November - 937.390.1800

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Calland & Campbell Insurance
Did you know that we have an insurance company located within our credit union offices? Calland & Campbell Insurance provides their clients with the most appropriate insurance options available.  It is their mission to help you manage the risks that arise in everyday life while helping you grow your assets. They would love to help you discover the right insurance options for you. They offer services such as:
  • Auto Insurance
  • Homeowners Insurance
  • Personal Umbrella Insurance
  • Life Insurance
  • Long-Term Care Insurance
  • Disability Insurance
Interested in a no obligation insurance quote? Visit their website or call 937-390-1800 ext 209 for an appointment today!
Benefits of Bundling Insurance
An overlooked method for lowering your insurance costs

No one wants to pay more than they have to for insurance. Bundling your rates is a great way to save some cash while obtaining the coverage you need.

Extra Steps to Secure Your Online Banking Profile
Tips to help safeguard you when banking online

Online banking is a modern-day service that provides convenience if you often find yourself on the go. This convenience can turn into a major hassle, however, if you don’t properly safeguard your …

Different Types of Student Loans
A guide to finding the type of student loan that best suits your collegiate needs

According to Zack Friedman of Forbes, the average college student will graduate with $40,000 in student loan debt. As such, it is important for undergraduates and graduates to select the student …

How To Appeal Your Property Tax Assessment
Make sure you’re only paying as much as you should

Every year, homeowners get a property tax bill based on the perceived value of their home. However, sometimes the assessors that estimate what a home and its property are worth miss things or …

High-Risk Investments to Consider for Your Portfolio
Take smart risks to grow your money

As an investor, it can be easy to fall into the trap of trying to build a portfolio that returns as much as possible for as little risk as can be taken. However, if you are seeking to earn truly …

Should You Pay Off Your Mortgage Before Retirement?
Is it worth it to pay off your mortgage before retiring?

Should you cash in your investments to pay off your mortgage before retiring? The answer can vary greatly depending on your situation.

Holiday Closings

Veteran's Day
Monday, November 12th

Thanksgiving Day
Thursday, November 22nd

Day following Thanksgiving
Friday, November 23rd

Books to Get You into the Holiday Season
Page-turners sure to get you into the holiday spirit

Whether you are trying to fight it or are eager to embrace it, the holiday season is fast approaching. To get you in the mood for goodwill, cheer and general merriment, you can grab one of many classic holiday books covering everything from Christmas to Kwanzaa.

What to Do Instead of Shopping on Black Friday
Charitable alternatives to post-holiday consumerism

It’s quite common to spend the day after Thanksgiving taking part in a shopping frenzy. If you’re tired of getting up early to fight the crowds and would rather avoid the stress of bargain hunting, try any of the following activities.

5 Easy Ways to Stay Active During Your Work Day
How to incorporate activity into your day

If your job requires you to sit for hours, take these simple steps to stay more active while at work.

Helpful Podcasts on Parenting
Advice and stories from experts and fellow parents

Although being a parent is a joy, parenthood also comes with its fair share of challenges. To help parents tackle these challenges, a whole genre of podcasts exists to help you laugh and cry your way through parenthood.

3 Productive Ways to Kill Time at the Airport
Ideas for making the most of your layover or delay

Whether you want to stay sharp for your arrival home or be alert for a full first day of vacation, keeping productive while your trip is on pause is a surefire way to ensure that your trip doesn’t wear you down any more than it has to.

Published by IH Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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