734.641.8400 June 2016
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There are no limits on how many people you refer and heck, we won't even ask if you're actually friends. So go ahead and bring in your neighbors, mailman, in laws,  BFFs and anyone else you can think of! Click here for full rules.

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May 2016
April 2016
March 2016


2016 PSCU
Board of Directors
Frederick W. Morgan

Jeffery King
Vice Chairperson

Dean J. Trudeau

Edward A. Carey, Jr.

Bernard Hanus
Charles Lowler
 Carol Palazzolo
Dale Reaume
Nora Sharpley
Credit Committee
Huey Ferguson
Juanita Henry
Veronica Massey
Michael McMicken
It's a Perfect Season to Buy a Home!

Public Service Credit Union has a specially designed new mortgage program that provides our members with a great, low down payment option that requires no Mortgage Insurance!


  • No PMI (Mortgage Insurance)
  • Down Payment can be gifted funds!
  • Adjustable Rate Mortgage
  • Up to 95% Loan to Value (LTV)

Click here to apply online!

Why Are Auto Loans Getting Longer?
The average new car loan recently reached a record high

If you�re in the market to buy a new car, you might have recently heard that the norm for auto loans is becoming longer than what used to be a typical five years.

Let's Get Ready for Summer!

If the Moon Roof in your house is getting bigger than the one in your car, maybe just maybe its time for some well needed home repairs. PSCU's Anyday Everyday Loans make it easy for you to apply.

Natural Remedies to Help Prevent Migraines
Avoid the headache with these natural tips

Migraine headaches are capable of derailing a day altogether, debilitating its sufferers with symptoms that include severe photosensitivity, nausea and vomiting.

Vehicles That Keep Their Value
These vehicles depreciate less than the rest

Automobiles are a huge part of our lives, but one of the biggest knocks on a new car is that in as little as three years it�s worth far less than you initially paid.

Classic Movies to Get You Excited for Summer
Spend summer with the movie stars watching these Hollywood hits

Most kids don�t need any help getting excited for summer, that time of the year when the responsibilities of school give way to carefree days in the sun. But watching these classic movies will make everyone in the family�even parents�anxious for the lazy, hazy days of summer.

Relationship CD

With the best rates in town, why would you do your banking anywhere else but Public Service Credit Union? And now your relationship with us could get you a better CD rate!  There are a few qualifications*, but if you can meet them, you could be making a return on your money that will leave you wondering why you would ever go anywhere else!

*Some restrictions apply,
Click here for full details.

Fee Schedule Notice

At Public Service Credit Union, we strive to keep service fees as low as possible for our members. However, as costs increase, certain changes are necessary to sustain the financial stability of the credit union.  As of July 1st, we will be adjusting a few fees�  Most notably, the NSF, Stop payment, and International wire fees will increase from $25.00 to $30.00 per occurrence.  To view the complete updated fee schedule visit our website at  In addition, members may request a paper copy from any of our branches. Please feel free to contact us with any questions regarding these changes.

We're in the Community!

Metro Shores Credit Union has participated in the Grosse Ile Island Festival Parade for many years.  With the merger of our 2 credit unions, Public Service Credit Union was able to make a presence at this event too! Several of our employees brought our van to stroll down Macomb Street, and were on hand to pass out pens.  This is always a great way to start the summer!

Who doesn't love MONEY!

We have Mad Money
& Gift Cards

for your favorite Graduate or that special Wedding. Pick them up at any branch location.

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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