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  490 Westfield Rd.|HOLYOKE MA 01040
  413-532-7007 | HOLYOKECU.COM   

December 2018  
December 2018

Specials
TRIPLE Holiday Reward Points!
It’s a golden opportunity!


They’re almost here!  The holidays, of course! Get the most out of your holiday shopping by using your Holyoke Credit Union VISA Platinum Rewards Credit Card.

You will get TRIPLE POINTS on all retail purchases after the first $500 spent from November 19, 2018 to January 7, 2019.



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Happy Holidays & Happy New Year!
Our wish to you

Holiday Gift Suggestions:

To your enemy – forgiveness.
To an opponent – tolerance.
To a friend – your heart.
To a member – service.
To all – charity.
To a child – a good example.
To yourself – respect. 

From Holyoke Credit Union’s Staff and Board of Directors…
Happy Holidays and a Happy and Prosperous New Year!



HCU’s Holiday Schedule
Branch & Member Solutions Call Center

In observance of the upcoming holidays HCU’s Branch and Member Solution Call Center schedules will change.  Please note the following:

All HCU branches will close at 1:00 pm on Monday, December 24, 2018 and Monday, December 31, 2018 and will be closed on Tuesday, December 25, 2018 for Christmas and Tuesday, January 1, 2019 for New Year’s Day.

The HCU Branch Holiday Schedule is as follows:
 
Closed Reopens
Monday, December 24, 2018
at 1:00 pm
Wednesday, December 26, 2018
at 9:00 am
Monday, December 31, 2018
at 1:00 pm
Wednesday, January 2, 2019
at 9:00 am


The Member Solution Call Center will close on Christmas Day, December 25, 2018 and New Year’s Day, January 1, 2019. 

The Member Solution Call Center Holiday Schedule is as follows:
 
Closed Reopens
Monday, December 24, 2018
at 7:00 pm
Wednesday, December 26, 2018
at 12:01 am
Monday, December 31, 2018
at 9:00 pm
Wednesday, January 2, 2019
at 12:01 am



Holiday Food and Clothing Drive at All HCU Branches
People Helping People! The Credit Union Motto!

Beth Cook and Ana Acevedo at the Holyoke Branch There is still time to donate!  Holyoke Credit Union is having a food and clothing drive this Holiday Season at each of our branches and we are asking our employees and our members to help us make it a success. 

It seems that every year we hear story after story about the incredible need that is in our community and this year is no different.  Providence Ministries recently put out the word that the shelves at Margaret’s Pantry and St. Jude’s Clothing Center are almost bare.

With your help, we can make a difference in Holyoke, Agawam, Feeding Hills and West Springfield!





Habits That Could Impact Your Insurance Rates
What factors influence how much you pay for car insurance?

Many drivers want to obtain the least expensive insurance rates they can while still receiving good coverage. What drivers may not realize is that many of their behaviors, both on and off the road, can greatly affect the price of insurance.




When Should You set up a Child’s Savings Account?
Determining the right time to establish your child’s financial basics

It’s never too early to start saving money, which is why a growing number of parents are opening savings accounts for their children.




Adjusting Your Investments for Retirement
How to get your retirement portfolio across the finish line

If you are still in the early stages of putting together your retirement portfolio or bearing down on the golden age, there’s still time to make adjustments that can help put you in the position to realize that dream with little or no stress.




Top Accounting Challenges for Small Businesses
Tips for keeping your financial records organized

No matter what sector your small business is in, proper accounting is crucial to your success.




How to Set Attainable Goals for the New Year
Setting goals that you can achieve in 2019
Making resolutions is a tradition for many people who want to start the New Year off fresh and focused. Whether you’re determined to revamp your eating habits, get in shape, start a new business or pursue a new passion, the best way to achieve your resolutions is to break each one down into small steps.



New Year’s Traditions from Around the World
Ring in the New Year with these international traditions
As the old year concludes and the New Year begins, people across the United States celebrate in accordance with common traditions. However, these traditional activities are not necessarily practiced in all parts of the world.



How to Give Back During the Holiday Season
Get into the spirit of generosity by sharing with your community
Though it may not seem like it, a simple donation or act of kindness can make a world of difference for those who are in need.



How to Maintain the Charm of an Older Home When Remodeling
Which features to keep and which ones to replace on a historic home
One of the biggest mistakes people make when trying to renovate an older home is to implement trendy improvements rather than timeless ones.



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