This proxy is solicited on behalf of management. The proxy represents the election of officers and any other matters that may arise. I hereby constitute and appoint The Board of Directors, with power of substitution, as my proxy to cast the votes to which I am entitled at the annual meeting of the members of IH Credit Union to be held Monday, January 24, 2022 at 4:30 pm via a Zoom meeting, and all adjournments thereof. (Zoom links will be provided at a later date.) The Board of Directors at present knows no other business other than of routine nature to be brought before the meeting. The proxies will vote according to their best judgement on any other matters that may properly come before the meeting. This proxy is not valid after eleven months.