PSCUnow.com • 734.641.8400 March 2018       mobile menu   Check Out our Great IRA CD Rates! When to Crack into Your Retirement Savings Early What Purchases Are Okay to Make with Loans? Important ACH Info 2018 Vehicles with the Highest Safety Ratings The Basics of Successful Budgeting Attention Former Metro Shores Mbrs. TurboTax is here! Mark your Calendar! Scholarship Applications are Here! iPhone X Winner! Employee Spotlight Holiday Hours February 2018 January 2018 December 2017 [MORE] 2017 PSCU Board of Directors   Frederick W. Morgan Chairperson Jeffery King Vice Chairperson Dean J. Trudeau Treasurer Edward A. Carey, Jr. Secretary   Charles Lowler  Dale Reaume Nora Sharpley   Credit Committee Veronica Massey Huey Ferguson Juanita Henry   Check Out our Great IRA CD Rates! There's no time like the present to get ready for the future! And, PSCU wants to help get you there. From now through May 14, 2018 we are offering a special rate for our IRA CD's. It's the perfect time to tuck away some extra cash for a rainy day. "Click Here" for qualifications and guidelines for this limited time offer. When to Crack into Your Retirement Savings Early Instances that may justify prematurely tapping into your pension While it’s usually best to avoid withdrawing from your retirement funds early, there are a few special situations when it can be advantageous to do so. Discover which scenarios might legitimize this transaction and learn how you can minimize early withdrawal penalties if you choose to go this route. What Purchases Are Okay to Make with Loans? Can you use your loan for alternative costs? After taking out a loan, it is possible to end up with more money than you needed. This can be unintentional and is a common occurrence in some cases, such as with student loans. So what purchases are okay to make with loans? Important ACH Info Did you know? Starting 03/16/2018, same-day credits and debits may post to your account the same day they are initiated, due to regulation changes. Merchants will now have the option to send payroll, clear payments for bills, or convert written checks via ACH (Automated Clearing House) and could send the credit or debit with a settlement that will post to your account by 5:00 PM the same day. 2018 Vehicles with the Highest Safety Ratings Discover the safest models in each major vehicle segment If you want to know which vehicles are the safest in each segment, Nathan Bomey of USA Today recommends consulting the Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration (NHTSA), the two leading experts on vehicle-based safety. The Basics of Successful Budgeting Secure your financial future with these basic budgeting steps If you’re clueless about where your money goes each month, you cannot create a financially stable present let alone plan for a healthily funded future. The following budgeting basics will help you garner a more complete picture of your finances, take control of your spending and plan your investments. Attention Former Metro Shores Mbrs. Former Metro Shores VISA® Cardholders: As of January 19, 2018 credit union VISA® card payments are no longer accepted through PSCU’s online banking or eZCard. You can now access your credit card and make payments by visiting www.myaccountaccess.com Our PSCU routing number is 272079487. You can visit any branch office to get your account number. (No account numbers will be given over the phone for security purposes.) TurboTax is here! As a Public Service Credit Union member, you can save up to $15 on TurboTax® — the #1 best-selling tax software. With TurboTax, you’ll get your taxes done right and your biggest possible refund. Start TurboTax today for free! Mark your Calendar! The Shred-It truck will be coming to our Romulus branch (7665 Merriman Rd.) on Saturday, April 21, 2018 from 10am to 12 noon. This is a FREE service we offer to our membership to help protect against ID theft. Limit 2 (file size) boxes per member. Items OK to shred: Paperclips, Staples,  Hanging Folders & Black Binder Clips. Items NOT OK to shred:  CD's, Hard Drives, 3 Ring Binders & Plastic. Scholarship Applications are Here! "Download the application today" iPhone X Winner! We are so happy to announce that with almost 500,000 entries, we HAVE A WINNER!!! By random selection, Amber from Flat Rock has won a BRAND NEW iPhone X by simply using her Public Service Credit Union debit card and signing for her $3 purchase! Congratulations, Amber! Employee Spotlight Tanner Jackson has only been working for PSCU for 8 months and has ranked 2nd as the top sales employee. Joumana Mcdad, AVP of Sales, was quoted to say, “The first 3-months was a big training curve for Tanner, but he embraced everything he learned and has been applying his knowledge on a daily basis.  Tanner challenges the status quo when it comes to ensuring that he is providing top notch service! Impressed is an understatement!” That is why we would like to recognize Tanner for a job well done! Holiday Hours All branches of PSCU will be closing at noon on Friday, March 30th in observance of Good Friday. With the exception of our Focus: HOPE branch, which will be closed all day Friday, March 30th and all day Monday, Apr. 2nd. We wish you all a blessed holiday. Published by Public Service Credit Union Includes copyrighted material of IMakeNews, Inc. and its suppliers. TELL A FRIEND       mobile menu   Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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