734.641.8400 November 2015
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September 2015
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2015 PSCU
Board of Directors
Frederick W. Morgan

Carol Palazzolo
Vice Chairperson

Dean J. Trudeau

Edward A. Carey, Jr.

George Sciotti
Bernard Hanus
Nora Sharpley
Credit Committee
Veronica Massey
Huey Ferguson
Juanita Henry
Michael McMicken
Get in Line for a Great Holiday Loan!

The holidays should be the happiest time of the year!  You shouldn't have to stress over Santa's list. Beginning November 16, 2015 through January 16, 2016, PSCU members can be next in line for a sweet holiday loan.  Qualified members may borrow up to $1,200 for 12 months*. This special "member only" opportunity is available for a limited time, so don't delay!

Make your Holiday wishes come true and apply today!

*Some restrictions apply. For more information call 734-641-8400 or visit us at Limited-time offer.

Enterprise Car Sale

Great prices to celebrate this holiday season. Beginning November 1, 2015 through November 30, 2016, Enterprise will make your first payment up to $500 when you finance an Enterprise vehicle with PSCU.

There are more than 6,000 quality used cars, trucks, van and SUVs, all at great prices to choose from.

Click here to apply.

Should You Refinance Your Auto Loan?
When to take the plunge

It�s a tempting thought: Get a lower monthly car payment by quickly, and relatively painlessly, refinancing that high-interest auto loan. But not so fast�refinancing isn�t for everyone; in fact, there are instances where it will hurt you more than it will help. Here are five main situations in which refinancing your auto loan makes the most sense.

Eco-Friendly Ways to Heat Your Home
Consider these eco-efficient heating alternatives

You can probably already feel that chill in the air that reminds you of what is coming for most of us in the contiguous United States. November will give way to December, and autumn will give way to winter. That means it is time to break out the heavy coats and sweaters and to start budgeting in a little extra every month for heating costs. Depending on the ferocity of winter, those heating costs can reach unseemly heights, which is why it is important to consider alternative methods that will not only save you money in the long run, but that will ultimately be better for the environment.

Which Truck Is Right for You?
Choosing the right truck doesn�t need to be complicated

Pickup truck drivers are known to be loyal. They simply love their trucks, and there�s every reason why. Pickup trucks provide all the utility and grit to get the job done. And recently, pickup trucks have gotten the same attention as the rest of the automotive industry, and they sport plenty of safety, technology and luxury features, so there�s virtually no downside to them. Here�s a handful of the best:

We Need Your Help!

Share the Love!
Public Service Credit Union is part of an online campaign allowing credit unions to showcase the good work and difference they make in their communities while giving them a shot at giving back through a charitable donation. Our campaign is called "Share the Love" and we need your vote!

Swipe and Sign

What will you do if you #WIN1K?

$1,000 - Could Be Yours!!! Beginning November 2, 2015 through January 31, 2016. You will automatically be entered into our drawing every time you use your debit card as credit.  What better way for a chance to win some extra cash!  Be part of our �Swipe and Sign� contest  ï¿½ and be sure to enter daily for more chances to win!

PSCU 15% Over Limit

It�s that time of year again� you may need to increase your credit limit during the holidays.  From November 16, 2015 through January 31, 2016, as a PSCU member in good standing, you may go over your line of credit by 15%.

Teaming Up for Success!

PSCU is proud to announce Nadine Hohnke, & Donna Gdowski, from the Marketing team have received Rock Star recognition from a national Credit Union Magazine, that profiles individuals for their leadership, creativity, and service excellence.  Congratulations!

Holiday Hours

All branches of PSCU will be closed in observation of the following holidays.

Veteran�s Day
Wednesday, November 11th

Thursday, November 26th

Published by Public Service Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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