734.641.8400 March 2016
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It's Tax Time!

Public Service Credit Union has teamed with the Love My Credit Union Rewards TurboTax program to offer our members savings of up to $15 on TurboTax federal products.   This year, file your taxes the smarter way, and get your biggest possible refund � guaranteed.

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February 2016
January 2016
December 2015


2016 PSCU
Board of Directors
Frederick W. Morgan

Carol Palazzolo
Vice Chairperson

Dean J. Trudeau

Edward A. Carey, Jr.

George Sciotti
Bernard Hanus
Nora Sharpley
Credit Committee
Veronica Massey
Huey Ferguson
Juanita Henry
Michael McMicken
Exciting New Changes
Public Service Credit Union is proud to recognize George Sciotti for his 47 years of service on the board of Directors.  Mr. Sciotti held the Treasurer and Secretary positions in addition to performing his duties as a Director. In February of 2016, Mr. Sciotti stepped down from his seat on the Board, but has agreed to stay on the Board in an emeritus position to help guide the new Board after the merger.  Mr. Sciotti has been an asset to Public Service Credit Union, as he has helped the management team and members alike.  He is a man that resolves issues quietly and solves problems before they get out of hand. His experience will be beneficial for us all.

With the new merger approaching of Public Service Credit Union and Metro Shores Credit Union we are excited to announce the addition to our Board of Directors� Charles R. Lowler, Dale L. Reaume & Jeffery S. King�

Retirement Planning in Your 20s
Five best practices to jump-starting your savings

When you�re in your 20s, you are worried more about starting your career than you are about what you�ll do when your career is over. Still, it�s important to put down some building blocks at this point to lay a solid foundation for your financial future. Here are five tips to get the ball rolling:

Home Improvement Loans

Is the moon roof in your ceiling getting bigger everyday? It may be time to start getting serious about the home to do list. Sometimes, you just need a little help in getting started in updating or improving your home... And with a PSCU Anyday Everyday loan, you can get just that!

The Worst Passwords People Keep Using � and How to Create Better Ones
Why secure passwords are the key to avoiding account hijackers

Passwords are some of those things that humans just don�t have time for. As a result, we tend to use passwords that are easy to remember. But that means that anyone can remember them, which increases your risk of being hacked.

Vehicle Details: What�s a Supercar?
The most elite vehicles on the road today are amazing

There�s no shortage of practical and economical vehicles on the road today, and many of them are well-priced too. According to U.S. News & World Report in May 2015, the average transaction price for a new vehicle was $33,560.

Health Benefits of Chocolate
A piece of chocolate a day keeping the doctor away? It may not be as absurd as it sounds

When one imagines the kind of indulgences that quickly derail diets, chocolate is certainly one of the first things to come to mind. It may come as something of a surprise, however, to learn that there are actually a number of health benefits to eating chocolate.

2016 Scholarship Applications are here!

Now� is your future!

We have 10 - $1,000 scholarships to be awarded.  Applications and details available online.  Click here or stop in any branch office to apply.

Application deadline is April 30, 2016.

Refer a Friend

There are no limits on how many people you refer and heck, we won't even ask if you're actually friends. So go ahead and bring in your neighbors, mailman, in laws,  BFFs and anyone else you can think of! Click here for full rules.

Relationship CD

With the best rates in town, why would you do your banking anywhere else but Public Service Credit Union? And now your relationship with us could get you a better CD rate!  There are a few qualifications*, but if you can meet them, you could be making a return on your money that will leave you wondering why you would ever go anywhere else!

*Some restrictions apply,
Click here for full details.

Mark your Calendars

There will be a Shred-It truck on site in our Romulus Branch parking lot (7665 Merriman Rd.) on Saturday, April 16th from 9am to 11am. This is a FREE service for PSCU Members Only. Limit 2 (file size) boxes per member.

We've Got a WINNER!

With a $16.00 gas purchase, Scott Spoonamore is our $1,000 Swipe & Sign winner.  Through the holidays, members would receive one automatic entry for every swipe of their debit card. Congratulations Scott!

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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