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October 2019
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 www.Mocse.org    209-572-3600 
Gearing Up for System Upgrades

System Upgrades Graphic

Mocse Credit Union will be upgrading several of our technology systems over the weekend of October 12 – 14, 2019. As a result of these upgrades, we’d like to make you aware of some of the following changes.

Branch Hours: Will not be affected by the upgrades

Call Center Hours: Will be expanded October 15th to November 5th

  • Monday thru Thursday: 8am - 5pm
  • Fridays: 8am - 6pm
  • Saturdays: 10am - 2pm

ATM, Credit & Debit Cards: ATM access and cards are not impacted and will work through our system upgrades
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Holiday Closure

Mocse Credit Union will be closed on Monday, October 14, 2019 in observance of the Columbus Day Holiday
Identifying Your Wants Vs. Your Needs
Practices that reduce your spending and save you money
The foundation of successfully managing your finances is budgeting, and a pillar of budgeting is learning to distinguish your needs from your wants.
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Why You Need to Know Interest Rates
Understanding interest rates and why they matter
When you invest your money or take out a loan, you’re affected by an interest rate. Understanding what an interest rate is and how it works impacts how much money you keep or how much you pay out.
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Pros and Cons of Building an Addition
Deciding between building on or moving on
Your needs are changing and your family is growing, so the house you live in no longer suits you. What are your options?
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5 Tips for Decorating an Apartment
Spruce up your apartment by following these tips

Decorating your apartment can be a confusing and stressful process, but it doesn’t have to be.
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4 Easy Ways You Can Go Green
It’s easy to help the environment by making these simple lifestyle changes

Now, more than ever, the Earth needs your help. You don’t have to go to extremes to do your part; there are many easy ways to go green.
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Car Care: Automotive Fluids
The six essential car fluids to know about

Even though cars are getting more reliable and more efficient than ever, no matter when, where or how you drive, your car needs routine care.
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Mocse Credit Union      3600 Coffee Rd., Modesto, CA 95355       209-572-3600       www.Mocse.org

Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.
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