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November 2013 policefcu.com • 301.817.1200
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Holiday Cash is Here, & Police FCU is giving away up to $4,000!

Four Lucky Members Will Win up to $1,000 Each for the Holidays!
[details]

Special Holiday Loans
Police FCU Special Holiday Loans, available now through December 31.

Holiday Quick Draw Loan
Holiday Skip-A-Pay
Special Holiday Loan

[details]


Veteran’s Day
Monday, November 11, 2013

Thanksgiving Day
Thursday, November 28, 2013
(DC branch closed on Friday November 29 as well)

Christmas Day
Wednesday, December 25, 2013

New Year's Day
Wednesday, January 1, 2014


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Holiday Cash is Here, & Police FCU is giving away up to $4,000!

Four Lucky Members Will Win Up to $1,000 Each for the Holidays! This holiday season, take advantage of the convenience and security of your Police FCU VISA® Check Card... it could be worth up to $1,000 of your holiday season check card purchases!

For every 5 point of sales transactions you make, now through December 31st, using your Police FCU VISA® Check Card, you
will earn an entry into the big draw, and bring you one one step closer to having Police FCU pay for your holiday purchases!

The more you use your Police FCU VISA® Check Card, the more chances you have to win! We encourage our members to spend wisely and responsibly

Contest details: Prize award amount based on Police FCU VISA® Check Card purchase amounts; Police FCU will pay up to $1,000 per member in prize money. Minimum reward $100  Disclosure: Police FCU VISA® Holiday Cash Promotion runs from Friday, November 1, 2013 at 12:00am EST, through Tuesday, December 31, 2013 at 11:59pm EST. Eligibility: The winner must be 18 years of age or older, have a valid Social Security or tax ID number, currently have or open Police FCU checking and savings accounts in good standing, and a Police FCU VISA® Check Card. See account disclosure for complete details. One winner per household. Winner can only win once during this promotion.  Entries: For every five point of sales transaction you make, using your Police FCU VISA® Check Card, you earn an entry into the contest drawing. Drawings: Four names will be randomly selected from valid entries to win the promotion prize. Transactions posted during the dates of the contest are eligible for the drawing. Please be aware that your point of sale purchase may not post same day. Police FCU is not responsible for merchant transaction post schedules. The drawings will be conducted by close of business, the following Friday, January 3, 2014. Winners will be notified via phone within a week of the drawing. Entries are also available by hand-printing your name, address and phone number on a plain, 3” x 5” card and mailing it to Police FCU Holiday Cash Promotion, Attn: Marketing Dept., 9100 Presidential Parkway, Upper Marlboro, MD 20772. Limit one mailed entry per household. No mechanical reproductions will be accepted. Must meet qualifications to open a Police FCU checking account. Odds of winning are unknown, but based on the total number of entries during the drawing period. We will provide the winner instructions to verify identity. If winner does not contact Police FCU within 14 calendar days, the winnings will be forfeited. The credit union will report the drawing prize, as required by applicable law. Member is responsible for applicable tax consequences. The winners agree to permit the credit union to use their name and likeness in credit union materials. Offer subject to change and/or cancellation at any time by Police Federal Credit Union without notice. Restrictions: Some restrictions apply. Employees, volunteers, officers and directors of the Police FCU, or their parents, affiliates, subsidiaries; their legal advisors, promotional and advertising agencies, as well as the immediate families (spouse, parents, grandparents, children, grand children, siblings, regardless of residence) and household members of such employees, officers or directors (whether related or not), are not eligible to participate in the drawing. Not valid where prohibited by law. Disclosure for 1099: The winner is responsible for all applicable taxes and will receive the appropriate IRS Form 1099 shortly after the end of the year in which the winner received the prize. No purchase or payment of any kind is necessary to enter or win this sweepstakes.

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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