April 2019
Paradise Valley
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The Joy of Spring – from the CEO

Spring is a glorious time of rebirth and renewal. The fact that all of nature is constantly in the process of transformation is most apparent in spring. Everywhere we turn we see evidence of the cycle of new beginnings.

So it is with our own energy in spring. The seasonal surge moves into and through us, creating the impetus to make a fresh start. It is a perfect time to renew ourselves and break out of some of our old patterns and habits.


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Getting Ahead
What You’ll Need for an Auto Loan
Make sure you have these things before you go into an office for a car loan
When buying a new car, getting a loan to cover the cost is an increasingly popular option chosen by new drivers. In fact, data from the Federal Reserve Bank of New York and reported by CNN Money shows that a record 107 million Americans currently have auto loan debt, a number which has been growing rapidly over the past 5 years.

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First Payment on Us
If you have even a passing interest in purchasing a vehicle this year, contact us and find out how you can put First Payment on Us to work for you.

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Add-Ons and Warranties: Are They Worth It?
Should you pay more for warranties or add-ons?
A car is a major purchase, and even with diligent saving and careful budgeting, most consumers will feel stretched thin when signing on the dotted line. So, it’s understandable that when questions of warranties and add-ons arise, you might feel overwhelmed.

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News & Events
New Member Bonus
Okay, we get it . . . we may be preaching to the choir. Most of you are already members. But if you don’t have our new Rewards debit card tied to a PVFCU checking account, our New Member Bonus door is wide open to you too.

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.
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