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June 2018
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1st Mortgages
Behind these doors are.....Real loans for real people
Our friendly and knowledgeable mortgage consultants will help you find the home loan that's right for you.
  • Competitive rates
  • purchase or refinance
  • 24/7 direct mortgage online application process
  • Pre-approval in minutes
  • Specialized mortgage products
Talk to one of our expert loan consultants today by calling 888-275-6603.  Or apply online at

Loan approval subject to income and credit evaluation.  First mortgage loans are processed by Wescom Central Credit Union under contract with Mocse Credit Union (NMLS #790702).  Terms subject to change without notice.  Wescom Central Credit Union is state chartered under the California Department of Business Oversight.  NMLS ID 999430

Holiday Closure

Mocse Credit Union will be closed on Wednesday, July 4, 2018 in observance of the Independence Day Holiday.
Internet Banking System Maintenance

Due to system maintenance, our Internet Banking, Mobile Application, Call 24 and Mocse ATMs will be down on Saturday, June 23rd starting at 1:00 am until approximately 11:00 am.  Co-Op ATMs are still available for deposits and cash withdrawals. We apologize for any inconvenience this may cause.
Building Your Teen’s Credit Score
Start building your teen’s credit before they even move out

When your teen finally takes the big leap and moves out of the house, they’re going to need a solid credit score for a lot of life steps: renting an apartment, getting a loan or finding a good deal on insurance. For that reason, it’s important that teens build up their credit scores before they move out.
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The Importance of Scheduled Maintenance for Your Car
Following your vehicle’s maintenance schedule: a financially savvy habit

Informing yourself about your vehicle’s needs is a habit that pays dividends in the long term. By paying attention to the recommended maintenance schedule and following it accordingly, you can extend the life of your car, prevent serious problems and avoid disruptions to your finances.
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Pool Safety Rules Every Homeowner Should Implement
Safely enjoy your personal pool with these helpful guidelines

Having a pool is a great opportunity to cool off in warmer weather, but it also poses some health and safety risks. To help everyone stay safe, inform your family and friends of these pool rules before you let anyone swim in your pool.
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Alternatives to Fireworks for Your Independence Day Party
Fun ideas for a firework-free Fourth of July

If you want to avoid the drawbacks of setting off fireworks, you can switch to a firework-free holiday celebration this year. There are plenty of fun alternatives for both kids and adults that don’t involve fiery explosions or dangerous chemicals.
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Mocse Credit Union      3600 Coffee Rd., Modesto, CA 95355       209-572-3600

Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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