August 2019
Paradise Valley
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Take the Next Step . . . with PVFCU

Take the Next Step . . . with PVFCU We all have places where we’ve established long lasting business relationships over time, whether it’s with our hair stylist, the local nail salon, or our neighborhood coffee shop. These are places where we’re recognized, they may even know your name, and probably know exactly what you’re looking for the moment you stop in. You’re comfortable being there and conversation flows easy from you as well as from them. You’re one of the regulars they talk to when a new product is being launched, or a new service is being offered. So you know a little bit more about them than their average customer and that makes your business relationship special . . . one based on respect and loyalty.

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Getting Ahead
Should You Refinance Your Home?
Making the right decision about your mortgage
If you are a homeowner, chances are you've received emails or physical mail advising you to refinance your mortgage, but many Americans don't understand exactly what this process entails. Before taking the leap, learn more about what it means to refinance your loan and whether or not it's right for you.

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Mortgage Loans – Closing Promotional Weeks
Mortgage Loans – Closing Promotional Weeks PVFCU is paying $2,500 of your closing costs on any mortgage loan of $250,000 or more (some restrictions apply), or rebating 100% of your appraisal fee for mortgage loans of under $250,000. If you’ve been following current mortgage rates, you’re aware that today’s low rates make this purchase or refinance decision the easiest it’s been in over two years!

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News & Events
Annual Appreciation Dinner
Annual Appreciation Dinner On July 28th of this year, PVFCU held its annual appreciation dinner at P.F. Chang’s China Bistro in Otay Ranch Town Center, for its Staff, Board, and Supervisory Committee. Recognizing each of their contributions to our continued success, we were reminded of the Voltaire’s words, French historian and philosopher, “Appreciation is a wonderful thing. It makes what is excellent in others belong to us as well.”

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Don’t Forget Our Visa Now has Reward Points & 0% APR for 90 Days on New Cards Issued
Don’t Forget Our Visa Now has Reward Points & 0% APR for 90 Days on New Cards Issued If you have already have our PVFCU Rewards Visa card, you may have been accumulating reward points through our uChoose Rewards program since last year. If you don’t already have our card, today may be the perfect time to apply. In addition to $1 purchase equaling 1 uChoose Reward point, we are currently offering 0% APR on all purchases during your 90 day introductory period on your newly issued card!

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Lifestyle
Big Sur
Stunning views and unique experiences await along the California coastline
Big Sur spans 90 miles of California coastline between Carmel and San Simeon. The beauty alone draws visitors to the area, but there also are plenty of places to stay and relax.

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Summer’s Slipping Away
Summer’s Slipping Away The other side of the “hazy, lazy dayz of summer” coin reminds us that summer is all too quickly slipping through our fingers. Why not take a look at how you’re coming on your summer To Do list?

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