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Newsletter Archive
May 2017
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Traveling Out Of The Area?

It's Vacation Time!

 Will you be traveling out of the area?  If you plan to, remember to call our Member Services Department at (209) 572-3600 or (800) 44-Mocse to alert them of your travel plans.  Steps will be taken to ensure that you have continued access to your Visa Credit and Debit Cards while you are traveling.  It is important that we verify we have your current contact information and cell phone numbers in case of emergency.  If a credit limit increase is needed, we can assist you with that as well.

Tools of the Cybercriminals

Tools of the Cybercriminals and Tips to Avoid Becoming Their Next Victim

Cyberthieves have many tools at their disposal to commit their crimes.  Below is a brief description of many of them and how you can help yourself avoid becoming their next victim.

Phishing - It's called this because the scammers are "fishing" for sensitive information.  Often it is for your bank account.  Usually, an email message is received with an included link or attachment.  If they are clicked, a website appears (often that looks nearly identical to your financial institution) with a form where sensitive information is to be entered.  Alternatively, malware is unleashed that sits and waits to collect information from the infected device.
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Member Shred Day

Our next Member Shred Day will be on Saturday, May 20, 2017 from 9:30am to 12:30pm at 3600 Coffee Road in Modesto.  Limited to (3) grocery bag size containers.
Holiday Closure

Mocse Credit Union will be closed on Monday, May 29, 2017 in observance of the Memorial Day Holiday.
Budgeting for Your First Home
Tips for boosting your credit, building a budget and acknowledging hidden costs

If you have made the decision to purchase your first home, you will likely encounter a number of questions throughout the process. Perhaps no question is as important as that of how you plan to pay for it.
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Safe Practices for Mobile Banking
How to bank safely on your smartphone

Technology has made the everyday hassles of life easier, whether it be ordering groceries online and having them delivered to your doorstep or navigating to a destination you have never visited before.
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Vehicle Details: Best Cars for Summer
Get ready to hit the road in style

With the warmer months finally here, itís time to start planning that summer vacation youíve been dreaming of. Here are a few vehicles that are ideal travel companions whether youíre heading out alone or with the family.
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Minimalist Mindset: How to Live with Less
How to adopt a minimalist mindset and live with less

Living with less can be a reality if you take steps to set a minimalist mindset.
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Motorcycle Safety Tips for New Riders
How to keep yourself safe when you jump on the bike for the first time

If you are riding a motorcycle for the first time this spring, safe operation will be your top priority. To ensure that your first ride goes as smoothly as possible, keep the following tips in mind.
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Published by Mocse Credit Union
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Mocse Credit Union† † † 3600 Coffee Rd., Modesto, CA 95355†† † † 209-572-3600†† † †

Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions.Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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