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  January 2017 - 937.390.1800

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We have an amazing special for the New Year!
We currently have a CD special of 1.50% APY for a 25 month certificate and 1.77% APY for a 37 month certificate. In order to take advantage of this special rate you need to deposit a minimum of $1,000 in your CD, and you cannot deposit more than $50,000 of funds that are currently on deposit at IH Credit Union.

If you want to start the new year off right by making your money work for you, stop in one of our locations today. This special is good now through February 28, 2017, so don't delay.

We would love to help you reach your 2017 financial goals!

How Do Loan Terms Impact Your Interest Rate?
Find the best deal by considering how the length of a loan impacts interest

Taking out a loan for a car or a home is a big process that involves many important choices. Although you can’t simply choose whatever interest you prefer—after all, everyone would just choose 0 …

Understanding Health Insurance Premiums
The basics of understanding the cost for a health insurance plan

Although the Affordable Care Act (ACA) has helped many Americans get health insurance, the majority of working Americans must still pay for their health insurance. The payment for a policy is known as…

What to Know About Winterizing Your Home
How you can maximize value on your home quickly and simply this season

The temperature is dropping and your energy bill is rising, but where does that leave your home’s value? With some quick and easy winterization tips for today, you can retain or even add value to your…

Understanding Mutual Funds
The basic structure and types of mutual funds

Mutual funds have become one of the most popular forms of investing. If you are considering beginning to invest for the first time or are looking for a new type of investment to expand and diversify …

Is It Still Important to Know How to Balance a Checkbook?
Even in the digital age, knowing how to balance your checkbook is still relevant

People used to learn to balance a checkbook with a registrar log of all their daily transactions to better keep track of their money. The digital age, and the immediate access we now have to our bank …

Holiday Closings
Martin Luther King Jr. Day

Monday, January 16th

President's Day

Monday, February 20th

7 Best “Best Picture” Winners from Oscars Past
These 7 Oscar-winning films are some of the best

To get you ready for the upcoming 89th Academy Awards ceremony, we’ve put together this list of some of the greatest Best Picture Oscar winners to ever exist.
Simple Ways to Walk 10,000 Steps a Day
How to ensure that you are meeting your fitness goals on a daily basis

Walking 10,000 steps every day might actually be simpler than it seems. It may merely take a steady and consistent approach, requisite motivation and a few simple tricks.
How to Build a Capsule Wardrobe
How to cut your wardrobe down to a few essential items

If your closet is brimming with clothes that you no longer wear or might be saving for another season, consider trimming down and taking the capsule wardrobe approach.
Visit Mackinac Island, Michigan
Bike away your worries on the scenic Mackinac Island

The temperatures may be low right now, but one way to warm yourself up this winter is by planning the trips you will take once spring and summer arrive. One resort area worth exploring is Mackinac Island, a small tourist attraction located on Michigan’s Lake Huron.
Vehicle Details: Top Vehicles That Are Affordable and Cool
A cool ride doesn’t need to break the bank

There are so many choices if you’re looking for a new vehicle that it can be difficult to know where to start. But if your priorities are on coolness and affordability, here are some great options.

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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