November 2021
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Thursday, November 11th

Getting Ahead
Shop Smarter This Holiday Season
Helpful tips for staying within your budget this year

The holiday season is fast approaching and you might be stressed thinking about how you are going to buy gifts for all of your friends and family. But it is possible to get everything you need as long as you set realistic goals.


Give Your Retirement Accounts an Annual Checkup
Try these tips to keep your savings plans on track

Whether you’re decades away from retirement or closing in on the end of your working years, it’s important to make sure you’re on track to achieve your savings goals.


Business Banking
Escrow 101
A helpful guide to escrow

Before you enter escrow, be sure you can handle the conditions as well as any third-party fees necessary to complete the deal.


What is a Co-Signer?
Who can co-sign, how it works, and what to consider

Whether you’re seeking a co-signer or considering co-signing for someone you know, it’s a good idea to speak with a financial advisor to weigh your options, explore the risks, and learn about alternatives.


Do You Have Enough Car Insurance?
Knowing how much coverage you need can help save money and headaches

You may not ever have to use your auto insurance — the most ideal situation — but it’s far better to have the protection you need in the event that you ever would.


Holiday Gifts to Teach Your Kids About Money
Give your children the gift of financial literacy this season

It’s important that you start coaching your children on the basics of financial responsibility early in their lives.


How to Read More Books
Try these tips to make reading a habit

Whatever the current role of books in your life, these seven tips will inspire you to read more and help you fit more reading time into your daily routine.


3 Easy Food Substitutions You Can Make for a Healthier Diet
How to enjoy the foods you love and be healthier in the process

But it’s easier to make positive changes to your diet than you might think. All it takes is some creativity when it comes to ingredients.


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Published by IH Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.
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