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THE SIGNAL | January 2019
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Welcome To The Family
On January 23, 2019, the much-anticipated Base Exchange branch on Kirtland Air Force Base will open its doors for the first time, and we can’t wait for you to see it!

This tiny branch, right next door to the pharmacy in the BX, packs some mighty member service capabilities. A fresh, modern look hints at the focus this new branch has on member experience. Don’t let the size fool you; this new location is a full-service branch. You can do it all—open an account, apply for a loan, make deposits and withdrawals, and get help with all of your account needs. You can even take care of your banking on Saturdays! And a new CU Anytime ATM is located just outside our front door.

Come see the new Base Exchange branch on Kirtland Air Force Base for yourself beginning January 23, 2019.

BX BRANCH HOURS
Monday–Thursday: 9:00 a.m.–5:00 p.m.
Friday: 9:00 a.m.–6:00 p.m.
Saturday: 9:00 a.m.–1:00 p.m.


FREE SEMINARS
Register at KirtlandFCU.org/Events

EMOTIONS, EXPECTATIONS AND ECONOMICS
Learn how fear and the media have influenced investors’ decisions over past decades and the importance of tempering your emotional reactions with fact-based decision-making.

Saturday, Jan 26, 2019
Time: 10:30am—12:00pm (MDT)
Gibson Branch

HOME BUYING AND SELLING PANEL
Get ready to buy or sell a home with valuable insights of professionals from every area of the home buying process—real estate agents, appraisers, inspectors, escrow officers, and mortgage loan officers.

Saturday, Feb 16, 2019
Time: 10:30am—11:30am (MDT)
Gibson Branch

DOWN THE ROAD

MARCH 2, 2019
ROADMAP TO RETIREMENT

MARCH 30, 2019
CONTROLLING YOUR DEBT

April 20, 2019
FIRST-TIME HOMEBUYING
FRAUD FIGHTERS CORNER
Keep Your Pin Private!

Welcome to the debut of the Fraud Fighters’ Corner!
Identity theft and financial fraud losses totaled upwards of $16 billion in 2016. Yes, with a ‘B’. And that total is increasing.



Let’s Make Plans!
This is the year to learn about: Retirement Options


How Retirement Spending Changed With Time
New retirees sometimes worry that they are spending too much, too soon. Should they scale back? Are they at risk of outliving their money?

This concern is legitimate. Rates of spending are not uniform throughout retirement.



Published by Kirtland Federal Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.


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