734.641.8400 January 2019
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December 2018
November 2018
October 2018


2019 PSCU
Board of Directors
Frederick W. Morgan

Jeffery King
Vice Chairperson

Dean J. Trudeau

Edward A. Carey, Jr.
Charles Lowler
 Dale Reaume
Nora Sharpley
Credit Committee
Veronica Massey
Huey Ferguson
Juanita Henry
Message From our CEO
Welcome to 2019!  We, here at Public Service Credit Union, are so excited about our plans and possibilities for this upcoming year.

During 2018 we took some steps to position the credit union for growth, expansion and improved member service.  Financially, 2018 was another very good year for us. Our assets grew from $269MM to nearly $300MM and our net earnings exceed $2MM, more than 100% above budget!  Additionally, our membership grew by more than 1,000 new members!

What to Do When You Get Dividends
Making the most of your dividend payouts

Investing in the stock market offers up a great deal of both short-term and long-term benefits, and there may be no better example of the former than dividend stocks.

How Does the Interest Rate Affect You?
The rates are steadily rising

Since the recession of the late 2000s, the U.S. economy has continued to recover and grow again. Simultaneously, the cost of borrowing money, or the interest rate, is on the rise.

Make Your Financial New Year Resolutions Succeed!

Whether you are looking to save money or pay off debt for your New Year’s Resolution, here are steps you can take to make sure you succeed!

Win a $500 gift card to Amazon!

Could you use a $500 Amazon gift card? Well, our Sign to Win promotion is back! Every time you use your PSCU debit card, you will be entered into a drawing to win! Not to mention, there are UNLIMITED ENTRIES!! Plus, if you use your PSCU debit card on Amazon, you get DOUBLE THE ENTRIES... If you're anything like me, that adds up to A LOT of chances to win. Start signing today and until January 31st. For details on rules and qualifications, click here.

Calendar Closing

Monday, January 21st 2019, all PSCU branches will be closed in observance and remembrance of Dr. Martin Luther King, Jr.

12 Days of Giving

PSCU kicked off their 12 Days of Giving on December 6th. During the year, employees have the chance to donate part of their paycheck to a charity fund. Since the employees created the fund, they were able to brainstorm ideas on how to "do good" with it. Thus, the "12 days of giving" was born. Each day teams of employees were given $1,000 dollars to give back to people in need in their communities. Each team impacted an organization or people differently. The creativity flowed as Christmas trees were bought, layaway items were paid off and grocery carts were purchased for unsuspecting customers. Click here to see our inspiring video and "Read More" to learn more about the humbling project.

Five Star Bauer Rating

Bauer Financial is the nation's leading independent bank and credit union rating firm. They award ratings from zero to five stars. Institutions that receive a four or five are considered recommended by Bauer Financial. Public Service Credit Union is proud to announce that we have received a five star rating for 2018. This is the highest ranking possible and we are proud of achieving such an honor.

Employee Spotlight

Dominique has been with PSCU since 2011. She started as a Member Service Representative and is now in the Remote Services department. She keeps her department in good spirits throughout the day with her upbeat energy and fun personality. She is a wealth of knowledge and PSCU is lucky to have her. Outside of work she enjoys watching mystery shows on Discovery ID and doing her fingernails like a pro!

Election Results & Annual Meeting

Frederick Morgan and Edward Carey were nominated to the office of Board of Directors of Public Service Credit Union to serve a 3-year term. These incumbents have been re-elected by acclamation since no other member had filed a nominating petition and an election was not required. Thank you for your continued dedication and volunteer work with the Credit Union.

The annual meeting is scheduled on Tuesday, January 22, 2019 @ 5:00pm.
It will be held at the Romulus Branch located at 7665 Merriman Rd.

Published by Public Service Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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