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September 2017
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Sonora Wildcat Branch

(Front row left to right: Branch Manager, Sherelle Stratton, Carol Travis, Elizabeth Beath, Sienna Nulph, Kya Garma, Jami McClenahan, Morgan St. Pierre, Daniela Rosa, Jordan Hammons, Lisa Kraut.  Back row left to right: Dustyn Bostic, Spencer Loop, Lynsey Gookin, Danny (Rodrigo) Nogales, Shahraj Bajwa, Jack Camara, Matthew Tucker, Brian Miller)

Our Sonora Wildcat Branch, started in 2008, is a student-run branch created through the Career Technical Education Program. Under the direction of our Branch Manager Sherelle Stratton, a group of three students (every fifty minutes) handles the day-to-day operations of the branch. During their allotted time, these juniors and seniors learn a variety of tasks, including how to work as a teller and open new accounts. Students are also trained on financial regulations and financial literacy. Mocse currently employs three former students who graduated from this program, while other graduates have went on to work for other financial institutions in the surrounding area.

Turlock Branch (Drop-Off) Shred Day

Mocse Credit Union, in partnership with Pacific Shred, will sponsor a Free (Drop-Off Only) Shred Day on Saturday, September 23, 2017 from 8am to 11am in our Turlock Branch parking lot at 1401 Geer Rd in Turlock.  Limited to (3) grocery size containers.  NO on-site shredding of documents will be available. 
Safe Deposit Boxes

Mocse has Safe Deposit Boxes for rent!

Safe Deposit Boxes come in various sizes and are available for rent at our J Street and Coffee Road branches in Modesto.  Contact the credit union 209-572-3600 for more information on available box sizes and annual rental fee.
Holiday Closure

Mocse Credit Union will be closed on Monday, October 9, 2017 in observance of the Columbus Day Holiday.
Common Auto Financing Terms
Defining the essential vehicle finance jargon you should know

Purchasing a vehicle from a dealership—be it a brand new or moderately used model—is rarely as simple as you would hope. What should be a basic transaction can quickly become a complicated discussion rife with uncommon phrases you wouldn’t hear elsewhere.
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Vehicles That Offer the Best Retained Value
The following vehicles manage to best combat the effects of depreciation

Spanning across several different segments and brands, here are just a handful of vehicles that offer the best retained value, according to experts at Kelley Blue Book.
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Health Benefits of Laughing
Laugh your way to better health

Tired of the gym? Looking for some easier ways to boost your health besides that dreaded eight-letter word (“exercise”)? The research is in. Apparently laughter is a necessary, but often overlooked, component for overall wellbeing.
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Furniture Restoration for Beginners
Give new life to hand-me-down treasures and thrift-store finds

Breathing new life into hand-me-down furniture, thrift store finds and flea market treasures is a creative way to save money and decorate your home with one-of-a kind, customized pieces. Whether using a new paint color to spruce up a table, new upholstery fabric to brighten up tattered chairs or a new stain to restore a youthful glow to a dresser, you can cultivate a stylish and signature look for every room in your house by letting your inner interior designer run wild.
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Mocse Credit Union      3600 Coffee Rd., Modesto, CA 95355       209-572-3600

Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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