PSCUnow.com • 734.641.8400 August 2017       mobile menu   We Have a Winner! 3 Ways to Save on Monthly Expenses Reasons to Use Home Equity 3 Great Cars for Back to School Health Benefits of Laughing 7 Ideas for Hosting a Party in a Small House Holiday Hours Hit the Road this Summer! First Time Auto Buyers New Mobile App: Coming soon! Employee Spotlight July 2017 June 2017 May 2017 [MORE] 2017 PSCU Board of Directors   Frederick W. Morgan Chairperson Jeffery King Vice Chairperson Dean J. Trudeau Treasurer Edward A. Carey, Jr. Secretary   Charles Lowler  Dale Reaume Nora Sharpley   Credit Committee Veronica Massey Huey Ferguson Juanita Henry   We Have a Winner! Our Spring Spruce Up has come to a close... If you took advantage of our Spring Spruce Up promotion this last Spring, you received a "thank you" $250 Home Depot gift card. Not only that, you were eligible to win our big cash prize... and we are happy to announce our winner was none other than David from Romulus! He won a grand prize of $5,250.00! David decided to go with home improvement financing with us after deciding on a big garage project he wanted to complete. We asked him how he plans on spending his winnings to which he responded "Build a SUPER SWEET garage now! I thought for sure you guys had the wrong number when you called me to tell me I won! I've been a member for over 25 years and my kids always make fun of me for being a walking commercial for PSCU. Thank you, PSCU!" We are so glad that we can help out our members with their projects! We have home improvement financing available year round so if you have an idea for that project you want to do, please don't hesitate to call us! 3 Ways to Save on Monthly Expenses Smart ways to reduce or eliminate your regular expenses Reducing your monthly expenses is a great way to consistently pay down debts or, if you owe nothing, to start saving for the future. Here are some of the best ways to reduce your monthly expenses now so that you can better save and prepare for your future. Reasons to Use Home Equity Evaluating the reasons to tap into home equity Building your equity over time as you pay back your mortgage can give you a feeling of success and excitement about the nearing prospect of owning your home outright. It also gives you the ability to access funds through a home equity line of credit or a home equity loan. 3 Great Cars for Back to School Comfort, affordability and more for going back to school With the start of school comes the start of after school activities. That means lots of extra driving. So what could be a better place to start assessing your back-to-school needs than with a new car? Health Benefits of Laughing Laugh your way to better health Tired of the gym? Looking for some easier ways to boost your health besides that dreaded eight-letter word (“exercise”)? The research is in. Apparently laughter is a necessary, but often overlooked, component for overall wellbeing. 7 Ideas for Hosting a Party in a Small House Seven ways to maximize a small space for a big get-together With a little creativity, maneuvering and outside-the-small-space thinking, you will be able to transform your home to welcome all your party guests. Holiday Hours Hit the Road this Summer! You could receive a $100 gas card For a limited time, members can get a $100 gas card just for closing on an auto loan over $5,000 with PSCU!Want to move your loan over to us? If you do so through September 8th, you will also qualify for this offer. How sweet is that! Visit our website for more details and to apply! First Time Auto Buyers Tired of needing a co-signer? Public Service Credit Union is offering an affordable auto loan program to help young borrowers obtain their first auto loan, while helping them to begin building a solid credit history. The program is designed for young people with no credit or limited but good credit. The biggest advantage for young borrowers is eliminating the need to involve a parent or co-signer. Applicants must be employed and meet other underwriting criteria. Overall, the goal of this special program is to build awareness with young adults who have very little options in the way of affordable used car financing on their own. New Mobile App: Coming soon! It's great to have convenience right in your hand. With our PSCU mobile app, you can conveniently check balances, access transaction history and transfer funds or make loan payments. But we wanted to make it even MORE convenient for our members! Keep an eye out for some great new features... Remote Check Deposit Fingerprint Login GPS Locator Be sure to check our website for updates... they are closer than you think! Employee Spotlight This fall, Ryan will celebrate three years at the Cadillac Branch. Ryan has transitioned from being a Teller to working at our Front Desk and often juggles both at the same time. When Ryan isn’t at Public Service CU he attends classes at Oakland Community College and enjoys singing in his church. Ryan is truly an asset to the Cadillac Branch and is a valuable resource to all as he has acquired a wealth of knowledge regarding just about everything we do! Published by Public Service Credit Union Includes copyrighted material of IMakeNews, Inc. and its suppliers. TELL A FRIEND       mobile menu   Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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