734.641.8400 October 2017
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2017 PSCU
Board of Directors
Frederick W. Morgan

Jeffery King
Vice Chairperson

Dean J. Trudeau

Edward A. Carey, Jr.
Charles Lowler
 Dale Reaume
Nora Sharpley
Credit Committee
Veronica Massey
Huey Ferguson
Juanita Henry
Trick or Treat Safety Tips
Keep your children safe this Halloween with these nine strategies

Halloween should be high on spooky fun and low on safety hazards. Keep your family protected on trick-or-treat night by applying these recommended precautions.

Plan ahead

According to Reader’s Digest, it’s a good idea to map out a route ahead of time. Aim for a short path to avoid tiring your children out and hindering the fun. If you’re concerned about your young ones getting lost, consider a route in your neighborhood with familiar roads.

Beware of strangers

Instruct your children to stay outside of strangers’ houses when trick-or-treating, as the National Safety Council advises. Tell your little ones to go only to houses with porch lights and to avoid dark houses; they should also avoid going into strangers’ cars.

Illuminate whenever possible

Many Halloween costumes are dark, which can be festive but also less visible to cars. Keep your children safe by taping their costumes with some strips of reflective tape, as suggested by Reader’s Digest. Flashlights are useful to carry so children avoid tripping on uneven patches of sidewalk.  

Minimize tripping hazards

When planning costumes, incorporate comfortable shoes that fit snugly to reduce tripping potential. Long garments are another potential safety issue per the American Academy of Pediatrics; have your child “test walk” while wearing his or her costume to make sure it is short enough to walk in safely.

Accompany your goblins

The National Safety Council recommends that a few responsible adults go with children on their candy rounds. If possible, volunteer to chaperone their trick-or-treating group. Encourage other parents to join in on the fun, to help keep all of your little ghosts and villains safe.

Buddy system for the win

According to, a buddy system is another key strategy to keep children safe while on Halloween night. Pair up each kid in the group with a partner; each one is to know where the other person in the pair is at all times during the night. 

Minimize fire hazards

So many costumes consist of synthetic fabrics; this includes wigs and accessories. The American Academy of Pediatrics advises that parents help their kids select costumes that are labeled as flame-resistant. Also caution your children to steer clear of any sidewalk jack-o-lanterns or luminaries along the trick-or-treating route, so loose costumes won’t get caught on them.

Cell phone check-ins recommends having your kids call you via cell phone to touch base during the outing. A missed check-in call can signal that your children might be in danger.

Halloween curfew

The National Safety Council advocates that parents should decide on a set time when trick-or-treaters should be home by. If they aren’t back by that time, or haven’t called you to say they’re running late, take action.

With plenty of forethought and parental instruction, your children will have a fun, sugary Halloween experience while staying safe.

Published by Public Service Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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