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March 2018
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Everyone Knows About Phishing, So Why Are We Still Clicking?

Keeping up with the latest phishing scams and how to avoid them is apparently not fool proof enough. Cyber scammers know how we try to avoid them and they are continually using that knowledge to make phishing more sophisticated and effective.

A Google and University of California study finds a startling 25% to 45% of all phishing emails and bogus phish landing sites are successful.  And just how does that happen with so many users aware of the latest and greatest phishing scams?  Security experts agree that scammers are getting better and better at making their links appear to be legitimate. These cyber creeps pounce on the slightest weakness on the user's part. Duplicating and fabricating landing pages or "linking" emails from trusted senders and businesses are only the beginning.

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Get Away Today

Pixar Fest at the Disneyland Resort

For the first time ever, beginning April 13, 2018, experience a Celebration of Friendship and Beyond at Pixar Fest at the Disneyland Resort!  You won't want to miss any of the excitement found in both parks:

Disneyland Park

  • Re-imagined Pixar Play Parade
  • Together Forever - A Pixar Nighttime Spectacular Firework

Disney California Adventure Park

  • Paint the Night Parade is back!
  • Pixar Shorts Film Festival

Check out Get Away Today for more details.

The Hidden Costs of Car Buying
Lookout for these sneaky car buying costs

Buying a car, whether new or used, is an exciting yet expensive time. In addition to the sticker price, you have to budget for hidden costs associated with securing your new ride. From dealership fees and taxes to insurance premiums, the hidden costs of buying a car can break your budget if you don’t plan ahead or know what fees to decline.
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The Basics of Successful Budgeting
Secure your financial future with these basic budgeting steps

If you’re clueless about where your money goes each month, you cannot create a financially stable present let alone plan for a healthily funded future. The following budgeting basics will help you garner a more complete picture of your finances, take control of your spending and plan your investments.
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2018 Vehicles with the Highest Safety Ratings
Discover the safest models in each major vehicle segment

If you want to know which vehicles are the safest in each segment, Nathan Bomey of USA Today recommends consulting the Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration (NHTSA), the two leading experts on vehicle-based safety.
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7 Herbs You Should Be Growing
Spice up your cooking with these appetizing additions

Whether you’re an avid cook or simply want to incorporate fresh ingredients into your meals, home-grown herbs are great for enhancing the flavor and nutrition of your diet.
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7 Expenses You Can Cut
Save a little dough by cutting these budget-draining expenses

Saving money can be difficult, but it can often be as simple as cutting certain things or activities from your daily life. Save money by cutting the following suggested money drains from your budget.
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Homemade Chicken Noodle Soup
How to make your favorite meal from scratch

While it may be easier to open a can of soup and microwave it in a bowl, it’s much healthier and tasty to prepare it yourself using fresh ingredients. Sound like a lot of work? It’s actually easier than you’d expect.
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Mocse Credit Union      3600 Coffee Rd., Modesto, CA 95355       209-572-3600

Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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