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September 2017

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When to Consider Switching Insurers
How do you know when it’s time to pull the plug on your insurance company?

When you run into problems with your insurance company, it can be a lengthy process to find a new one. Transferring everything is a hassle and you have to begin with a whole new company, but customers can often run into red flags that indicate the need for a reassessment. Here are some things to take into account if you’re thinking about pulling the plug on your current insurer.

What is a Home Equity Loan?
Check out this loan option that might be available to you

Buying a home is typically the largest purchase that many Americans will make in their lifetimes—and most won’t own their home outright for 15 to 30 years, depending on their mortgage term. As you pay off your mortgage month by month, the percentage of property that you own increases. This is called “equity,” which defines in real estate as the difference between the market value of the home and how much is still owed to the mortgage lending institution. When you need extra funds, it is possible to take out an equity loan against the value of your dwelling.

Is it Wise to Borrow Money from Friends or Family?
Borrowing from friends or relatives may strain your relationships

When seeking investment for a business or facing difficult financial times, it may be tempting to turn to friends or family for help. Though it can be one of the easiest ways to acquire a quick loan, borrowers should be wary of the potential downsides.

Experience Fall Foliage in New England
The most picturesque spots in New England to visit this autumn

Whether you are a native or a visitor, you can maximize your autumn in New England by visiting these particularly picturesque destinations.

How to Remove Coffee Stains from Your Life
Tips and tricks for removing coffee stains from problem surfaces

It’s inevitable—coffee stains everything. However, that doesn’t mean it’s impossible to get those stains out. Depending on what material the coffee has been spilled on, there are a variety of tools you can use to remove the stains.

Furniture Restoration for Beginners
Give new life to hand-me-down treasures and thrift-store finds

Breathing new life into hand-me-down furniture, thrift store finds and flea market treasures is a creative way to save money and decorate your home with one-of-a kind, customized pieces. Whether using a new paint color to spruce up a table, new upholstery fabric to brighten up tattered chairs or a new stain to restore a youthful glow to a dresser, you can cultivate a stylish and signature look for every room in your house by letting your inner interior designer run wild.

4 Superfoods to Add to Your Diet
Add some of these superfoods to your diet for maximum health benefits

Maintaining a healthy body depends largely on the types of food that you eat. “Superfoods” are a good choice, as they are packed with vitamins, minerals, antioxidants and other nutrients, helping you take care of your body and maintain its well-being. However, what superfoods should you be eating?

Vehicles That Offer the Best Retained Value
The following vehicles manage to best combat the effects of depreciation

Spanning across several different segments and brands, here are just a handful of vehicles that offer the best retained value, according to experts at Kelley Blue Book.

Published by Kern Federal Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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