November 2019 ihecu.com - 937.390.1800



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Revocable Proxy

This proxy is solicited on behalf of management. The proxy represents the election of officers and any other matters that may arise. I hereby constitute and appoint The Board of Directors, with power of substitution, as my proxy to cast the votes to which I am entitled at the annual meeting of the members of IH Credit Union to be held Saturday, January 25, 2020 at 6:00 pm at the IH Credit Union Main Office, and all adjournments thereof. The Board of Directors at present knows no other business other than of routine nature to be brought before the meeting. The proxies will vote according to their best judgement on any other matters that may properly come before the meeting. This proxy is not valid after eleven months.

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Best Family Cars
The safest and smartest vehicles on the market


There’s a lot of competition in the family vehicle market, so it can be daunting to sift through countless vehicles to find one that fits your family’s needs.
[FULL STORY]

Short-Term vs. Long-Term Disability Insurance
Should you invest in short- or long-term disability insurance?


No one wants to think about something happening that could impact their ability to work and earn a paycheck. Unfortunately, bad things happen, and the only thing you can do to help when the …
[FULL STORY]


401(k) Strategies As You Age
How you should invest in your retirement over time


Where your money is being invested and at what age you’re investing it matters, so it’s important to assess the best 401(k) strategies available to you as you get older.
[FULL STORY]

Home Down Payments and Alternatives
How to handle one of the biggest hurdles between you and home ownership


Among the most challenging hurdles to overcome on your path to home ownership is the down payment. If you’re struggling with your down payment, you’ve got some options you can consider.
[FULL STORY]

4 Common Auto Loan Mistakes
Avoid these pitfalls when you need a new ride


Purchasing a new car is an exciting and tumultuous experience. It’s easy to feel overwhelmed as you go through the process of choosing your new vehicle and applying for a loan that won’t leave you …
[FULL STORY]


Holiday Closings

Thanksgiving Day

Thursday, November 28th

Day Following Thanksgiving Day

Friday, November 29th


Smart Spending in the Holiday Season
Making sure the spirit of giving doesn’t haunt you with debt


By following some simple strategies, you can make sure you satisfy your shopping list without going over your budget.
[FULL STORY]

Volunteer Ideas for the Holidays
Volunteer ideas to celebrate the season of giving


The holidays can be a whirlwind of activities, but one way to appreciate the season of giving is to give back.
[FULL STORY]

6 Tips for Making Your Hotel Stay Better
A few easy ways to take your stay to the next level


Whether you’re staying in a luxury resort for a vacation, stopping over at an inn for a business trip or just getting out of town for a weekend, getting the most out of your hotel is vital.
[FULL STORY]

Add These 4 New Movies to Your Must-Watch List This Winter
Don’t miss these films at the end of 2019


When the temperatures drop, it’s the perfect time to head indoors and treat yourself to a night at the movies.
[FULL STORY]


Published by IH Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.


 
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