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January 2020
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Our Rates Have Dropped!
Do you have loans with another lender? Our rates have dropped! Refinance with EFFCU and save money! View our loan rates today! Speaking of saving money, pay less by consolidating all of your loans into one, low-interest payment a month at Education First FCU with a debt consolidation loan.

EFFCU Donated $48,000 to Local Schools!

On January 27, EFFCU hosted our 7th Annual We're Paying it Forward Luncheon, where we distributed over $48,000 to 128 schools in Southeast Texas. These donations where made through our We're Paying it Forward program. To date, EFFCU has donated over $240,000 in unrestricted funds to area schools. Want to know how some of those schools have put their funds to good use? Check out our 2021 We're Paying it Forward video!

Download Our FREE eBook!

Ready to say goodbye to debt-related stress? The Ultimate Guide to Debt Consolidation is designed to help you understand why debt happens, and how to get out of debt for good. Download your copy today!

D.I.P. is HIP!

Attention C.A.F.E. members! Make a deposit of $5.00 or more during the month of February to receive your own C.A.F.E. jump rope. Did you know that February is National Heart Month? Get jumping to get your heart pumping and we'll see you at a branch soon!

Limted-Time Valentine's Day Offers from uChoose

Here's just a sampling of the great ways you'll earn bonus points during the entire month of February when you shop with the retailers below.

  • Flowers from You - 25 points for every $1 spent online
  • Uncommon Goods - 6 points for every $1 spent online
  • Buffalo Wild Wings - 10 points for every $1 spent in-store

Save up to $15 on Turbo Tax

Get your Maximum Refund and Special Savings on TurboTax, members save up to $15 when you start TurboTax now!

How to Boost Your Small Business Credit Score

Are you a small-business owner who’s not getting the love you need from lenders? Are suppliers insisting on terms you find downright unfriendly? The common denominator may be a poor business credit score. Here are some steps you can take to fix it.

Basic Investing for Beginners

Investing money is a vast, complicated ordeal that requires substantial knowledge and practice, whether you’re intending to buy and sell stock, build and rent out office space or invest in a retirement savings program. Because of this complexity, taking your first steps on the road to successful investing can seem daunting; however, every hopeful investor can benefit from understanding these basic ideas.

Presidents Day Closure

All Education First FCU branches and administrative offices will be closed on Monday, February 15, 2021.

Let's Hear it for Our Volunteers!

Through our Volunteer Investment Program (VIP), EFFCU employees volunteered over 280 hours during 2020. These employees donated the highest amount of volunteer hours in Quarter 4 (pictured left to right), Barbara LeBlanc, Art Perez and Sabbina Mayer.

EFFCU in the Community

EFFCU employees had a great time participating in the Silsbee Chili Cookoff to "Save the Pines!" Thank you to our employee volunteers who were out serving the city of Silsbee some yummy chili, and thank you to everyone who stopped by to say hello.

Published by Education First Federal Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

NCUA - Federally insured by NCUA. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency. Equal Housing Lender – We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.

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