734.641.8400 August 2015
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July 2015
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2015 PSCU
Board of Directors
Frederick W. Morgan

Carol Palazzolo
Vice Chairperson

Dean J. Trudeau

Edward A. Carey, Jr.

George Sciotti
Bernard Hanus
Nora Sharpley
Credit Committee
Veronica Massey
Huey Ferguson
Juanita Henry
Michael McMicken
Hurry! Don't Miss This Limited Offer!
There's no time like the present to take advantage of our "First Time Auto Buyers Loan".  With no co-signer and no credit history required, it's a great way to start to build your own credit.

Making a Plan to Reduce Debt
How to pay it down most efficiently

Having a lot of bills and debt is discouraging, but it doesn�t have to consume your life. There are ways to methodically pay down your debt based on your financial and personal goals and objectives. You will see that, despite how it may seem, there is actually an end in sight.

Short-Term Auto Loans: How Much Can You Save?
Save money by sticking with a short-term auto loan

Shopping for a new car involves many important choices. Once you�ve decided on the exact vehicle that�s best, which is certainly no small feat, the big decisions aren�t over. One of the most important decisions is still to come: how to finance it. Whether you seek a loan from the dealership itself or from your financial institution, you have to decide whether a long-term or a short-term loan makes more sense for your current and future finances.

Hidden Costs of College
Don�t forget about these expensive hidden costs of college

Whether it�s your child or your grandchild that is off to college, it�s no surprise that college costs have increased dramatically and will continue to do so over the years. At least you know how much to set aside to cover it all � the cost of tuition, room and board, and books, right?

How Banking on the Internet Can Help Teach Financial Skills
Online banking benefits that improve your money management abilities

These days, the conveniences of the Internet are well-known to nearly everyone. However, when it comes to online banking, the benefits are a lot greater than mere convenience. The various aspects involved in banking online can also help teach an array of financial skills.

Donating to Charities
Public Service Credit Union was proud to present 2 - $1,000 checks on behalf of Metro West Chapter of Credit Unions to many local charities throughout the Metro Detroit area.

Nora Sharpley (BOD) with PSCU presented $1,000 to Focus: HOPE

Laura Saches (Brch. Manager with PSCU) presented $1,000 to St. Vincent and Sarah Fisher Center to support their Reading Program.

It's never too Late to Start Saving!

PSCU has 3 new winners for the Save to Win program. John Martino from Taylor was our big winner of $500 and he has also won $50 a couple months ago.

MCULLAF Grand Raffle is Back!


$20,000 Grand Prize. Choice of cash or $20,000 towards purchase of a 2015 Buick Verano or GMC Sierra 1500.  Click here for more details.
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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