September 2017ihecu.com - 937.390.1800



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CD Special!
Now is the time to take advantage of our fantastic CD special with a 1.98% APR* and 2.00% APY** for a 37 month certificate! To qualify for this special rate you must deposit a minimum of $1,000 in your CD, and you cannot deposit more than $50,000 of funds that are currently on deposit at IH Credit Union. This special is only good through October 31, 2017.

Click here for all current deposit rates!

*APY=Annual Percentage Rate. ** APY=Annual Percentage Yield. Minimum deposit of $1,000 for this special rate. Maximum of $50,000 on deposit at IHCU can be used. This special rate is nonrenewable and is effective through October 31, 2017.
2017 Proxy Voting
Make sure your voice is heard! Click here to cast your vote for our 2017 Proxy.

The proxy represents the election of officers and any other matters that may arise. I hereby constitute and appoint The Board of Directors, with power of substitution, as my proxy to cast the votes to which I am entitled at the annual meeting of the members of IH Credit Union to be held January 27, 2018 at 5:30 pm, and all adjournments thereof. The Board of Directors at present knows no other business other than of routine nature to be brought before the meeting. The proxies will vote according to their best judgment on any other matters that may properly come before the meeting. This proxy is not valid after eleven months.

Thank you! We appreciate your participation.
What is a Home Equity Loan?
Check out this loan option that might be available to you


Buying a home is typically the largest purchase that many Americans will make in their lifetimes—and most won’t own their home outright for 15 to 30 years, depending on their mortgage term. As you …
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5 Finance Lessons to Teach Your Kids Before College
Money lessons kids need to know before heading off to college


Being away from home is a tremendous responsibility for kids, especially when it comes to managing money. With the following tips, your college-bound kid will start school with a financial …
[FULL STORY]

Determining How Much to Save Each Month
Save for the future month-by-month


Saving for the future is often overwhelmed by today’s bills and financial pressures. Yet, despite the challenges of setting money aside, it’s so important for your financial well-being to try and …
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Tips for Saving for Your New Car
Ideas for affording that hot ride you have always wanted


It’s a common situation: your current car is on its last leg and you have your heart set on a new model that will last longer, look better and have more features. Unfortunately, your bank account …
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How to Plan and Pay Taxes When You’re Self-Employed
Filing taxes can be a simple, straightforward process with the right tools


Tax season is often a trigger for headaches, confusion and spending hours sifting through a plethora of confusing forms. If you’re self-employed, filing taxes can be even more confounding. Make your …
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When to Consider Switching Insurers
How do you know when it’s time to pull the plug on your insurance company?


When you run into problems with your insurance company, it can be a lengthy process to find a new one. Transferring everything is a hassle and you have to begin with a whole new company, but …
[FULL STORY]

How to Minimize Your Estate Taxes
Ways to reduce the amount you pay in death


The controversial federal estate tax, sometimes referred to as the death tax, applies an additional tax to those who die with an estate worth more than $5.49 million. While you may not qualify for …
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Holiday Closing
Columbus Day
Monday, October 9th

Experience Fall Foliage in New England
The most picturesque spots in New England to visit this autumn

Whether you are a native or a visitor, you can maximize your autumn in New England by visiting these particularly picturesque destinations.
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Tricks to Encourage Better Reading Habits
Get in the habit of reading with these tips

Escaping into a good book is a mindful indulgence for your brain, heart and soul. Whether you prefer historical fiction, true stories, romantic novels, comedic escapades or features in the daily newspaper, reading strengthens your memory, challenges your thinking and, according to the experts at HealthFitnessRevolution.com, “expands your vocabulary, sharpens writing skills, hones critical and analytical skills, reduces stress and boosts concentration.”
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Stadium Safety: What You Need to Know
Make sure you know the dos and don’ts of stadium safety

Attending a stadium event is an incredible experience. Whether you’re there for a concert, a football game or another event that strikes your fancy, there are some safety tips you should keep in mind.
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Furniture Restoration for Beginners
Give new life to hand-me-down treasures and thrift-store finds

Breathing new life into hand-me-down furniture, thrift store finds and flea market treasures is a creative way to save money and decorate your home with one-of-a kind, customized pieces. Whether using a new paint color to spruce up a table, new upholstery fabric to brighten up tattered chairs or a new stain to restore a youthful glow to a dresser, you can cultivate a stylish and signature look for every room in your house by letting your inner interior designer run wild.
[FULL STORY]
4 Superfoods to Add to Your Diet
Add some of these superfoods to your diet for maximum health benefits

Maintaining a healthy body depends largely on the types of food that you eat. “Superfoods” are a good choice, as they are packed with vitamins, minerals, antioxidants and other nutrients, helping you take care of your body and maintain its well-being. However, what superfoods should you be eating?
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Vehicles That Offer the Best Retained Value
The following vehicles manage to best combat the effects of depreciation

Spanning across several different segments and brands, here are just a handful of vehicles that offer the best retained value, according to experts at Kelley Blue Book.
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Published by IH Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.


 
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