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May 2016

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Spring Car Sale
It’s back! Enjoy great low rates and make no payments for 90 days on purchases or refinances from April 8th through May 31st.
Financial Literacy

Whether your trying to build up your savings or you want to raise your credit score, Financial Literacy is part of Kern Federal Credit Union's core values and vision.
Do You Need a Checking and Savings Account?
Why having both is certainly necessary

You probably already know what a checking account and a savings account are —so is it really necessary to have both? The simple answer is: yes.

What to Know About “Spear Phishing”
The latest scam thrives on familiarity

Most of us are aware of the term “phishing” — a con game in which scammers use spam, malicious websites, and online messages to trick people into divulging sensitive financial or personal information.

It May Be Easier to Get a Mortgage Now
Changes that will help you get a home loan

To some, just the thought of procuring a mortgage and all that the process entails is overwhelming. But there’s some good news: A variety of recent changes in the industry have made getting a mortgage less difficult than it once was.

Finance Mistakes With Long-Term Consequences
Avoid these top finance blunders

We all make mistakes, but when it’s a financial mistake, it can really cost you. And when it’s one that incurs a consequence that can last several years, then things can really turn ugly.

New Cars for 2016
From all-electric to loaded luxury cruisers, there’s something for everyone

The automotive segment is constantly improving, and the models that are coming out this year are an impressive bunch. Here are three vehicles to keep your eyes on.

Plan a Vacation to Portland, Oregon
What to do, where to stay and what to eat in Portland

Oregon’s largest city has a lot to offer to out-of-town visitors. Known for its microbreweries and coffee shops, food carts and farm-to-table dining, extreme walkability and vibrant culture, this “hipster paradise” should be experienced by everyone at least once.

Make These Changes to Celebrate Clean Air Month
Use these simple changes to make the air cleaner this May

May is Clean Air Month, which makes it the perfect time of the year to turn around your not-so-green habits. There are a number of changes you can make to celebrate Clean Air Month; here are a few you should consider making this May.

Health Benefits of Cycling
The upsides of getting back on the bike and riding

Whether you are looking to lose some weight, feel better about yourself or simply take up a new activity, cycling is a great use of your time. Cycling is a fantastic hobby that you can enjoy by yourself or with friends, at dawn or at dusk and in spring or in fall. It is also a hobby that has multitudinous benefits for your health.

5 Fun Facts About the Indy 500
Interesting tidbits about the history of the “Greatest Spectacle in Racing”

The Indianapolis 500 is an American tradition, having been held on or around Memorial Day Weekend every year since its inception in 1911. With over a century of history, there is a lot to learn about the Indy 500, even for longtime racing fans. Here are a few fun facts about the Indy 500.

Published by Kern Federal Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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