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  490 Westfield Rd.|HOLYOKE MA 01040
  413-532-7007 | HOLYOKECU.COM   

July 2018  
July 2018

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Win a Magical Shopping Spree!
Enroll today!


Go to your Credit Union Rewards website and enter to win, then use your Holyoke Credit Union Platinum Rewards credit card three times per week for a chance to win an all-expense-paid trip to Chicago and 60-second shopping spree in a Rewards warehouse.


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Using CDs for Your Savings
The advantages and drawbacks of putting your money in a certificate of deposit.

If you have funds that you want to squirrel away without the temptation to dip into them, consider putting the money into a certificate of deposit.




Back to School Rewards with HCU’s VISA Platinum Rewards Credit Card
Get triple points when you use your card for those essential purchases!

It seems like the kids just got out of school for the summer but, before you know it, they will be going back.  So take advantage of HCU’s Back to School Rewards promotion to get the most bang for your buck when shopping for back to school clothes and supplies!




Mobile Remote Deposit Capture
Stricter endorsement rules to be enforced!

It has been two years since HCU rolled out Mobile Remote Deposit Capture and more and more members are taking advantage of this most convenient product.  However, the rules for endorsing checks have now become stricter and we want to pass the word along to you.




2018 Back to School Supply Drive
We need your help! Drive extended until August 17th!

Holyoke Credit Union is still collecting notebooks! for the Holyoke Safe Neighborhood Initiative (HSNI).  We have extended our drive  until August 17, 2018.

We are hoping to collect as many as 4,000 single subject notebooks, which will be distributed to children in Holyoke, giving them a head start on the upcoming school year.

Each year the HSNI puts on this drive to help those in need in Holyoke.  They are hoping to fill 2,000 backpacks with various school supplies.  The backpacks will be distributed to children at a special event in August.

If you would like to help enhance the education of Holyoke’s students, please bring your donations to HCU’s main office at 490 Westfield Road in Holyoke.  There is a donation box in the lobby.

Help the children of Holyoke start the school year off on the right foot!

Your caring makes a difference!  Thank you for your generosity!

“An investment in knowledge pays the best interest.”Benjamin Franklin
“Education is the passport to the future, for tomorrow belongs to those who prepare for it today.”Malcom X



Is it Safe to Save Your Credit Card Info Online?
Tips for protecting your information against identity thieves

If you are a frequent online shopper, having your favorite retailers store your credit card information seems like it might make sense. Having your information at the ready helps you avoid having to input your data every time you start the checkout process, but is it trustworthy?




Essential Improvements to Make Before Listing Your House
Things to do before you put your house on the market

If sentimental value translated into actual dollars, selling your house would be easy. Alas, putting your house on the market requires a great deal of work. There are parts of your home that you might find charming or comforting, but they might not translate to new buyers when you put it on the market.




Why Renters Insurance is Important
A closer look at the benefits provided by this fairly affordable form of insurance

Only 41 percent of U.S. renters have renters insurance. These renters would be wise to pay for renters insurance, as it covers a wide array of scenarios and offers an even wider assortment of benefits.




Should You Add Car Accessories to Your Loan?
Be ready to walk into the financing office of your dealership

While adding accessories to your car is a good way to make it just right for your needs, you will want to consider the pros and cons before you add these additional costs to your loan.




How to Value Your Business When Selling
Your business’s true value might shock you

There are many reasons to sell a business as well as many reasons to have an up-to-date business valuation even if you aren’t selling. Regardless of the reasons, a number of factors will play a part in determining the value of your business. On top of that, all of them require a professional to properly assess.




Starting Up a Business on Etsy
Etsy gives you the chance to make a living doing what you love

Starting your own business is an exciting endeavor, and with popular digital platforms like Etsy on the rise, it’s easier than ever to get the word out about your ideas. If you’re someone who makes your own products, Etsy is a great system to use.




How to Start Planning for Christmas in July
Avoid stress and debt by planning ahead for the holidays
July is the half-way mark through the year, which indicates Christmas is just six months away. While it might be tempting to save the preparations and shopping till closer to December, you can minimize potential stress and save money with a little bit of early planning — beginning in July.



How to Get Your Kids Involved in Cleaning the House
Make cleaning the house a family affair
Having your kids help with the chores teaches them discipline and teaches them the importance of maintaining an organized household. By using these tips and tricks, you can get your kids on board with the idea of pitching in when it comes time to tidying up.



Tips for Taking Better Phone Pictures
You don’t need expensive photography equipment to take a great photo
Smartphones make life more convenient. They help settle arguments with a quick Internet search, let you hold all of your favorite music in the palm of your hand and give you an instant way to capture your favorite moments on camera. If you’re relying on your phone’s built-in camera to take important pictures, there are ways you can make your phone pictures even better.



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