734.641.8400 December 2015
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January 2016
November 2015
October 2015


2015 PSCU
Board of Directors
Frederick W. Morgan

Carol Palazzolo
Vice Chairperson

Dean J. Trudeau

Edward A. Carey, Jr.

George Sciotti
Bernard Hanus
Nora Sharpley
Credit Committee
Veronica Massey
Huey Ferguson
Juanita Henry
Michael McMicken
Your Financial Future


Your Guide to Life Planning

December 2015

Our roads to success may have twists and turns and ups and downs; together we can navigate a course and enjoy the scenery along the way.

Tom Landis
LPL Financial
Senior Financial Consultant
115 N. Center St.
Suite 202
Northville, MI 48167
Fax: 248-605-8550


In This Issue

Coping With Market Volatility

Global market volatility has escalated in recent months and shows no signs of abating. Find out what you can do to help mitigate its impact on your investments.

Common Estate Planning Mistakes -- and How to Avoid Them

Estate planning can be as simple as drafting a will -- or as complex as setting up specialized trusts. When you are ready to create your own plan, it's wise to enlist the help of a qualified, experienced estate planning expert.

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Tom Landis
115 N. Center St.
Suite 202
Northville, MI 48167


The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investment(s) may be appropriate for you, consult your financial advisor prior to investing. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and cannot be invested into directly.

Tom Landis is a Registered Representative with and Securities are offered through LPL Financial, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates.

LPL Financial is not a registered Broker/Dealer and is not affiliated with LPL Financial

Not FDIC/NCUA Insured

Not Bank/Credit Union Guaranteed

May Lose Value

Not Insured by any Federal Government Agency

Not a Bank Deposit



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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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