734.641.8400 December 2013
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November 2013
October 2013

2013 PSCU
Board of Directors
Frederick W. Morgan

Carol Palazzolo
Vice Chairperson

Dean J. Trudeau

Edward A. Carey, Jr.

George Sciotti
Bernard Hanus
Nora Sharpley

Credit Committee
Veronica Massey
Huey Ferguson
Juanita Henry
Michael McMicken

In Memory of PSCU's Chairman - Jonathan D. Gallimore
Jonathan D. Gallimore, chairman of the Public Service Credit Union board, passed away on November 10, 2013 following a massive heart attack. Mr. Gallimore became a member in 1953 and was elected to the credit committee in 1968. In 1970 he was elected to the board and became chairman in 1993. Mr. Gallimore loved his fellow board and committee members, the employees and members who have been loyal through the years. He often said it was a waste of time looking in the past because it is the future we need to focus on. His favorite phrase was “onward and upward.”

Your Financial Future
As 2013 draws to a close, the last thing anyone wants to think about is taxes. But if you are looking for potential ways to minimize your tax bill, there's no better time for planning than before year-end.

I need a vacation get-a-way, like real bad.

Do you need to get out of town…OR GET AWAY… LIKE RIGHT AWAY. Maybe Europe, maybe Mexico, maybe the Caribbean who knows.

Tips on How to Avoid Overspending
Cut down on your expenses without cutting out the things you love
Photo: Tips on How to Avoid Overspending
Creating a budget for yourself and your family is an important step toward being financially stable. One factor that can significantly impede your efforts toward financial stability can be the bad habit overspending. It can be difficult to set boundaries for your spending, but identifying the areas …

Three Things Identity Thieves Don�t Want You to Know
What you don�t know can hurt you and help someone pretending to be you
Photo: Three Things Identity Thieves Don�t Want You to Know
With everything going electronic and online, identity theft has become an ever more common problem. All the information whizzing around us � the e-mails we send, the forms we fill out, the news feeds we follow and comment on � all of it can be used by would-be thieves to gain access to your personal…

PSCU awards local charity with $500.

With the holidays upon us, PSCU wanted to support one of our local charities. So we created a contest on our facebook page.

25 Meals for Thanksgiving from PSCU

Public Service Credit Union’s employees raised money throughout the year by asking employees to contribute $5.00 each time they wore jeans on casual days.

Redford Welcome's PSCU

On November 20, 2013 Public Service Credit Union had a Ribbon Cutting Ceremony to signify the opening of our Redford location. The honors were given to Dean J. Trudeau, President/CEO of PSCU along with Redford Township Supervisor, Tracey Schultz-Kobylarz to cut the ribbon and welcome the new branch to the …

Holiday Hours
MARK YOUR CALENDARS for our holiday closings...

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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