734.641.8400 October 2013
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2016 PSCU
Board of Directors
Frederick W. Morgan

Jeffery King
Vice Chairperson

Dean J. Trudeau

Edward A. Carey, Jr.

Bernard Hanus
Jeffery King
Charles Lowler
Dale Reaume
Nora Sharpley
Credit Committee
Veronica Massey
Huey Ferguson
Juanita Henry
Michael McMicken
President/CEO Welcome Letter
Welcome to the first edition of the PSCU eNews – our online newsletter. This is an avenue we’ve been excited to pursue for a while. So when the opportunity became available we jumped at it.

In the past Public Service Credit Union published 4 editions a year. But with so many changes that happen monthly, we wanted to produce a newsletter for you on a monthly basis that will inform you of many different local events and promotions that are current in and around the area.

The PSCU eNews is an online edition that will be emailed to all our members at the beginning of each month. We will highlight our “Special Offers” for you. “The Latest” section will feature breaking news. In addition to “Anyday Everyday Lending” which will connect you to the many different loan options we have available. As a bonus we added the “Lifestyle” section to keep you current with new trends and great seasonal ideas, to make your life easier. Also be sure to review the “News & Events” area for all the upcoming events and different ways were in the community.

As we head into a busy holiday season, there is a lot going on at PSCU, so please take time to read all we have to offer and our many member benefits, savings and checking, loans, business services as well as investments. When life happens… We’re here for you.

Dean Trudeau
President / CEO

Public Service Credit Union�s Annual Meeting & Election
Wednesday, January 22nd, 2014 @ 4:00pm
Held at the Romulus Branch located at 7665 Merriman Road
Current Board of Directors nominated for re-election this year are:  Jonathan D. Gallimore, George Sciotti & Nora Sharpley. If you would like to run for a Board position, you can pick up a petition from the Credit Union Administration office on or after October 29th. The petition must be returned no later than November 29, 2013 at 4:00pm with signatures of 527 bona fide Public Service Credit Union Members. To run, you must be at least 18 years of age and a PSCU member in good standing. Your opinions are very important to us and we would like to encourage your attendance and participation.

Mortgage Terminology Basics
Decoding the confusion behind mortgage lingo
Photo: Mortgage Terminology Basics
Purchasing a new home can be one of life�s most exciting events. Trying to understand the terminology you may encounter when looking for the right mortgage, however, can bring more frustration than joy. Here are some of the most common terms that can come up when applying …

Buying vs. Leasing Your Next Vehicle
The advantages of buying a vehicle as opposed to leasing.
Photo: Buying vs. Leasing Your Next Vehicle
So, you�ve determined that it�s time for a new car. Whether you decide to go with a new or used car, you have the option of either buying or leasing. Deciding what is best for you financially before you start shopping is important to ensure that you find the vehicle that you…

Benefits of Hiring a Financial Planner
When to seek help and what a certified financial planner can do for you
Photo: Benefits of Hiring a Financial Planner
Taking control of your finances and setting the goal to become more financially stable is an honorable endeavor that can have a significant impact on your quality of life.

Unexpected Bills

Life’s little surprises are around the corner, the question is are you prepared for the pitter patter?  With Anyday Everyday Loans from PSCU we take the worry out of the loan application process. In fact some of our customers say our loan process is as smooth as a…
Halloween Candy Alternatives
Bypass the sugar for fun, colorful items kids (and parents) will love

Most any kid will say they want as much candy as they can round up when they knock on neighbor�s doors on Halloween. But getting overloaded with sugar isn�t the best plan. Some dentists around the country even have buyback programs where they offer prizes and other items for…

Decorating for Fall
Bring the season�s colors to your home d�cor, both inside and out

The autumn season is just around the corner. The leaves will begin changing colors, the grocery store will be filled with apples, pumpkins and winter squashes and the sweet festive scents of the season will fill every home. Don’t be the last one to decorate your home …

Five Tips for Sustainable Eating
Eat healthier by supporting locally grown products

Sustainable eating means eating whole foods that come from a local source. Most sustainable foods do not have labels and do not come in a box. In addition, they are foods that minimize harm to the environment during the growth and production process. Locally grown fruits and…

Holiday Closings

  • Monday, October 14th in observance of Columbus Day

  • Monday, November 11th in observance of Veterans Day

  • Thursday, November 28th in observance of Thanksgiving Day

Eleanor�s Walk for Hope

It’s not too late to register and join the PSCU team for the annual “Eleanor’s Walk for Hope.”  The event is Sunday, October 13, 2013 (11:00 am – 2:30pm) at the Focus: HOPE Campus 1355 Oakman Blvd. in Detroit 48238. Help us to keep her dream alive.

Children�s Miracle Network

PSCU employees were encouraged to host a Miracle Jeans Day to raise funds benefiting sick children in the local community by CO-OP Children’s Miracle Network. With PSCU employees there was never a question on whether or not to participate; the question was how much money could we possibly raise… “Not much, if we just limit it to our staff wearing jeans” said PSCU Marketing Specialist Donna Gdowski...

Fall Festivities Take Over the Mobile Branch

As the weather cools, you can bet that the Mobile Deployment Team will be out at many local events. The Mobile Branch made its third appearance in the Romulus Rotary’s Parade of Lights. The rest of the weekend was spent handing out gifts to the kids and information on the credit union way of banking at the annual Romulus Pumpkinfest. The weather was perfect and lots of fun was had by all...

International Credit Union Week
October 15th through October 18th.

Got lunch plans on Oct. 15? Consider serving up a delicious helping of small business support.  This year will be the second annual CU Lunch Local, in which participating credit unions agree to show their support for local businesses by making a commitment to buy local on that day.

On Thursday, Oct. 17 our branches have invited some local business to come in and celebrate a lobby day with us.  Stop in a branch and be part of the excitement.

Attention All PSCU Christmas Club Members

On November 1st – your Christmas Club funds will be transferred into your share account and available for your holiday Shopping.

It’s never too late to start saving. If you don’t already have a Christmas Club account, now is the perfect time to open one.

Redford High School
PSCU will have a presence at Redford Union High School Homecoming game on October 11th  @ 7:00pm. Be sure to stop by our table and pick up some pom-poms to show your support for the Panthers.
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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