734.641.8400 July 2015
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June 2015
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2015 PSCU
Board of Directors
Frederick W. Morgan

Carol Palazzolo
Vice Chairperson

Dean J. Trudeau

Edward A. Carey, Jr.

George Sciotti
Bernard Hanus
Nora Sharpley
Credit Committee
Veronica Massey
Huey Ferguson
Juanita Henry
Michael McMicken
2015 Scholarships Winners
Public Service Credit Union once again is proud to be able to recognize 10 deserving individuals during their 2015 Scholarship Awards ceremony on June 18th, 2015 at their Romulus branch.  Recipients were chosen from our existing membership who show academic promise, community involvement and the PSCU mantra of �People Helping People�.

You're Invited!

The first 50 people that come to our Redford branch (26838 Plymouth Rd. in Redford) on Friday, July 10th between 11am - 6pm, can receive a FREE credit report.  PSCU will have different vendors available to chat with you about investments, savings, budgets, and credit repair. This is a great way to gain your Financial Freedom!

What to Know About Car Title Loans
The good and the bad

A car title loan, also referred to as an auto title loan or vehicle title loan, is when a person temporarily surrenders the title of his or her vehicle to borrow money for a short period of time. These loans tend to get a bad rep � and there are several reasons why � but they also can be useful for some.

Top Used Car Values
Buying used can save you thousands

Buying a new vehicle is always an exciting venture, but it�s normally associated with a hefty price tag. And even worse, in most cases, the minute you drive that vehicle off the lot, it loses a solid chunk of its value. So if you�re looking for a vehicle that�s new to you, buying something used is a great way to save thousands and still get just what (or even more than) you�re looking for.

Tips to Grow Giant Tomatoes
Grow the biggest tomatoes on the block by following these easy tips

Few things are more discouraging than spending months weeding, mulching, watering and fertilizing your garden, only to end up with some measly little fruits and vegetables which aren�t even enough for a salad. If you�re going to grow big tomatoes, you�ll need to follow these tips to optimize next year�s harvest.

Skimming: What you NEED to Know

Skimming is a huge problem for financial institutions and its members in the United States. It involves stealing the magnetic strip information off a members debit card and using a hidden camera to gather their PIN number information. The information is then used to make a duplicate debit card. In 2012 alone, criminals were able to use these cards and steal $11.3 billion.

One Day Only Car Sale

If you�re in the market for a vehicle, now is the time!  PSCU has an awesome ONE DAY ONLY sale you don�t want to miss.  On Friday, July 24th between 3pm � 7pm come to our Romulus branch (7665 Merriman Rd. in Romulus).

Habitat for Humanity

PSCU is proud to partner with the Metro West Chapter of Credit Unions to support �Habitat of Humanity.�  This year our employees along with 4 other credit unions made a big difference in the Morningside Commons neighborhood in East Detroit.

You Could be a Winner too!

There are 166 national monthly winners, with prizes from $25 to $5,000 PSCU has several STW May winners, it's not too late to get in on the cash!!!

Sanja Thomas of Brownstown won $50.00

Angela Williams of Detroit won $25.00

Veronica Swindell of Detroit won $25.00

Lamicko Taylor-Beavers of Wayne won $25.00

Published by Public Service Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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