April 2017 e-News • 609.646.3339 • jerseyshorefcu.org



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Home Equity Loan Sale
As low as 3.24% APR*

Apply now to lock in a fixed rate as low as 3.24% APR* and use it for any reason, including:
  • Consolidate high-rate loans you have elsewhere
  • Pay for college or consolidate student loans
  • Buy a vehicle, motorcycle, boat, or RV
  • Plan your child's dream wedding
  • Make home improvements
  • Take a relaxing vacation
  • Any reason at all

You can borrow up to 80% of your home's appraised value, minus any first mortgage amount and liens, up to $250,000. There's no application fee, no points to pay, and no processing fee for loans over $20,000. A fixed rate loan makes it easy to budget your payments. With this loan, you borrow a lump sum and enjoy both a fixed rate and uniform monthly payments up to 60 months.
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Apply For A Jersey Shore Credit Card
You'll experience love at first swipe!

Our Jersey Shore Credit Card offers 1.99% APR* introductory rate on purchases made during the first 12 months of account opening!  Plus, cardholders get 1.99% APR* on all balance transfers for the first 12 months when completed within the first 90 days of account opening.  It's perfect for transferring any high-rate credit card balances you may have elsewhere since there's NO balance transfer fee and NO annual fee.
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Make Check Deposits Using Your Mobile Device
Apply For This Convenient Service

Members using our e-Services and Mobile Banking can make deposits using their smartphones and tablets. Making a deposit is quick and easy!
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Highlights from our 54th Annual Meeting
Board Chairman's retirement and Employee Of The Year announced

Our 54th Annual Meeting was held on April 1 and over 100 members enjoyed a fun night out that included a short business meeting, dinner, dancing, and door prizes. During the business meeting, our Board Chairman John DiNofrio’s retirement was officially announced. John (pictured center) was thanked for his 55 years of service in the credit union industry by CEO James Burns (pictured right) while new Board Chairman Jack Hickey looked on.
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CO-OP Shared Branch and Surcharge-Free ATMs
Easy Access To Your Accounts When Traveling or Even Relocating

As our members, you have access to one of the largest branch networks nationwide in the financial industry through CO-OP Shared Branch.  Plus, you have access to nearly 85,000 Surcharge-Free ATMs with CO-OP and Allpoint ATM networks.
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Get a $100 Cash Reward for Every New Line When You Switch To Sprint
This new exclusive cash rewards offer is our best one EVER!

Now, as a credit union member, you can earn $100 for every line when you switch to Sprint®. Current Sprint customers will receive a $50 cash reward for every line transferred into Sprint Credit Union Member Cash Rewards. Plus, get a $50 loyalty cash reward every year for every line.
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Buying a House with Little or No Credit
Although it can be difficult, homebuyers can purchase a house with thin credit


As with any major purchase that requires a line of credit, the process of buying a home starts with your credit score; the better it is, the better your chances of being approved for a loan. But …
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Accent Wall 101
Tips for creating a proper accent wall that will get people talking


Whether you are sprucing up a new home or reinvigorating a room that seems to have lost its luster, accent walls are a great way to draw eyes and start conversations.
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Does Gender Impact Auto Insurance Rates?
A few facts you need to know


If you drive a vehicle, as most people do, auto insurance is a fact of life. And everyone is continuously looking for ways to cut their rates. But there are some interesting facts that you may not …
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How You Can Help Reduce Air Pollution
Help keep the air around you clean by employing these methods to reduce air pollution


In order for our bodies to receive the oxygen that we require to survive, we need to constantly breathe in the air around us. As such, we definitely want the air we breathe to be clean.
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Monthly Subscription Boxes That Will Enrich Your Life
Five subscription boxes to brighten your day once a month


The popularity of subscription boxes has rapidly grown in the past few years, which means there are plenty to choose from.
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Visit Orlando, Florida
Add some magic to your vacation by making Orlando, Florida, your destination


Even though the city’s theme parks, such as Disney World, are its main draw, they aren’t the only reasons to visit Orlando.
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Tips for Making Safe Credit Card Purchases Online
In today’s digital age, you need to be especially careful when making online purchases


With online shopping becoming the norm, people have also become more susceptible to identity theft. It’s imperative that you be careful and mindful of how you shop online.
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Published by Jersey Shore Federal Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  
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