October 2018ihecu.com - 937.390.1800



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International Credit Union Day
Celebrate with us!
On October 18th, credit unions around the world will be celebrating International Credit Union Day! This day is set aside each year to celebrate the spirit of the credit union movement. For nearly two centuries, financial cooperatives have encouraged people from all walks of life to come together for the betterment of their communities. It's about people helping people, and that is why we celebrate credit unions on October 18th.

This year, we're celebrating International Credit Union Day with a contest members can enter by signing up for any new service October 1st-19th. We are also having a fall themed coloring contest for children. There will be food available in all of our offices for breakfast and lunch on Thursday, October18th. Please stop in one of our four locations to celebrate with us!

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Where to Buy Your Used Vehicle
Options for buying a new-to-you car


Purchasing a pre-owned vehicle offers cost-effective benefits such as a lower purchase price, less depreciation, minimized monthly payments and reduced insurance premiums. What will provide more …
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Types of Car Insurance
The multiple facets of vehicle insurance policies


Even though many drivers have auto insurance, only some of them clearly comprehend what different types of coverages mean. Decipher the unique types of car insurance to understand the various …
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Student Loan Forgiveness
These programs can reduce or completely do away with your student loans if you qualify


Student loan forgiveness offers assistance with the repayment of student loans by reducing the loan amount or eliminating debt altogether, and it’s a particularly helpful program for those who …
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The Importance of Separating Spending and Savings Accounts
A simple financial strategy to hasten the achievement of your goals


One easy way to enhance your budgeting goals is to keep your spending and savings accounts separate. Discover the advantages of having your funds in separate pools and learn how to expand upon this …
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Investing in Cryptocurrency
What you should know about bitcoin and blockchain


Before you invest in cryptocurrency, it bears taking a look at what that will involve.
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Applying for Loans Online
Applying for a loan online is quick and easy, but is it the right choice for you?


If you need a loan for one reason or another, the ability to apply online eliminates the need to leave the house, but it may seem a bit risky given the gravity of the decision. Is it a good idea to …
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Kid-Friendly Halloween-Themed Movies
The following films deliver chills to children without scaring them too much


Halloween is the perfect time of year for thrills and chills. However, if you have little ones who want to join in the festivities, you’ll want to make sure things don’t get too frightening. For spooky films the entire family can enjoy, consider these kid-friendly options this Halloween.
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How to Maintain Exercise Habits When the Weather Changes
Keep your exercise routine rolling into winter with these tips


As autumn creeps in, you may find your summer exercise routine in jeopardy thanks to colder, rainier weather. Exercise habits need not fall by the wayside when the weather changes — there are a number of strategies that can help you maintain healthy exercise habits despite seasonal changes.
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Tips for Saving Money on Clothing
Get the wardrobe you want without spending a bundle


With so many occasions and seasons to dress for, your clothing budget can easily get out of hand. These tips will help you stay fashionable while being more frugal.
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Plan the Ideal Tailgating Experience
Throw a championship-worthy tailgate party with these tips


Autumn is here, and there’s no better time to throw a big tailgate party. Here are some tips for putting together a pre-game celebration that everyone will still be talking about at the end of the season.
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3 Fall Date Ideas
Fall for these autumn-inspired date ideas


Fall is a particularly lovely time of year to head out for a memorable evening; the crisp, cool air and the vibrant colors of changing leaves make for an ideal romantic setting. If you’re seeking inspiration for the season, these date ideas should work like a charm.
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How to Carve the Perfect Pumpkin
Strategies for styling your pumpkin like a pro


With a little knowledge about pumpkin preservation and design, it’s easy to create a spectacularly carved gourd this Halloween.
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Published by IH Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.


 
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