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  490 Westfield Rd.|HOLYOKE MA 01040
  413-532-7007 | HOLYOKECU.COM   

November 2017  
November 2017

Specials
Happy Thanksgiving!
From all of us at HCU!


We are very thankful for all our Members.

Enjoy the day!


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Holiday Triple Point Rewards
It's a sweet deal!

What’s sweet and guaranteed to keep you warm this Holiday Season?

Triple Points on Retail Purchases!*

*Starting on November 20, 2017, HCU is offering Triple Points on all retail purchases after the first $500 spent when you use your HCU Visa Platinum Rewards Credit Card from November 20, 2017 – January 8, 2018.





There is Only One You.
Let’s keep it that way with HCU/IDRestore.

Think you don’t need Identity Theft Protection?   THINK AGAIN!

Identity theft is consistently the number one complaint to the Federal Trade Commission.  Rampant data breaches affecting millions of records are putting consumers at great risk of identity theft.  It can happen to anyone – regardless of your age, income, where you live, or how careful you are.

Restoring your identity on your own can be stressful and time-consuming.  After a while, some people give up, leaving them to contend with the aftermath of identity theft for years to come, including fraudulent bills, collections activity, damaged credit and even criminal records.

HCU CAN HELP!





How to Choose the Right Health Insurance Plan
http://www.greenpath.com

Choosing the right health insurance plan is critical if you want to save money on your health care expenses. This is the first step for creating a healthcare budget that anticipates any cost you may have to cover down the road. Here are a few tips you can follow to help you choose the right health insurance plan for you and your family:




HCU’s New Website
Coming Soon!

Holyoke Credit Union has redesigned our website in order to provide our members with a better banking experience.

The website, www.holyokecu.com, will have a new look and feel that is much more user friendly and will now be compatible with the mobile device of your choice.

We have also reorganized the content making navigation of the site easier, so our members can find what their looking for faster.

Look for the launch of our new website to occur in the beginning of December.

At HCU, we are always looking for new ways to improve your banking experience.



Determining the Best Auto Loan Length
Find the right loan for your new ride

It is finally time to buy a new car for you or your business. One of the first things you need to determine before heading out to shop is how large of a loan you want to take out and for how long. The amount of money depends on your personal budget and your credit score. However, the length of time for the loan is largely up to you.




Security Warning Signs When Shopping Online
Remove the stress from shopping online by following these key shopping safety tips

For every trusted online retailer out there, there is a different website that is certainly not as safe or secure. Online security is always something to be concerned about, and this is even truer when money is involved. Keep an eye out for these warning signs and how to respond to them in an appropriate way.




How to Improve Curb Appeal to Boost Your Selling Price
Boost your asking price with these curb appeal tips

Even if the inside of a home is well-maintained, buyers will often pass up the chance to see it based on their impressions of the outside. In other words, curb appeal matters. It matters to buyers looking to put down roots and sellers eager to redeem a high price for their home.




What to Look for in Your Business Insurance Policy
Know what coverage you need before you sign on the dotted line

When starting a small business, finding the right insurance policy is one of the most important parts of the startup process. Not only do you need to protect your assets, you need to look after every other part of your business, too. Your business may need additional coverage based on individual circumstances, but all small business owners should learn about these important insurance policies.




Winter Home Maintenance Checklist
Prepare your home for the woes of winter
Discover how you can protect your home from the harsh temperatures and conditions that cold weather brings.



9 Experiences to Give as Gifts
Avoid holiday shopping lines by giving the gift of experiences
With the holiday season approaching, you might already have started to purchase gifts for friends and family members. However, there are only so many material possessions a person can have. If you’re having trouble knowing what to get someone on your list, consider giving them an experience instead.



9 Tips for Getting a Better Night's Sleep
Enjoy deeper rest with these sleep strategies
It is common knowledge that each adult should aim for a minimum of 7 hours of sleep each night. However, some people might be unfamiliar with how to improve sleep quality. Consider implementing these practical suggestions to help your body consistently get a good night’s sleep.



Experience Fall Foliage in the South
The perfect season to explore the region
Fall is one of the most beautiful seasons, thanks to the bright colors the leaves turn before winter comes. While many publications focus on the best places to go see foliage in New England, there are many great places in the South to catch a view of nature’s vivid colors.



Best Cars for Driving in Winter
What makes a vehicle good for driving in winter?
As the seasons continue to turn and the temperature continues to fall, new car buyers in wintry climates are increasingly faced with a weather-based problem: what does my new vehicle need to keep me safe and in control driving through the snow and slush?



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