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April 2016
March 2016
February 2016

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2016 PSCU
Board of Directors
 
Frederick W. Morgan
Chairperson

Jeffery King
Vice Chairperson

Dean J. Trudeau
Treasurer

Edward A. Carey, Jr.
Secretary

Bernard Hanus
Charles Lowler
 Carol Palazzolo
Dale Reaume
Nora Sharpley
 
Credit Committee
Huey Ferguson
Juanita Henry
Veronica Massey
Michael McMicken
PSCU Announces Opening of New Branch
Public Service Credit Union has opened its 4th Detroit branch located in the John Dingell VA Medical Center in Detroit, MI on March 31st.
This new location is a result of the decision by The State of Michigan Department of Insurance and Financial Services (DIFS) to place Veteran�s Health Administration Credit Union into liquidation on March 29th 2016. Public Service Credit Union has assumed all deposit accounts & loans held at VHACU. These deposits continue to be insured up to $250,000 by NCUA.

Chartered in 1954, Veteran�s Health Administration Credit Union primarily served employees of the Detroit and Ann Arbor Veterans Administration Medical Centers. �We are very excited to be part of the veteran�s medical community, our members enjoy the same state-of-the-art banking products and services offered by some of the area�s biggest financial institutions, but with more competitive pricing and more attentive personal service.� says PSCU Vice President of Growth & Development Rob Mercier.
Public Service Credit Union has been providing its members with quality products and service for over 60 years and now serves over 24,000 members.

Finance Mistakes With Long-Term Consequences
Avoid these top finance blunders

We all make mistakes, but when it�s a financial mistake, it can really cost you. And when it�s one that incurs a consequence that can last several years, then things can really turn ugly.

Questions to Ask Before Leasing a Car
10 answers you need before signing for a lease

For some, leasing a vehicle is a better option than buying. Before deciding to go forward with a lease, consider looking into the following topics.

Do You Need a Checking and Savings Account?
Why having both is certainly necessary

You probably already know what a checking account and a savings account are �so is it really necessary to have both? The simple answer is: yes.

New Cars for 2016
From all-electric to loaded luxury cruisers, there�s something for everyone

The automotive segment is constantly improving, and the models that are coming out this year are an impressive bunch. Here are three vehicles to keep your eyes on.

Health Benefits of Cycling
The upsides of getting back on the bike and riding

Whether you are looking to lose some weight, feel better about yourself or simply take up a new activity, cycling is a great use of your time. Cycling is a fantastic hobby that you can enjoy by yourself or with friends, at dawn or at dusk and in spring or in fall. It is also…

5 Fun Facts About the Indy 500
Interesting tidbits about the history of the �Greatest Spectacle in Racing�

The Indianapolis 500 is an American tradition, having been held on or around Memorial Day Weekend every year since its inception in 1911. With over a century of history, there is a lot to learn about the Indy 500, even for longtime racing fans. Here are a few fun facts about…

Relationship CD

With the best rates in town, why would you do your banking anywhere else but Public Service Credit Union? And now your relationship with us could get you a better CD rate!  There are a few qualifications*, but if you can meet them, you could be making a return on your money that will leave you wondering why you would ever go anywhere else!

*Some restrictions apply,
Click here for full details.

Need Cash? Skip-A-Pay!

Now is the season to "Spring into Action".
Shred It Day

Thanks to our members, Shred-It Day was a huge success!  On Saturday, April 16th PSCU brought a Shred-It truck on site to our Romulus branch location. This is a FREE service we have offered to our members for the past several years to help protect them against identity theft. 
Enterprise Car Sale is Here!

When you finance an Enterprise vehicle with PSCU, Enterprise will make your first payment up to $500. Call 734-641-8400 or visit www.PSCUnow.com to get pre-approved today! You can preview the great selection of quality used vehicles or find the nearest Enterprise Car Sales location at enterprisecarsales.com/publicservicecu
GREAT NEWS!

New EMV chip cards will be coming soon. Our first group will be issued mid May.

Holiday Hours

All branches will be Closed
Monday, May 30, 2016
In observance of Memorial Day


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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  




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