734.641.8400 August 2016
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July 2016
June 2016
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2016 PSCU
Board of Directors
Frederick W. Morgan

Jeffery King
Vice Chairperson

Dean J. Trudeau

Edward A. Carey, Jr.

Bernard Hanus
Charles Lowler
 Carol Palazzolo
Dale Reaume
Nora Sharpley
Credit Committee
Huey Ferguson
Juanita Henry
Veronica Massey
Michael McMicken
2016 Scholarship Winners!

Public Service Credit Union is proud to be able to recognize 10 deserving individuals. These recipients were chosen from existing members who show academic promise, community involvement and the PSCU mantra of �People Helping People�.  Three of the ten $1,000 checks awarded to the worthy students were in honor of long standing Board Members, John E. Breen, Carol Palazzolo and Jonathan Gallimore.

Below are the names of the students that received scholarships this year: Alexis Anderson from Woodhaven High School and a resident of Brownstown,  will be attending Michigan State University to pursue her major in Human Biology; Christopher Carter, a resident of Detroit, currently attends Bowling Green State University, and is working to achieve his degree in High School English Education; Romney Funderburg is from Romulus, attended Romulus High School, plans on attending College for Creative Studies in Detroit to achieve her major in BFA Illustration; Sherice Hamilton of Redford, is looking forward to pursuing her major in Health Services Administration through Davenport University of Livonia; Arold Jackson of Romulus, attended Huron High School in New Boston. He intends to achieve his degree in Biology from Michigan State University. Mr. Jackson is the recipient of our John E. Breen Scholarship; Raymond Johnson is from Southfield and has attended University High School Academy. He is currently working to achieve his degree in Graphic Design from College for Creative Studies; Tanalynn Johnson from Southfield is currently attending University of Detroit Mercy. She is working to achieve her BS/MS in Cyber Security & Intelligence Analysis. We are proud to announce Ms. Johnson to be the recipient of our Jonathan Gallimore Scholarship; Savannah Moffat from Romulus, is currently attending University of Michigan School of Social Work to continue her education in Psychology/MSW; Alexis Moody is from Trenton, and currently attends Wayne State University pursuing her degree in pre-nursing. Ms. Moody is receiving our Carol Palazzolo Scholarship; and Ondrianna Tavtigian is from Belleville and recently graduated from Huron High School. She plans on attending Wayne State University where she plans to pursue pre-med.

Congratulations to all the 2016 Scholarship Recipients. Public Service credit Union is excited to be a part of the promise you show towards a bright future!

How to Invest Your 401(k)
Considerations for what funds to choose and how much to invest

For many people, deciding what funds to invest in and how much to contribute from their paycheck into their 401(k) plan can be confusing.

Tips for Getting the Best Auto Loan
Doing your homework before walking into a dealership can help you save

You�ve decided to buy a car � whether new or used � and all you keep thinking about is how exciting it will be to drive home with a new toy. While car buying can be fun, doing your research before you walk into the dealership can help you save money. Consider these tips when planning your new purchase.

Mistakes Parents Make Saving for Their Child�s Education
The mistakes made and how to avoid them

With the cost of higher education soaring, saving for your child�s college education is probably one of your biggest concerns.

Go Green: Inventive Uses for Your Leftover Yard Trimmings
Recycle your yard trimmings with these creative ideas

There are few smells better than that of freshly mowed grass.

School-Based Movies to Watch Before the New Semester
These classic films are back-to-school basics

It�s always hard to say goodbye to summer, but students of all ages can ease the pain of a new school year by enjoying classic films about education.

Vehicle Details: Best Cars for Younger Drivers
You don�t have to settle

If you�re looking for a vehicle for younger drivers, there are plenty of excellent models that are not only affordable, but also among the best values in the entire automotive industry.

Back by Popular Demand!

Are you or someone you know in the market for their first car? Well, you're in luck! Now is the time to take advantage of our "First Time Auto Buyers" promotion. With no co-signer or credit history required, Special GAP policy pricing and up to 60-months to repay, it's the perfect option for someone looking to get into their first vehicle. Click here to apply.

It's a Perfect Season to Buy a Home!

Public Service Credit Union has a specially designed new mortgage program that provides our members with a great, low down payment option that requires no Mortgage Insurance!


  • No PMI (Mortgage Insurance)
  • Down Payment can be gifted funds!
  • Adjustable Rate Mortgage
  • Up to 95% Loan to Value (LTV)

Click here to apply online!

Relationship CD

With the best rates in town, why would you do your banking anywhere else but Public Service Credit Union? And now your relationship with us could get you a better CD rate!  There are a few qualifications*, but if you can meet them, you could be making a return on your money that will leave you wondering why you would ever go anywhere else!

*Some restrictions apply,
Click here for full details.

Home Banking

Beginning September 13, 2016 the home banking will have a brand new look and feel!  Not only will the interface be easier to navigate, but you will have access to our great new features including our new mobile app!

The Grand Raffle is Back!

Win $20,000 cash prize or use towards the purchase of a 2016 Buick Verano or GMC Sierra 1500. To enter, simply make a $5 contribution to support PSCU's political briefing event on Nov. 21, 2016. Tickets are sold at all branch locations for a limited time. Please click here for complete rules and details.

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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