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February 2017
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2016 PSCU
Board of Directors
 
Frederick W. Morgan
Chairperson

Jeffery King
Vice Chairperson

Dean J. Trudeau
Treasurer

Edward A. Carey, Jr.
Secretary

Bernard Hanus
Charles Lowler
 Carol Palazzolo
Dale Reaume
Nora Sharpley
 
Credit Committee
Veronica Massey
Huey Ferguson
Juanita Henry
Michael McMicken
We've Got A Checking Account that PAYS!
Our Direct Advantage PLUS checking account has all the perks!
  + 10 Free out of network ATM transactions*
  + Monthly dividends of 1.11% paid on up to $10,000*
  + Free Identity Theft Protection**

Whether you want to open a checking account online, or in person, we are here to help. Click here for  details or to see which checking account works best for you.

*Complete disclosures are available on our website.
**Click here for details regarding the Free ID Theft Protection.

Reasons to Consider a Professional for Investing
Why hiring a CFP or other pro is beneficial

A 2014 study found that investors who used professional help in setting up or managing their accounts had returns 3.32 percentage points higher than those of people who went at it alone, even after taking fees into account. But why might that be the case?

The Dangers of Refinancing Your Home Too Much
Do the benefits really outweigh the costs?

With current interest rates so low, many people are wondering whether they should refinance their mortgage, and many homeowners who have already refinanced in recent years are wondering whether they should refinance again and whether there is such a thing as refinancing too much.

Health Benefits of Yoga
Health Benefits of Yoga

Millions of people practice some form of yoga every day and receive many benefits from the exercise, both in body and mind.

How to Prevent Mold in Your Home
Eliminate mold in your home by following these helpful hints

A healthy home is the key to a healthy homeowner, and the best way to maintain a healthy environment in your own home is to keep it clean.

Top Convertibles for Spring
Make every drive an enjoyable one

Warmer weather is right around the corner and there’s no better way to take in your surroundings than with a long drive. What can make that drive even better? A convertible, of course. Here are a few of the best.

Shred-It Day is Coming!

There will be a Shred-It truck on site in our Romulus Branch parking lot (7665 Merriman Rd.) on Friday, April 21, 2017 from 4pm to 6pm.

This is a FREE service for PSCU Members Only. There is a 2 (file size) box limit per member.

Items OK to shred:  Paperclips, Staples, Hanging Folders & Black Binder Clips.

Items NOT OK to shred:  CD’s, Hard Drives, 3 Ring Binders & Plastic.
It's "Turbo Tax" time!

File your taxes the smarter way and save up to $15 on TurboTax!

Public Service Credit Union members can get up to $15 off TurboTax® federal products. TurboTax translates taxes into simple questions about your life, so you don’t need tax knowledge – or an appointment – to get your taxes done right. TurboTax SmartLook™ even connects you with an expert live, on-screen so you can get answers when you need them. Start TurboTax today and save!

Now... Is Your Future!

We have ten $1,000 scholarships to be awarded.  Applications and details available online.  Click here or stop in any branch office to apply.

Application deadline is April 28, 2017.

Employee Spotlight

PSCU is excited to shine our spotlight on Damika Clark, Branch Manager of the Redford branch. There are many words to describe Damika, such as caring, compassionate, team player, hardworking, and a leader.  She is someone that goes above and beyond for both her members and staff.  That is why we would like to give a BIG SHOUT OUT to her!!!  PSCU is lucky and proud to have her on our team!
Holiday Hours

In observation of Good Friday
April 14, 2017 all branches of
PSCU will close at noon.
Focus: HOPE will be closed all day.

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  


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