734.641.8400 August 2018
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2017 PSCU
Board of Directors
Frederick W. Morgan

Jeffery King
Vice Chairperson

Dean J. Trudeau

Edward A. Carey, Jr.
Charles Lowler
 Dale Reaume
Nora Sharpley
Credit Committee
Veronica Massey
Huey Ferguson
Juanita Henry
First Time Auto Buyers
Public Service Credit Union is offering an affordable auto loan program to help first time auto buyers receive a loan for their first vehicle while helping them to begin building a solid credit history. The program is designed for people with no credit or limited but good credit. The biggest advantage for young borrowers is eliminating the need for a co-signer. Applicants must be employed and meet other underwriting criteria. Overall, the goal of this special program is to help new drivers get on the road on their own while helping them build credit.

Why You Should Open a Savings Account for Your Business
Learn the benefits of keeping your money separate

As the owner of a business, you’ve probably opened a business checking account so that you can pay your suppliers and separate enterprise money from your personal accounts. If you really want your business to be as sound as possible, consider going one step further and opening a business savings account.

Pros and Cons of Paying Off Your Loans Early
Is there ever a wrong time to pay off a loan early?

Carrying loan debt can be stressful if you have other things you’d rather be doing with your money — and, frankly, who doesn’t? This leads to the noble ambition of wanting to pay off your loans as early as possible, which can pay dividends for you in terms of saving money and anxiety. However, even if you have the means, is it always the right decision to pay off a loan or debt early?

How to Establish Good Social Media Practices with Your Kids
Help your kids be smart and safe while being social online

Although it has the power to connect, inform and engage people like never before, social media can also put your child in potentially dangerous situations. With your guidance, your child can safely navigate the pitfalls and celebrate the joys of social media.

Cost of Living - The Big Move

At one time or another, we have all considered making a move to somewhere outside of the state of Michigan. Although most of us decide to stay in the Great Lakes State, it is a wonder to how we compare to other states. Most importantly, how we compare in cost of living.

2018 PSCU Scholarship Ceremony

Recipients and family members arrived in Romulus on Tuesday afternoon to receive their scholarship checks in recognition of their hard work. The main lobby of Public Service Credit Union was transformed into a stage set for the scholars. President/CEO Dean Trudeau, board member Nora Sharpley and employee Deleanna Allen spoke to their accomplishments and presented the scholars with additional gifts including a personalized USB drive that had information to help them as they transition into college life.

Uncle Sam Jam

Woodhaven hosted its annual fair, Uncle Sam Jam, earlier this month. Civic Center Park was lined with carnival attractions ranging from roller coasters, to barbecue pits and a traveling freak show. The highlight of the event however, was the three musical acts that performed that weekend. The cast included: Sebastian Bach, Your Generation In Concert and Candlebox.

Employee Spotlight

This month's ‘Employee Spotlight’ shines on Monica Hoover. She is a consistent and reliable worker who manages to keep her positive attitude even when situations get difficult. In her spare time, Monica enjoys going to concerts with her husband and camping with family and friends. At home, she enjoys spending time with her “fur babies” (one dog and one cat). Thank you, Monica, for everything that you do for Public Service and for making the work week that much more enjoyable!
Published by Public Service Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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