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December 2016


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The New Platinum MasterCard
With the new Platinum MasterCard from Kern Federal Credit Union you get to choose your reward. Apply today and enjoy points to cash or a great low rate!
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Joint Checking With Your Spouse: How Much to Contribute
Marrying your finances after you've tied the knot depends on several factors

Many couples decide to open a joint bank account once they get married, while others maintain separate accounts to manage their finances. There is no right or wrong decision, but if you are going to open a joint account, there are several factors to consider regarding how much each spouse should …

Best Ways to Save for Your Mortgage Down Payment
Four simple methods to get the ball rolling on your down payment savings

Buying a home is a huge step in life and begins with a huge hurdle: the down payment. Fortunately, by starting early and thinking things through, you can get a solid jump on saving. Here are some easy ideas to get you started.

What You Should Know About Your Credit Limit
Important credit details to keep in mind

Have you ever wondered why your interest rate is a particular amount or why you were turned down for an auto loan? You may be surprised to find that your credit limit is to blame.

The Importance of Paying Your Bills on Time
The success of your business relies heavily on making on-time payments

Paying your business bills follows the same rule of thumb as your personal bills: Maintaining an on-time payment schedule for all of your bills will help keep your credit, and therefore your business, in good standing. Furthermore, not paying your bills on time causes a trickle-down effect that …

4 Great Ideas for Your Office White Elephant Gift Exchange
Not sure what to get for your white elephant gift exchange? Try these ideas on for size

If you have never participated in a white elephant gift exchange before, or if you are simply looking to provide one of the best gifts available at the party, consider the following ideas.

4 Great Films from 2016 You Might Have Missed
Check out these fantastic films that you probably haven't seen

The film industry continuously works to create stories that will amaze and inspire for generations. This year, we've already been introduced to plenty of popular blockbusters that have warmed our hearts or made us laugh until we can't breathe.

How Volunteering is Good for Your Health
Four ways volunteering improves mental and physical health

The end-of-year holidays are a popular time to volunteer at charities and non-profit organizations. However, many people might not realize that as they help others, they also help themselves.

Celebrate Christmas in New York City
How to spend the holidays in the Big Apple

New York City is an attraction for tourists all year long, but it has a special charm during the holiday season.

Is an Electric Vehicle Right for You?
The pros and cons of owning an EV

If you're considering a new ride, you owe it to yourself to check out an electric vehicle (EV). Here are some of the pros and cons of owning one.

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  


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