December 2021
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Holiday Closings

Christmas Eve

Friday, December 24th

Christmas Day

Saturday, December 25th

New Year's Eve

Friday, December 31st- All offices open until 1pm

New Year's Day

Saturday, January 1st

 


Proxy Vote
Make Your Voice Heard

Revocable Proxy

This proxy is solicited on behalf of management. The proxy represents the election of officers and any other matters that may arise. I hereby constitute and appoint The Board of Directors, with power of substitution, as my proxy to cast the votes to which I am entitled at the annual meeting of the members of IH Credit Union to be held Monday, January 24, 2022 at 4:30 pm via a Zoom meeting, and all adjournments thereof. (Zoom links will be provided at a later date.) The Board of Directors at present knows no other business other than of routine nature to be brought before the meeting. The proxies will vote according to their best judgement on any other matters that may properly come before the meeting. This proxy is not valid after eleven months.

Vote today!


Getting Ahead
Saving for a Down Payment
Tips for saving for a down payment on a major purchase

Saving for a down payment for a house, car, or other major purchase can feel overwhelming. The following tips will help you answer your questions so you can start saving now.

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Apps that Save You Money
Big savings are just a few taps or clicks away

Looking to save some money this holiday season? You don’t have to shop sales or clip coupons — thanks to these handy apps, you can save big using nothing more than your smartphone.

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Do Your Home and Car Insurance Cover Flood Damage?
Protecting your property from floods and storms

Without insurance coverage, the substantial cost of fixing or replacing your flood-damaged property would come out of your pocket. How do you know if your insurance covers it?

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Business Banking
Properly Storing Your Financial Records
How to store your digital and physical financial records


Your financial records contain identifying details and account information that can be dangerous in the wrong hands. Here are a few tips to help you file and protect this vital documentation.

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Preparing for Retirement: Roth IRA vs. 401(k)
Similarities and differences between the leading retirement savings options


Retirement may seem like a long way away, but time moves quickly and it could be here before you know it. That’s why it’s important to establish a lucrative, reliable retirement savings and investment solution now.

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Lifestyle
4 Tips for Decluttering Your Closet
Ways to conquer the clutter in your closet

The following decluttering tips will help you conquer the mess so your closet is organized and functional.

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6 Ways to Get Kids Interested in Science
Strategies to spark a love of learning

Kids are naturally curious, so it’s easy to enable their fascination with science. Here’s a look at six easy ways to nurture your child’s love of discovery.

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Inspecting a Used Car
Ensure your next car is in good shape

If you’re interested in buying a used car, it’s important to inspect it thoroughly to make sure past owners treated it well.

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.
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