What Is Phishing?
Fraudsters send fake emails or set up fake web sites that mimic a legitimate sign-in page to trick you into disclosing your user name and password. This practice is sometimes referred to as “phishing” — a play on the word “fishing” — because the fraudster is fishing for your private account information.
Once they gain access, they can use your personal information to commit identity theft, charge your credit cards, empty your bank accounts, read your email, and lock you out of your online account by changing your password. Click Read More for more information.
Signs You May Have Received a Phishing Email:
Confidential Info Request
If you receive an email from a web site or company urging you to provide confidential information, such as a password or Social Security number, you might be the target of a phishing scam.
Promotional emails from PSFCU/VCFCU will have the last 3 digits of your Account Number at the bottom. If you aren’t sure, you can always call us at 877-297-4707 to verify!
Unofficial “From” Address
Look out for a sender’s email address that is similar to, but not the same as, a company’s official email address. These email addresses are meant to fool you. Official emails from PSFCU/VCFCU end in @mypsfcu.org.
Urgent Action Required
Fraudsters often include urgent “calls to action” to try to get you to react immediately. Be wary of emails containing phrases like “your account will be closed,” “your account has been compromised,” or “urgent action required.”
Link to a Fake Website
To trick you into disclosing your user name and password, fraudsters often include a link to a fake web site that looks like (sometimes exactly like) the sign-in page of a legitimate web site.
And look for these other indicators that an email might not be trustworthy:
Spelling errors, poor grammar, or inferior graphics. Requests for personal information such as your password, Social Security number, or bank account or credit card number. Legitimate companies will never ask you to verify or provide confidential information in an unsolicited email.