*APY=Annual Percentage Yield: 21 month 1.21% Annual Percentage Yield Term. Savings are insured for up to $250,000 and backed by the full faith and credit of the National Credit Union Administration, a U.S. Government Agency. Dividend paid annually. Certificate of deposit is a Special Offer CD with a $2,100 minimum and no maximum. This is a limited time offer (October 1st, 2017- October 31st, 2017) and is subject to change without notice. A penalty may be imposed for early withdrawals. All rates are effective as of October 1st and are subject to change without notice.