734.641.8400 February 2016
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January 2016
December 2015
November 2015


2016 PSCU
Board of Directors
Frederick W. Morgan

Carol Palazzolo
Vice Chairperson

Dean J. Trudeau

Edward A. Carey, Jr.

George Sciotti
Bernard Hanus
Nora Sharpley
Credit Committee
Veronica Massey
Huey Ferguson
Juanita Henry
Michael McMicken
You Could Win A Scholarship!

Now� is your future!

Whether you're going back to school or your just starting your college years.  PSCU wants to be a part of your future.  We have 10 - $1,000 scholarships to be awarded.  Applications and details available online.  Click here or stop in any branch office to apply.

Application deadline is April 30, 2016.

The Basics of Creating Your First Budget
Take the time and make a basic budget to keep your finances afloat

Are you preparing to graduate? Congratulations on taking the big step of moving out into the real world. The autonomy is a great feeling, but it comes with its share of responsibilities, such as handling your own finances. Creating a basic budget will help you keep track of your income, expenditures and savings. All it takes is a pen, paper and about 30 minutes.

Anyday Everyday Loans

Do you need to get out of town�OR GET AWAY� LIKE RIGHT AWAY? Maybe Europe, maybe Mexico, maybe the Caribbean who knows. With Anyday Everyday Loans, you get to choose.
Out of the Box Valentine's Day Date Ideas
Rekindle the romance on one of these adventurous dates

Date night is a crucial part of keeping the romance alive in your relationship, whether you have been with your partner for two months or 20 years. However, going to the same places and doing the same activities every month can lose its romantic feeling.

All-Wheel Drive Vehicles to Consider
So much more than pickups and SUVs

When you�re looking for the best vehicles to tackle the poor-weather driving conditions that come with winter, getting a vehicle with all-wheel drive is a great start. And while you�re probably well aware of the SUVs and pickups that come equipped with all-wheel drive, there are plenty of other options too.

Refer a Friend

There are no limits on how many people you refer and heck, we won't even ask if you're actually friends. So go ahead and bring in your neighbors, mailman, in laws,  BFFs and anyone else you can think of! Click here for full rules.
The Smarter Way to Your Biggest Refund - TurboTax

Public Service Credit Union has teamed up with Love My Credit Union Rewards TurboTax� program to get you your maximum refund, savings of up to $15 on TurboTax federal products, and a chance to win $25,000!

Financial Freedom Fair

Come to our Focus: HOPE branch in the Learning Center (1400 Oakman Blvd. in Detroit) from 11 am to 4 pm on Thursday, March 10th and learn about all the services that you can take advantage of.  This fair will provide you with the information to help you better manage your finances.  FREE credit reports � to the first 50 people registered.
Relationship CD

Beginning February 15th , You can benefit from having a relationship with PSCU. When qualifying members open a CD with PSCU you can earn 1.55% APY for an 18 month term.*

*Some restrictions apply,
Click here for full details.

Holiday Hours

All branches of PSCU
will be closed on
Monday, February 15th
in observation
Presidents� Day

Published by Public Service Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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