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August 2018
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Do You Qualify for Green Tax Deductions?
Going green is even easier with these tax deductions

When it comes to going green, people often think of tax incentives offered to large companies for using more efficient systems in their office buildings. However, a number of green tax incentives are available to individuals as well.
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Holiday Closure

Mocse Credit Union will be closed on Monday, September 3, 2018 in observance of the Labor Day Holiday.
Pros and Cons of Paying Off Your Loans Early
Is there ever a wrong time to pay off a loan early?

Carrying loan debt can be stressful if you have other things you’d rather be doing with your money — and, frankly, who doesn’t? This leads to the noble ambition of wanting to pay off your loans as early as possible, which can pay dividends for you in terms of saving money and anxiety. However, even if you have the means, is it always the right decision to pay off a loan or debt early?
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Top New Payment Options to Consider
As transactions turn digital, consumers are turning to these new payment methods and services

Consumers are utilizing more than just cash, checks, credit cards and debit cards. They now use a number of different smartphone apps and digital expense options to pay for products and services nationwide. Here are some of the top new payment options to consider if you plan on entering the digital age of capitalism.
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Why to Consider a Used Luxury Car
Six reasons to bring home a pre-owned, new-to-you luxury model

If you’re daydreaming about driving an affluent, stylish vehicle, but prefer more affordable transportation, consider buying a used luxury vehicle. Here are just some of the advantages of pursuing this affordable yet rewarding route.
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Choosing the Right Paint Colors
How to pick paint colors like a pro

Picking colors to paint a room can feel like an overwhelming task, and the stakes are high — the choices you make will affect the space you live in day after day. With so many options out there, what’s the best way to make the right decision?
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Should You Turn Your Spare Room into a Vacation Rental?
Pros and cons of renting out part of your home

Many people turn a spare room in their house into supplementary income by renting it out to vacationers via Airbnb, Homaway and VBRO. Here are some of the advantages and disadvantages of the process to decide if this business opportunity is right for you.
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Mocse Credit Union      3600 Coffee Rd., Modesto, CA 95355       209-572-3600

Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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