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  490 Westfield Rd.|HOLYOKE MA 01040
  413-532-7007 | HOLYOKECU.COM   

November 2018  
November 2018

Specials
TRIPLE Holiday Reward Points!
It’s a golden opportunity!


They’re almost here!  The holidays, of course! Get the most out of your holiday shopping by using your Holyoke Credit Union VISA Platinum Rewards Credit Card.

You will get TRIPLE POINTS on all retail purchases after the first $500 spent from November 19, 2018 to January 7, 2019.



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Happy Thanksgiving!

May your life be filled with good things to be thankful for,

as ours are filled with thankfulness for you.

Happy Thanksgiving!

To our Members from the

Holyoke Credit Union Staff and Board of Directors




The Companion Deposit Account
A great rate & total liquidity!

Holyoke Credit Union understands that savings account rates are typically low.  This is the reason we are now offering an account that offers a great rate combined with total liquidity.  We understand that many members are reluctant to tie up all of their funds in fixed-term CDs and would prefer to keep part of their money in easy-to-access cash.

The Companion Deposit Account – An account to accompany newly issued CDs that provides savers the best in savings – HIGH YIELD and NO TIME COMMITMENT.





Holiday Food and Clothing Drive at All HCU Branches
People Helping People! The Credit Union Motto!

Holyoke Credit Union is having a food and clothing drive this Holiday Season at each of our branches and we are asking our employees and our members to help us make it a success.

It seems that every year we hear story after story about the incredible need that is in our community and this year is no different.  Providence Ministries recently put out the word that the shelves at Margaret’s Pantry and St. Jude’s Clothing Center are almost bare.

With your help, we can make a difference in Holyoke, Agawam, Feeding Hills and West Springfield!





Extra Steps to Secure Your Online Banking Profile
Tips to help safeguard you when banking online

Online banking is a modern-day service that provides convenience if you often find yourself on the go. This convenience can turn into a major hassle, however, if you don’t properly safeguard your online banking profile.




Should You Pay Off Your Mortgage Before Retirement?
Is it worth it to pay off your mortgage before retiring?

Should you cash in your investments to pay off your mortgage before retiring? The answer can vary greatly depending on your situation.




Easy Ways to Save This Holiday Season
Money management tips to make your life easier!

2018 has absolutely flown by. Thanksgiving is just a few days away. It’s shocking, I know.

If the holiday season has crept up on you, then I bet you haven’t started your holiday shopping yet (Hopefully you’ve bought your Thanksgiving turkey though). If you’re in need of a few extra bucks for the holidays, here are a few easy ways to cut back for the rest of the year.





Financial Tips for Young Entrepreneurs
Start your new career off on the right foot

No matter how old you are, the entrepreneurship bug can bite you and give you the itch to start a business.




Decreasing Costs for Your Company
Control your company’s costs now and reap the benefits later

With a bit of thought and creativity, you can decrease costs for your business in ways that won’t disrupt your goals or productivity. In fact, careful cost-cutting could even help your company operate more efficiently and serve customers more effectively.




5 Easy Ways to Stay Active During Your Work Day
How to incorporate activity into your day
If your job requires you to sit for hours, take these simple steps to stay more active while at work.



What to Do Instead of Shopping on Black Friday
Charitable alternatives to post-holiday consumerism
It’s quite common to spend the day after Thanksgiving taking part in a shopping frenzy. If you’re tired of getting up early to fight the crowds and would rather avoid the stress of bargain hunting, try any of the following activities.



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