PSCUnow.com 734.641.8400 July 2018
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June 2018
May 2018
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2017 PSCU
Board of Directors
 
Frederick W. Morgan
Chairperson

Jeffery King
Vice Chairperson

Dean J. Trudeau
Treasurer

Edward A. Carey, Jr.
Secretary
 
Charles Lowler
 Dale Reaume
Nora Sharpley
 
Credit Committee
Veronica Massey
Huey Ferguson
Juanita Henry
 
Our New Locations Have You Covered!

Did you know that we have 16 locations throughout Metro Detroit? The CU Family Service Center branches are now a part of the PSCU family, which means no matter where you go, we've got you covered! Make sure to visit one of our new branches- Read on to find a branch near you!


Pros and Cons of Owning a Rental Property
Owning rental property may not be as simple as it seems


Owning and renting real estate is an investment option with many attractive advantages, especially among the retired. What’s more, thanks to the passage of the 2017 Tax Cuts and Jobs Act, the economics of buying rental property are more favorable than they have been for a generation.


Why Your Financial Institution Is the Best Place for an Auto Loan
Five reasons to opt for a local credit union when funding a vehicle


Although there are many ways to establish a car loan when you’re purchasing a new or used ride, some financial entities will save you more money and deliver more personalized service than others. Here are five advantages to securing a car loan with a credit union rather than a commercial bank.


Four Mistakes People Make With Student Loans
Stay smart with a student loan strategy


Going to college is a life-changing experience that can open doors to new careers and increase your lifetime earning potential. If you are looking for a new student loan or are trying to make the best out of the repayment period, make sure you are avoiding these common student loan mistakes.


Benefits of Working Out in the Morning
Reasons to consider rising and grinding when the sun comes up


If you find that you’re pressed for time when the evening workout comes calling, consider switching things up and moving your workout to the morning.


Tips for Taking Better Phone Pictures
You don’t need expensive photography equipment to take a great photo


Smartphones make life more convenient. They help settle arguments with a quick Internet search, let you hold all of your favorite music in the palm of your hand and give you an instant way to capture your favorite moments on camera. If you’re relying on your phone’s built-in camera to take important pictures, there are ways you can make your phone pictures even better.


Your Home is Sitting on Money!



Your home was made to support you and your family. It has given you shelter, safety, and memories; but what if your home could help you for the future as well? With Home Equity Loans and Home Equity Lines of Credit (HELOC), your household can be the financial foundation for your future.



Identity Theft


As our reliability on technology grows, more of our personal information is placed on the internet for easier use. However, with all of this info available at our fingertips, it can also be easily accessed by others. In the United States alone, 7.5% of households have experienced a form of ID theft; and 12,157,400 people fall victim to theft each year, on average.


Trenton Summer Festival


Despite threats of wind and rain, Trenton Summer Festival 2018 went off without a hitch and drew attendees from across Michigan. To celebrate the summer event, Public Service Credit Union set up their canopy and raffled off Mad Money to the public. Congratulations to our winners and we hope that everyone continues to have a fun and safe summer.

Don't forget to come visit us at the Uncle Sam Jam in Woodhaven July 12th-15th!

Employee Spotlight


For the month of June, our employee spotlight shines on Sharon Spurling. For over 3 years, Sharon has excelled in the HR & Staff Development department at our Romulus branch. She is known for being cheerful, smart, innovative and hardworking; tackling projects with passion and thoroughness. In her spare time, Sharon spends time with her 2 children and enjoys reading when she gets the chance. Thank you for your excellent work Sharon and for inspiring your fellow employees.
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  


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