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December 2017
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Beware Holiday Scams

Beware of Holiday Scams

With the holiday season quickly approaching, fraudsters are at the edge of their seats ready to steal your member information.  Shopping is at the peak of the year, both in stores and online.  But, don't forget about the other avenues where you could fall victim.  Awareness and education are the key to avoiding scammers.


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Reindeer Bucks

Reindeer Bucks are real US Currency that are padded together and come in a Reindeer Buck Gift Envelope.  They make a great gift or stocking stuffer and are available while supplies last!

Reindeer Buck Gift Pack & Envelope  

(Available at just $2.00 per pack plus the cost of currency)

10 Count ($1.00) = $12.00    

10 Count ($2.00) = $22.00    

10 Count ($5.00) = $52.00

Santa's Coming!

Santa's Coming to Mocse! 

Santa will arrive on Friday, December 15, 2017 from 2pm to 6pm at 3600 Coffee Road in Modesto.  All Savasaurus Club Members and New Savasaurus Club Members will receive a FREE picture with Santa.  You can open a Savasaurus Club Account for kids through the age of 12 with as little as $5. 

Note: A Social Security Number is required to open an account.

Western Union Refund

If you lost money to a scammer who had you pay using Western Union between January 01, 2004 and January 19, 2017 you can file a claim to get your money back.  Click here for more information on filing a claim.
Holiday Closure

Mocse Credit Union will be closed in observance of the following holidays:

Christmas Day on December 25, 2017 & New Year's Day on January 01, 2018
What are Online Currencies?
Bitcoin and other online currencies, explained

In the past several years, one of the most confusing terms to appear in the financial world has been “online currency” or, more specifically, “cryptocurrency.” Some bear seemingly silly names, such as the internet-meme-inspired Dogecoin, but the most famous, and certainly the most discussed, is Bitcoin.
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Teaching Your Kids the Basics of Finances
Teach kids about money early so they can be finance-savvy as they grow

Learning how to handle, where to invest, and what not to do with money are skills everyone needs to be successful in life. The earlier kids are introduced to smart money-management practices, the better prepared they’ll be to handle their finances when they leave the nest. Teaching your kids how to protect their money is a lesson with unlimited value.
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5 Pet-Friendly Vehicles
Choose a ride that keeps your four-legged friends in mind

Almost every automaker claims to produce some sort of family vehicle. All too often those same automakers forget about one group of important family members when designing these vehicles: pets.
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How to Be a Good Host for Holiday Events
Create a house full of happy guests with these hosting tips

The holidays are a time for families to gather, share laughs and spend quality time together. As a host, it’s your job to create a positive and welcoming environment for all of your guests, which can be a bit stressful. To create a serene, stress-free environment for you and your guests, here are a few hosting tips to help you welcome your family this holiday season.
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Family-Focused New Year's Resolutions
Start the New Year off right with these family-centric resolutions

This year, why not involve your biggest support team and make some family-focused resolutions to benefit everyone?
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Published by Mocse Credit Union
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Mocse Credit Union      3600 Coffee Rd., Modesto, CA 95355       209-572-3600       www.Mocse.org

Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.


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