June 2018ihecu.com - 937.390.1800

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2018 M. Angela Theriac Memorial Scholarship

This year we received many outstanding applications for the M. Angela Theriac Memorial Scholarship. We appreciate each student that applied for this scholarship, and we applaud all of their impressive achievements.  After careful consideration our committee chose two very deserving winners, Tyler Cory from Tecumseh High School and Evan Crew from Northwestern High School.

Should You Maintain Separate Accounts When You Get Married?
How you and your spouse can best manage your money

Joining your now-spouse in matrimony strengthens your relationship and confirms a lifetime commitment. It also comes with a fair amount of effort, not just in terms of making sure that your …

What to Know About Student Loan Forgiveness
Here is what everyone should know about student loan forgiveness

Student loans can prove to be a heavy burden once a student enters the workforce. Forbes contributor Zack Friedman points out that student debt ranks higher than even credit card debt. Luckily for …

Building Your Teen’s Credit Score
Start building your teen’s credit before they even move out

When your teen finally takes the big leap and moves out of the house, they’re going to need a solid credit score for a lot of life steps: renting an apartment, getting a loan or finding a good deal …

Pros and Cons of Owning a Rental Property
Owning rental property may not be as simple as it seems

Owning and renting real estate is an investment option with many attractive advantages, especially among the retired. What’s more, thanks to the passage of the 2017 Tax Cuts and Jobs Act, the …

How Car Insurance Varies by Location
Where you live can ultimately affect how much you pay for automotive insurance

Many factors go into determining your car insurance rate. Your driving record, driving behavior and the make and model of your vehicle can all play very large roles in the annual cost of your …

Holiday Closings

Independence Day

Wednesday, July 4th

6 Books That Celebrate Summer
Immerse yourself in a novel under the summer sun

Whether you’re lying in a hammock in your back yard or lounging by the beach, summer is the perfect time to read a new book — especially one whose story takes place in summer. Begin the season with a heart-warming book that pays homage to the warming temperatures.

Benefits of Working Out in the Morning
Reasons to consider rising and grinding when the sun comes up

If you find that you’re pressed for time when the evening workout comes calling, consider switching things up and moving your workout to the morning.

5 Ways to Repurpose Old T-shirts
Give your old T-shirts new life with these projects

If you’re the sort who doesn’t want to simply toss out the shirts you’ve accumulated over time, even if you’re certain you won’t wear them again, you can put them to good use with these projects.

Alternatives to Fireworks for Your Independence Day Party
Fun ideas for a firework-free Fourth of July

If you want to avoid the drawbacks of setting off fireworks, you can switch to a firework-free holiday celebration this year. There are plenty of fun alternatives for both kids and adults that don’t involve fiery explosions or dangerous chemicals.

Slow Cooker Chocolate Lava Cake
A sweet, indulgent bake that’s a cinch to make

Everyone loves to bite into a warm, gooey dessert after dinner, but making such a dessert can take a lot of extra time and effort, especially if you’re hosting and feeding a large group of people. There’s a simple solution that most people don’t consider, though: using a slow cooker.

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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