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April 2014 policefcu.com • 301.817.1200

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Budget Now to Make Your Holiday Season a Jolly One
Early planning can ensure wintertime festivities donít overwhelm your finances
Photo: Budget Now to Make Your Holiday Season a Jolly One
The 2013 holiday season seems like it just ended, and tax season is already coming to a close. Now might not seem like the best time to start budgeting for wintertime vacations and gift giving, but when it comes to planning your 2014 festivities, thereís no time like the present.

Are Home Equity Loans Making a Comeback?
With lenders more willing to lend, homeowners begin to utilize home equity loans again
Photo: Are Home Equity Loans Making a Comeback?
Home equity loans - when homeowners are able to borrow a portion of their equity to put toward a major purchase such as a renovation or an education expense,- were all the rage in the mid-90s. However, when the housing market became depressed, lenders became uneasy about having homeowners tap into their equity, and they began to vanish.

The Best Times to Buy an SUV
Find out when SUVs come down in price
Photo: The Best Times to Buy an SUV
Have you ever wanted to own a sport utility vehicle (SUV)? Marking certain days or months on your calendar may help you find the best deal. It turns out that if you purchase an SUV during specific times of the year, you may pay less than if you bought it during other months.

How to Recycle Everything
A quick guide to ditching your stuff

Each year, thousands of items are thrown into trash piles and landfills, creating environmental headaches for future generations. Consider recycling or passing on your unwanted items to others who may have a need for them. Future generations will appreciate a cleaner environment, and others will appreciate receiving items they may need.

Taos, New Mexico
Embrace the Native American experience in a stunning mountain setting

Taos, New Mexico, attracts a wide variety of visitors. Art lovers, outdoors types and those who wish to simply relax in the stunning setting at the base of the Sangre de Cristo Mountains all appreciate this vacation destination.

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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