PSCUnow.com 734.641.8400 November 2016
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2016 PSCU
Board of Directors
 
Frederick W. Morgan
Chairperson

Jeffery King
Vice Chairperson

Dean J. Trudeau
Treasurer

Edward A. Carey, Jr.
Secretary

Bernard Hanus
Charles Lowler
 Carol Palazzolo
Dale Reaume
Nora Sharpley
 
Credit Committee
Huey Ferguson
Juanita Henry
Veronica Massey
Michael McMicken
The Triple Jingle Loan is Back!
By popular demand the Triple Jingle Promotion is Back!  If you�ve been a member for 12 months and are in good standing. You could borrow up to $1,200. with a 12-month term at 12% APR*.  This is a great loan opportunity just in time for the holidays.

Ring in the holidays and apply today!

*Some restrictions apply. APR = Annual Percentage Rate, not all members will qualify. For more information call 734-641-8400 or visit us at PSCUnow.com (Limited time offer)

Investing vs. Paying Off Debt
Deciding factors include your financial resources and goals

Some people will decide to pay off all their debts before ever investing money, while others will say it�s better to carry livable debt and be able to grow your savings over time. There are pros and cons to either option, depending on your financial situation.

Getting a Loan with Bad Credit
How you can still be approved

If you have poor or minimal credit, your chances of getting approved for an auto or personal loan aren�t necessarily poor or minimal too. Here is what you can do to increase your chances of loan approval:

Pumpkin Roll Recipe

Nothing says Happy Thanksgiving like a homemade Pumpkin Roll.  Click on "read more" for the complete recipe.

4 Steps to Take to Reduce Your Risk of Diabetes
Simple but effective measures that can help you avoid a diabetes diagnosis

November is National Diabetes Month, meaning it�s as good a time as ever to learn what preventative measures you can take to help reduce your risk of a future diagnosis.

Vehicle Details: Best Family Cars for Traveling
Get ready for the holiday season

It�s nearly that time of year again when everyone packs into the family vehicle to head to wherever the holiday celebrations take them. Here are some vehicles that can help make your travels more enjoyable:

Public Service Credit Union's Election and Annual Meeting

Elections will be held during the Annual meeting.  If you would like to run for a Board position, you can pick up a petition from Dean Trudeau at the Administration office after November 1st .  The petition must be returned no later than December 1, 2016 at 4:00pm with signatures of 600 bona fide Public Service Credit Union members.  To run, you must be at least 18 years of age and a PSCU member in good standing. Board of Directors members running for re-election this year are Jeff King, Nora Sharpley & Dean Trudeau.

The Annual meeting is scheduled on Tuesday, January 24, 2016 @ 4:00pm
Held at the Romulus Branch located at 7665 Merriman Rd.

We would like to encourage your attendance and participation.

PSCU is here for You!

The holidays are fast approaching, there�s no need to stress! Our PSCU staff is here to assist you in finding your best solution.  Whether you�re looking to Skip-A-Loan Payment, need that extra 15% over your credit limit or maybe you�ll need us after the holidays to consolidate all those high interest department store cards.  Just know our staff is here to help take your stress away.  Go to any branch office for assistance, or call 734-641-8400 and speak to one of our representatives directly.
Christmas Club Accounts

This is to remind all Christmas Club account members that your funds will automatically be deposited into your savings account on Nov. 3rd. 

If you don�t already have a Christmas Club account � NOW is a great time to set one up for next year � it�s never too late!


Holiday Hours

All branches of PSCU will be closed in observation of the following holidays.

Veteran�s Day
Friday, November 11th

Thanksgiving
Thursday, November 24th

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  




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