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February 2018
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Home Improvement Loan


Home Improvement Loans Made Easy!

Got projects?  Mocse can help you enhance the comfort and add value to your home with our Home Improvement Loan.  The funds can be used to renovate, remodel, repair or restore your home.  Low, fixed interest rate as low as 7.00% APR.

Click here to check out all our Home Equity Loan products or you can apply online using our Online Loan Application.
Annual Meeting

Mocse's 59th Annual Meeting will be held on Thursday, February 22, 2018 at 5:30pm at 3600 Coffee Rd in Modesto.  Come meet your volunteers that serve on your Board of Directors and Supervisory Committee.  Thank You!  to our members for voting Mocse as "Favorite Credit Union" in the Modesto Bee Reader's Choice Awards for a 13th time!
Holiday Closure

Mocse Credit Union will be closed in observance of the Presidents Day Holiday on Monday, February 19, 2018
FHA Loans 101
Financing your first home doesn’t require a perfect credit score

Purchasing your first home can be a daunting task. There are quite a few different ways of funding this major life expense, and navigating those options can be confusing. If you’re in the market for a new home but have limited financial means, pursuing an FHA loan might be best for you.
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Modern apps that are making the checkbook system obsolete
The new era of monitoring personal finances

While you might write the occasional check for small businesses or to a family member during the holidays, chances are that you seldom use checks. With so many advanced technology tools out there to manage your financial transactions, you have to wonder: is the checkbook system nearing extinction?
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Best Cars for Teenage Drivers
Provide your teen with a safe and reliable ride

As teenagers are new to driving, they require vehicles that are responsive, intuitive and, above all else, safe.
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NYC on a Budget
See what the Big Apple has to offer without breaking the bank

New York City is a popular destination for travelers across the world. With fancy restaurants, Broadway shows and opportunity galore, it can be an expensive trip, too. But don’t fret; there are plenty of ways to explore the Big Apple without completely emptying your wallet.
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Are Meal Subscription Boxes Worth the Hype?
The joys and woes of subscribing to weekly meals

Even though meal subscription boxes remove the dreaded “What’s for dinner” question and time in the grocery store, are these food prep meal boxes worth the cost?
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Health Benefits of Meditation
Ways to enhance your physical and mental health

Whether you desire a calm mind, longer attention span or better sleep quality, meditation has been scientifically proven to boost your health. Discover what this ancient practice can do for you.
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Mocse Credit Union      3600 Coffee Rd., Modesto, CA 95355       209-572-3600       www.Mocse.org

Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.


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