financial Officer
EFFCU Announces Selection of Chief Financial Officer
Education First Federal Credit Union announced the appointment of Bruce Clark as its Chief Financial Officer.  Clark comes to Education First from Randolph-Brooks Federal Credit Union in Live Oak, Texas, where he served as Vice-President of Finance and Capital Planning.


Introducing Dash!
Introducing Dash!
Dash! is an online payment platform that makes paying your Education First FCU loan from an external account quick and easy.  Dash! is different from online banking in that it is only used to make payments on your Education First FCU loans using your account at another financial institution (via a routing number or debit card) or using a credit card.


Say Goodbye to Late Fees!
Thanks to our brand new payment reminder text program, PayPrompt™, you can receive text messages that will remind you of your upcoming loan payments with Education First FCU.  Best of all, it's free! Beginning January 12, we will be sending out text messages to all Education First FCU members who have an active loan with us and have provided a mobile telephone number.



D.I.P. is Hip!
D.I.P. is Hip!
During the month of January, C.A.F.E. members who make a deposit of $5.00 or more will receive a C.A.F.E. Bounce Ball! Be sure to stop by your nearest branch to make a deposit.

Get Your Maximum Refund and Speical Savings on Turbo Tax
Get Your Maximum Refund and Speical Savings on Turbo Tax
Getting your biggest possible tax refund has never been easier. From simple to complex taxes, TurboTax® has you covered. Just answer questions about your year, and TurboTax fills in all the right forms for you. Need help? Real experts are standing by -- and can even do your taxes for you, start to finish. Members save up to $15 when you file your taxes with Turbo Tax. Get started and save!

We're Paying it Forward!
We're Paying it Forward!
Borrow from us and we'll donate to a school of your choice!



Your Business is Our Business
Your Business is Our Business
If you're ready to take out a business loan or to open a new line of credit for your business, we can help! With an Education First FCU Business Loan, you will get unparalleled commitment to service, competitive interest rates, local lending decisions and more!


Find out What our Members are Saying!
Find out What our Members are Saying!
"Education First FCU has changed my life. I have been a member with EFFCU for over eight years and I cannot say enough how appreciative I am of Trudy and her team."- Chris Harms, Harms Real Estate



How do I Give Myself an End-of-Year Financial Review?
How do I Give Myself an End-of-Year Financial Review?
Giving yourself an end-of-year financial review is a wonderful way to check on the progress you’ve made toward your goals, highlight areas needing improvement and update your accounts, funds and investments. Here’s all you need to know about this important end-of-year ritual.


Start Thinking About Your Future Today
Start Thinking About Your Future Today
Don't know where or when to start saving for your future? Download our beginner's guide today to answer these questions:
  • When you should start investing
  • How to get started investing
  • What investments are right for you


Winter Skip-A-Pay
Winter Skip-A-Pay
Put some extra green in your wallet! Learn how to skip your January loan payment.


Published by Education First Federal Credit Union
Includes copyrighted material of IMakeNews, Inc. and its suppliers.
www.EducationFirstFCU.org
409.898.3770
 

Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

NCUA - Federally insured by NCUA. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency. Equal Housing Lender – We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.
 



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