734.641.8400 January 2018
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December 2017
November 2017
October 2017


2017 PSCU
Board of Directors
Frederick W. Morgan

Jeffery King
Vice Chairperson

Dean J. Trudeau

Edward A. Carey, Jr.
Charles Lowler
 Dale Reaume
Nora Sharpley
Credit Committee
Veronica Massey
Huey Ferguson
Juanita Henry
A Message from our CEO

This year I would like to open by wishing you and your family a very happy 2018.

As 2017 has come to a close, I realize how proud I am to write this letter, summarizing our past year and describing our plans for 2018 to you.

You may remember 2016 offered significant opportunities and challenges to Public Service Credit Union as we successfully merged with three local credit unions. While 2016 was a year of excitement, 2017 was a year of integration, organization and growth. In working together with our blended family of members and employees, we committed to expanding our products and services to our membership, while also contributing more to our community at large.

Stocks vs. Bonds: What’s Right for You?
What mix of stocks and bonds should investors target?

Investors are often advised to diversify their portfolio between stocks and bonds. While both represent different ways to invest in a company, how do they differ and which one is right for you?

Tips for Paying Off Credit Card Debt
Getting your credit card down to a zero balance is possible if you know how to go about it

Paying off your debt is imperative for helping boost your credit score, freeing up money for things you need or for saving and providing much-needed financial peace of mind. All too often, however, paying off debt feels like an uphill battle. With a few steadying principles and approaches, you can get over the hump and arrive at the peak of financial freedom.

Saving for the New Year
Turn over a fresh financial leaf

A new year provides a great opportunity to press the reset button on your financial goals. Whether you are continuing your current resolutions or initiating new ones, here are some strategies to help boost savings and curb expenses in 2018.

Is a CPO Vehicle Right For You?
Consider this option during your car buying process

Certified Pre-Owned (CPO) vehicles possess many of the same advantages as both new and used vehicles, making them an attractive option for many drivers.

Paying it Forward: How to Give Back in 2018
Ways to spread kindness and pay it forward in 2018

If giving back or paying it forward one of your goals for 2018, but you’re a little unsure on how to actually accomplish this philanthropic plan, don’t worry. With the following suggestions, you’ll be inspired by a variety of small, big and in-between ways to pay it forward, making your 2018 goal of giving back easy to do.

Holiday Hours

All branches of PSCU will be closed on Monday, January 15, 2018
in observance of
Martin Luther King, Jr. Day.

Sign to WIN!

Hurry! Time is running out for you have a chance to get an iPhone X for yourself, just by shopping!
Every time you use your debit card and sign for a transaction, you will automatically be entered into a drawing for an iPhone X. It's that easy - each transaction gives you more chances to WIN! This is for a limited time only. Offer expires 1-31-18. Click Here for rules and complete details.

Public Service Credit Union’s Annual Meeting

Elections will be held during the annual meeting. Board of Directors members running for re-election this year are Dale Reaume and Charles Lowler.

The annual meeting is scheduled on Tuesday, January 23, 2018 @ 4:00pm.
It will be held at the Romulus Branch located at 7665 Merriman Rd.

We would like to encourage your attendance and participation.

Employee Spotlight

Valorian has only been with the credit union since June of 2017, and in that short period of time he has had a great impact with the members at the Millender Branch. He already calls most members by name once they come in and whether he knows you or not he always greets everyone with a smile and gives them a great member experience while they are in the branch. Valorian is on the rise here at the Credit Union and is always helpful to the rest of his co-workers. With his caring, respectful, and motivated attitude Valorian is a great asset to PSCU Family.
The Triple Jingle Loan is Back

By popular demand, the Triple Jingle Loan is back! If you've been a member for 12 months and are in good standing, you could borrow up to $1,200 with a 12-month term at 12% APR*. This is a great loan opportunity just in time for the holidays. This is a online offer only, Click Here for details to apply.

Time is running out for 15% Over Limit

If you have a line of credit with PSCU, you may qualify for our "15% Over the Limit" offer. This offer ends January 31, 2018, so be sure to contact one of our representatives to see if you're eligible to take advantage of this opportunity.  
TurboTax is here!

As a Public Service Credit Union member, you can save up to $15 on TurboTax® — the #1 best-selling tax software. With TurboTax, you’ll get your taxes done right and your biggest possible refund — plus a chance to win $25,000! To be automatically entered to win, just try TurboTax Online for FREE go to: by February 15th. Start TurboTax today for free!
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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