October 2019
Paradise Valley
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The Latest
Note from the Corner Office

As the days become noticeably shorter and the nights a little cooler, our thoughts turn to Autumn, as only they can in San Diego. It’s hard to believe we have only three months left in 2019. As we look back to the months that got us here, there’s a lot to celebrate and much to look forward to as we near the end of the year. We are grateful for you, our member, because without you we would not exist. Every day our employees strive to bring financial choice and freedom to the communities we serve, wherever they are. We are able to do this by offering an array of products and services. We are confident PVFCU has a financial product just right for you.

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Getting Ahead
Identifying Your Wants Vs. Your Needs
Practices that reduce your spending and save you money
The foundation of successfully managing your finances is budgeting, and a pillar of budgeting is learning to distinguish your needs from your wants.

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News & Events
Meet Our Newest Notary
If you’re like most members, you don’t need notary services very often. But when you do, they quickly become a pivotally important service. We are proud to introduce Glenda Potter, our newest employee to take the required training, pass the exam, and become a California commissioned certified Notary Public.

So next time you’re in the branch, thank Glenda for stepping up to these new responsibilities. And don’t forget, as a member your first document can be notarized without a fee.

Now with three commissioned notaries on staff, Marcella Hollie, Elizabeth Pairis, along with Glenda Potter, PVFCU is even more member focused. Remember to call in advance for an appointment (619.475.4313) so you will have uninterrupted time set aside to complete your important notary services.


Trick or Treat Safety Tips
Keep your children safe this Halloween with these nine strategies
Halloween should be high on spooky fun and low on safety hazards. Keep your family protected on trick-or-treat night by applying these recommended precautions.

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Lifestyle
Take a Break . . . to a Whole New, More Fascinating YOU!
Many of us find ourselves stuck in a daily and weekly routine that offers little more than a “rinse and repeat” lifestyle. While sticking to a schedule and always knowing what to expect offers its own rewards, what if that routine just gets too dull and overly predictable? When you’re asked “what do you do for fun,” do you find yourself stumbling and stammering trying to form a response?

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Could You Use an Extra $100 this December?
To echo the current political campaign slogan – We Have a Plan for That! Our New Member Bonus offer has been well received and dozens of members have benefited by taking us up on it. Even if you’re already a member, it’s possible that you can take advantage of it too. Here are the specifics . . .

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.
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