October 2019 How Marriage Affects Debt How to Incorporate More Steps in Your Day Is a Home Security System Right for You? Why You Need to Know Interest Rates Ways to Save On Your Auto Insurance Financial Tips for Going Back to School Common Financial Fees Holiday Closing International Credit Union Day Celebration International Credit Union Day Celebration On October 17th, credit unions around the world will be celebrating International Credit Union Day! This day is set aside each year to celebrate the spirit of the credit union movement. For nearly two centuries, financial cooperatives have encouraged people from all walks of life to come together for the betterment of their communities. It's about people helping people, and that is why we celebrate credit unions on October 17th. This year, we're celebrating International Credit Union Day with a contest members can enter by signing up for any new service October 1st-19th. We are also having a groovy 1960's themed coloring contest for children. There will be food available in all of our offices for lunch on Thursday, October 17th. Please stop in one of our four locations to celebrate with us! Why You Need to Know Interest Rates Understanding interest rates and why they matter When you invest your money or take out a loan, you’re affected by an interest rate. Understanding what an interest rate is and how it works impacts how much money you keep or how much you pay out. [FULL STORY] Ways to Save On Your Auto Insurance Auto insurance savings tips Owning a car is an expensive privilege that can easily get more costly when you’re faced with fluctuating gas prices and unexpected repairs. That’s why you must be diligent about finding ways to … [FULL STORY] Financial Tips for Going Back to School Financial tips for mature learners If you’re considering going back to college to boost your credentials, you’re probably on the lookout for money-saving strategies. [FULL STORY] Common Financial Fees Bank account charges you can easily avoid You’re working hard to build up your financial accounts by filling them with the money you’ve earned. When you look at your monthly statements, sometimes you might notice some of that cash being … [FULL STORY] Holiday Closing Columbus Day Monday, October 14th How Marriage Affects Debt Know your liabilities if you’re marrying someone with debts Sharing your life means sharing the good and the bad, and that includes your finances. If you or your partner have existing debts, it’s important to know how your marriage will affect those financial obligations. [FULL STORY] How to Incorporate More Steps in Your Day Ways to be more active in your daily life It’s a well-worn bit of fitness advice — you should aim to take 10,000 steps every day. You can work towards a more active lifestyle by trying out these seven easy tips. [FULL STORY] Is a Home Security System Right for You? Should you invest in a home security system? Even though you might consider your home to be a castle, fortifying it with a moat just won’t work in today’s world (or follow building codes). However, a modern home security system can offer you similar protection minus the annoying creaky drawbridge. [FULL STORY] Published by IH Credit Union Includes copyrighted material of IMakeNews, Inc. and its suppliers. TELL A FRIEND Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only. ARCHIVE September 2019 August 2019 July 2019 [MORE]

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