IH Credit Union - Credit Lines Newsletter

November 2020

The Latest

We are excited to announce that our new branch in Beavercreek at 1464 N. Fairfield Road is now open!

The new branch is a full service location. From opening accounts to applying for a loan, the friendly and helpful staff is ready to help.

ITMs

Our new office differs from our four existing locations, because it offers Interactive Teller Machines in the lobby in place of a traditional teller line. Interactive Teller Machines allow customers to interact with a credit union teller in real time to complete their banking transactions. They also allow customers the ability to do banking transactions without the need for physical contact which is beneficial during these unprecedented times.

We are excited to have more locations to better serve our existing members and also to be branching out into a new community. Stop in our new location today!

Holiday Closings
Thanksgiving Day
Thursday, November 26th

Day Following Thanksgiving Day
Friday, November 27th

Getting Ahead

Common Auto Financing Terms
Terms you should know when financing a new vehicle

Whether you’re shopping for your first car or a newer model, the first thing you should do before visiting the dealership is to establish financing options.

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What Are Insurance Scores and How Do They Affect Your Rate?
Here’s how your credit score and your insurance premiums are connected

If you’re looking to lower the amount you pay in auto, homeowners and other premiums, it’s important to understand how these scores work and how you can improve them over time.

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Business Banking

The Risks of Investing in Bonds
Not all bonds are as stable as you may assume

You’re depending on your assets to support you throughout your life — especially once you retire — so it’s important that you invest your money in a way that’s secure and stable to yield the financial returns you’re relying on.

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The Financial Accounts Everyone Should Consider
Protect your money and plan for the future with these financial accounts

Diving into the choppy waters of financial planning can feel intimidating, especially when you realize just how many types of accounts there are.

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Lifestyle

5 Low-Maintenance Plants to Brighten up Your Home
Liven up your living space with these houseplants

Whether you’re spending more time at home than usual or just want to give your living room a bit more color, you can’t beat a few plants.

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Best Cars for Driving in Winter
5 vehicles ready for winter’s challenges

From plummeting temperatures and brutal precipitation to less sunlit hours and salt-covered roads, winter can test your nerves behind the wheel and tax your car’s systems.

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Tips for Making Your Healthy Salad More Exciting
How to turn your salad from a boring side dish into a delicious main course

Eating a salad is a great way to follow a healthy diet. But if you don’t put much thought into your bowl as you’re preparing it, that salad will end up being boring and possibly even unhealthy.

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How to Stay Motivated When You Don't Want to Work Out
Tips for meeting your fitness goals

If you’re struggling to stick to your fitness plan, be sure to follow these tips and tricks for making exercise a part of your daily routine.

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October 2020

September 2020

August 2020

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Published by IH Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.