PSCUnow.com • 734.641.8400 September 2018       mobile menu   Employee Spotlight Relay for Life 15 Minute or Less No Bake Recipes Does the 4 Percent Rule Still Work? How to Create a Food Budget Taking Out a Loan When Your Savings Fall Short Limited Time Offer: No Co-Signer or Credit History Needed! Hines Drive Cruise Sista Strut Leasing vs. Buying Holiday Hours August 2018 July 2018 June 2018 [MORE] 2017 PSCU Board of Directors   Frederick W. Morgan Chairperson Jeffery King Vice Chairperson Dean J. Trudeau Treasurer Edward A. Carey, Jr. Secretary   Charles Lowler  Dale Reaume Nora Sharpley   Credit Committee Veronica Massey Huey Ferguson Juanita Henry   Limited Time Offer: No Co-Signer or Credit History Needed! Are You a First Time Auto Buyer? Buying your first car normally involves asking mom or dad to cosign. We can help! If you have little or no credit history and are looking for that first car, we will get you on your way to a new ride! Plus, as a First Time Auto Buyer, you will receive special pricing for GAP Insurance (insurance that covers the difference between what your car is worth and what you owe) and MRC (Mechanical Repair Coverage). Click here to apply or stop in a branch to speak with a loan officer. Does the 4 Percent Rule Still Work? Does the long-trusted rule of thumb still hold up? If you’re well along the road to retirement, you’ve probably heard about the 4 percent rule in some capacity. This guideline for making withdrawals in retirement has been confirmed through extensive study and practice over the past 20 years, but there’s cause enough to question whether this strategy is still valid today given the increasing financial demands put on retirees. Taking Out a Loan When Your Savings Fall Short Should a personal loan cover your financial needs in an emergency? Ideally, you would never need more money than your savings allow. However, a sudden problem such as a medical emergency or high credit card debt could place a demand on your finances beyond what your savings can handle. At this point, taking out a personal loan to cover the costs could be your best choice. Leasing vs. Buying Which is right for you? Looking for a new car can be fun and exciting while deciding how to purchase it, can be daunting. 15 Minute or Less No Bake Recipes Headed to a backyard BBQ or pool party and need to bring a dish to pass? Here are three easy summer recipes. How to Create a Food Budget Frugal grocery-buying strategies to minimize monthly expenses While food expenses are a necessary component of any monthly budget, there are practical ways to reduce food costs. Get the lowdown on creating a monthly food budget, as well as other steps you can take to stick to personal savings goals in this area, in this article. Employee Spotlight Jeremy Charette has been a teller for just a short time (since January of 2018), but has been a huge help! He is always flexible and helping out at multiple branches. Like Batman, Jeremy goes where he is needed! His favorite color is red and he enjoys finding old unusual money, playing video games and working with computers. He plans to continue his computer education this fall with an online class. Relay for Life PSCU had the honor of participating in Relay for Life in Romulus again this year. The Disney-themed event was held on August 4-5th in Senior Center Park. The staff had a blast representing "Moana" and walking laps all night to support the fight against cancer! Hines Drive Cruise We LOVE our community! What better tradition to represent this community than a cruise along Hines Drive. What makes this cruise so special? Only classic cars are allowed to participate! On Sunday, August 26th, PSCU was able to attend the event and hand out free sunglasses to attendees of the Hines Drive Cruise. Sista Strut PSCU was out with our Mobile Branch on Saturday, August 25th at Grand Circus Park in downtown Detroit PSCU for Sista Strut, a one mile walk that raises awareness for breast cancer and benefits the Karmanos Cancer Institute. Holiday Hours Published by Public Service Credit Union Includes copyrighted material of IMakeNews, Inc. and its suppliers. TELL A FRIEND       mobile menu   Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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