October 2019
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Getting Ahead

Does Your Portfolio Reflect Your Risk Tolerance?
When it comes to investing, many people associate risk with losing money. But investing entails different types of risk. Understanding each type -- and the potential return associated with your retirement portfolio -- can help you determine whether your investments are appropriate for your situation.



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We are committed to educating you and protecting your financial security.


Community Corner

Inclusiv Juntos Avanzamos Proclamation Event

We recently celebrated our national designation as a Juntos Avanzamos Credit Union! Juntos Avanzamos is a certification awarded to credit unions that are committed to serving and empowering Hispanics and immigrants.

The designation recognizes the groundbreaking work that the Credit Union has historically done to meet the needs of low-income consumers and of the Hispanic community in particular. This is what financial inclusion is all about, and the Credit Union is leading the way.


News & Events

Join Us for our Free Upcoming Seminars
Living Trust & Estate Planning
Saturday, Nov 2
9:00 AM to 10:30 AM

In California, if you pass away owning more than $50,000 in real estate and $150,000 in personal property, whether you have a Will or not, your estate could be subject to the costs, delays and publicity of probate.

Learn how your family can avoid the costly, public and time-consuming process of probate by establishing a Living Trust, and other essential estate planning documents.

To RSVP, call 877-297-4707 today!

Seminar will be held at our Pasadena headquarters:
670 N. Rosemead Blvd
Pasadena, CA 91107

Free eWaste Day
Have an old TV, computer, or other electronic device you want to properly dispose of? Just drop off the electronic waste at our headquarters!

We’re encouraging everyone to bring canned food and basic toiletries for Friends In Deed when donating their electronic wastes.

WHEN: Friday, Oct 25
TIME: 1:00 PM to 5:00 PM
WHERE: Pasadena HQ, 670 N. Rosemead Blvd. Pasadena CA, 91107

How to Carve the Perfect Pumpkin
Strategies for styling your pumpkin like a pro
With a little knowledge about pumpkin preservation and design, it’s easy to create a spectacularly carved gourd this Halloween.



Trick or Treat Safety Tips
Keep your children safe this Halloween with these nine strategies
Halloween should be high on spooky fun and low on safety hazards. Keep your family protected on trick-or-treat night by applying these recommended precautions.



How to Be a Good Host for Holiday Events
Create a house full of happy guests with these hosting tips
The holidays are a time for families to gather, share laughs and spend quality time together. As a host, it’s your job to create a positive and welcoming environment for all of your guests, which can be a bit stressful. To create a serene, stress-free environment for you and your guests, here are a few hosting tips to help you welcome your family this holiday season.



What to Do Instead of Shopping on Black Friday
Charitable alternatives to post-holiday consumerism
It’s quite common to spend the day after Thanksgiving taking part in a shopping frenzy. If you’re tired of getting up early to fight the crowds and would rather avoid the stress of bargain hunting, try any of the following activities.


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Published by Pasadena Service Federal Credit Union. Vernon Commerce Federal Credit Union is a division of PSFCU.
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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