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June 2017
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Work From Home Scams

Work from home scams are on the rise.  With thousands of jobs listed on Google for working from home, it's not surprising that scammers are out there to take advantage of you.  This is an important issue involving many different types of scams.  We'd like to share one type of work from home scam with you below.

The Situation:

You're in between jobs and see a post online for supplementing your income as a secret shopper.  This sounds pretty easy and the pay isn't too bad.  So you decide to give it a try and your new employer sends you a check with the following instructions:
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Holiday Closure

Mocse Credit Union will be closed on Tuesday, July 4, 2017 in observance of the Independence Day Holiday.
Three Questions to Ask before You Refinance Your Home
Before you refinance, assess your current financial situation

Many homeowners seek to refinance their mortgage, and for many reasons.
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Useful Apps for Managing Your Expenses
Using your smartphone to be smarter about budgeting

Creating and sticking to a budget is essential if you want to get out of debt and achieve financial security, but itís easier said than done.
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Mobile Wallets: Moving Shopping Into the Future
A more secure and convenient way to make payments

Thanks to new technologies like Samsung Pay, Android Pay (formerly Google Wallet) and Apple Pay, you can now use your smartphone to securely make transactions without ever having to take out your credit card.
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Best Vehicles for a Family of Five
These vehicles are perfect for every situation

For a family of five, there are plenty of great automotive choices. Here is a list of some of the best:
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Firework Safety 101
How to celebrate safely with fireworks

Fireworks are a mesmerizing sight in the night sky and twirling sparklers is a highlight for most kids. The booms, colors and explosion of fireworks are synonymous with summer fun, freedom and celebration. To make sure your next fireworks display or experience is a safe one, keep in mind the following safety tips.
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How to Make Ice Cream in a Zip-Top Bag
Create a sweet ice cream treat in under 10 minutes

Ice cream is the treat everyone screams for, and it can taste even sweeter when made at home. But not everyone has an ice cream maker on hand, and if even if you do, it might be buried in the back of a cabinet or in the basement.
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Mocse Credit Union† † † 3600 Coffee Rd., Modesto, CA 95355†† † † 209-572-3600†† † †

Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions.Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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