734.641.8400 February 2019
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2019 PSCU
Board of Directors
Frederick W. Morgan

Jeffery King
Vice Chairperson

Dean J. Trudeau

Edward A. Carey, Jr.
Charles Lowler
 Dale Reaume
Nora Sharpley
Credit Committee
Veronica Massey
Huey Ferguson
Juanita Henry
Grosse Ile Grand Opening!
Our Grosse Ile branch has moved locations! Come help us celebrate with light refreshments and a ribbon cutting on February 11th at 4:00pm at our new location on 8095 Macomb. Click 'Read More' to find out about our free financial seminars we are hosting at our new branch!

What is the Retirement Earnings Test?
What to know about Social Security heading into retirement

If you are planning on drawing on your Social Security benefits before you reach the full retirement age, you will need to take the Retirement Earnings Test. The results of this test will have a significant impact on the money you are able to draw to supplement your income leading into your official retirement.

Methods for Improving Your Car’s Resale Value
How to get a better trade in your old car

There comes a time in every driver’s life when he or she must upgrade to a new ride. If you can’t sell or trade your car for what you expect, the process of getting a new ride can be extra stressful.

Start the New Year off Right with These Savings Tips
Fresh financial habits to maximize your savings

A new year is a great time for a money makeover. If you struggle with saving, or want to save even more than you do already, here are seven strategies worth implementing.

When You Should Increase Your Deductible
Scenarios that might justify a higher deductible

Discover what circumstances might legitimize a higher deductible, as well as some strategies for adjusting your deductible for different coverages.

Employee Spotlight

Gwenetta, a branch manager at Redford, will be celebrating her 30-year anniversary this year! Gwenetta is being recognized this month for her flawless transition from the Detroit Northwest to the Redford branch. She assured all final tasks were handled, which consisted of tons of hours and labor. Up until the last day before the transition, she ran her branch efficiently, satisfactorily, and with a smile! She also made time to get at least two days a week in at the Redford branch to acclimate herself with staff, membership and the community. Gwenetta, thank you for doing such a fantastic job during this transition and thank you for all the long days and nights during this process. You are appreciated!

Our VA Branch has new business hours. They will now be open Monday - Friday 8AM - 4:30PM.

Donation Scams

Professional scammers are always trying to think of ways to swindle people out of their hard-earned money and often pose as charities to cover their bad intentions. Here are some tactics that scammers use and additional tips that can help keep you from becoming a victim of a donation scam. (Fraud Fighters Team). Click Here to read the full article. 

President's Day

All branches of PSCU will be closed Monday, February 18th in observance of President's Day. We will reopen the following day on Tuesday with regular business hours. 
Published by Public Service Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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