PSCUnow.com • 734.641.8400 May 2018       mobile menu   More Branch Locations Coming Near You! How to Determine Whether You're Ready to Retire Should You Sell or Trade In Your Car? 6 Ways to Improve Your Credit Score Unique Graduation Party Ideas Great Gift Idea! Don't Delay - Offer ends May 21st Regulation ACH Changes Important Info to know Employee Spotlight Holiday Hours April 2018 March 2018 February 2018 [MORE] 2017 PSCU Board of Directors   Frederick W. Morgan Chairperson Jeffery King Vice Chairperson Dean J. Trudeau Treasurer Edward A. Carey, Jr. Secretary   Charles Lowler  Dale Reaume Nora Sharpley   Credit Committee Veronica Massey Huey Ferguson Juanita Henry   More Branch Locations Coming Near You! PSCU is excited to announce that as of July 1, 2018 we have successfully purchased 7 current shared branches from Co-op Credit Union Family Service Centers. These branches will continue to operate as shared branches and slowly transition into Public Service Credit Union branded branches over the next year. We are looking forward to growing our PSCU family and will begin going live with these new branches starting in late May. The locations for these branches are: Southfield, Taylor, Redford, Garden City, Northwest Detroit, East side Detroit and Ann Arbor. We will continue to update our members, as we proceed with this exciting new responsibility. How to Determine Whether You're Ready to Retire Tips for making sure it’s the right time to ride off into the sunset Regardless of whether or not you’re of retirement age or are thinking of stepping away early, there are some key things you should consider before confirming the start of your next chapter. Should You Sell or Trade In Your Car? A guide to determine what to do with your old ride When the time comes, you can either sell your current car or trade it in during the process of getting a new vehicle. Either of these methods can be beneficial, depending on your desired outcome. Consider the pros and cons for each before you make your final decision. 6 Ways to Improve Your Credit Score Practical steps to enhance the health of your finances Having a healthy credit score is necessary if you wish to apply for loans to help finance big-ticket expenses such as a house or a higher education. If your credit score needs a boost, don’t despair. Here are six practical strategies to increase it. Unique Graduation Party Ideas Make your graduate’s party pop with these creative tips Graduation is one of the proudest times in a person’s youth, marking an academic achievement and the transition to the next stage of their life. Although this occasion is often commemorated with a party, a lot of these celebrations tend to be boring, cookie-cutter affairs. There are some ways, however, to make the graduation party far more unique and memorable. Great Gift Idea! Don't Delay - Offer ends May 21st Hurry - time is running out to take advantage of this great opportunity. PSCU has a 21-month CD available for 2.10%. Go to our website for complete rules and guidelines.  Flat Rock staff is having fun with a member between opening a CD. Regulation ACH Changes Did you know? As of 03/16/2018, same-day credits and debits may post to your account the same day they are initiated, due to regulation changes. Merchants will now have the option to send payroll, clear payments for bills, or convert written checks via ACH (Automated Clearing House) and could send the credit or debit with a settlement that will post to your account by 5:00 PM the same day. Important Info to know Our PSCU routing number is 272079487. You can visit any branch office to get your account number. (No account numbers will be given over the phone for security purposes.) Employee Spotlight PSCU is proud to recognize Roberta Healey as our Spotlight Employee of the month. Roberta originally started at our Flat Rock branch 14 years ago. Then recently came to work in our Romulus office. Our members love her enthusiastic personality, along with her knowledge and ability to service our members. Roberta is truly a shining star at PSCU, and we are lucky to have her! Thank you, Roberta!  Holiday Hours All branches of PSCU will be closed on Monday, May 28th on honor of Memorial Day! Published by Public Service Credit Union Includes copyrighted material of IMakeNews, Inc. and its suppliers. TELL A FRIEND       mobile menu   Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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